$399,900

1421 Gainer Rd Chipley, FL 32428

Estimated payment $2,483/month

Total Views 309
3 Beds
2.5 Baths
2,399 Sq Ft
$167 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Covered Patio or Porch
  • Traditional Architecture
  • No HOA
  • Fireplace

About This Home

Welcome to this beautiful brick home perfectly situated just minutes from Walmart, I-10, and shopping while still offering the peace of a country setting on nearly an acre. This well-maintained 3-bedroom, 2.5-bath home features a spacious living area with a cozy gas fireplace, built-in speakers, and plantation shutters throughout much of the home. The kitchen offers an abundance of cabinetry with pullout drawers, a walk-in pantry, and a breakfast nook, making it ideal for everyday living. The split floor plan provides privacy, with a master suite that includes a walk-in closet, his and her closets, room-darkening shades, and a large bath complete with jetted tub, double vanities, and a walk-in shower. The additional bedrooms share a convenient Jack & Jill bathroom.Practical features include a half bath and laundry off the kitchen, an office area, and a two-car garage with extra storage and floored attic space. Enjoy outdoor living on the newly rescreened porch and expansive Trex deck, surrounded by shade trees and flowering plants. With updates such as tile flooring in the kitchen, baths, and laundry, a security system, and thoughtful details throughout, this home offers both comfort and convenience. A must-see property with the perfect blend of town convenience and country charm!

Listing Agent

Cindy Birge

Elite Realty License #3055777 Listed on: 08/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,645

Year Built

  • Built in 1999

Lot Details

  • 0.85 Acre Lot
  • Property fronts a county road
  • Landscaped
  • Cleared Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2,399 Sq Ft Home
  • Fireplace
  • Living Room
  • Dining Room
  • Utility Room

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,645

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1999
  • Property Sub Type: Detached
  • Lot Size Acres: 0.85
  • Lot Size: irregular
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Traditional
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
  • Interior Amenities: Fireplace, Split Bedrooms, Utility Room
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Living Area: 2399.0
  • Dining Room Type: Bedroom, Dining Room, Garage, Kitchen, Living Room, Primary Bedroom, Utility Room

Exterior Features

  • Pool Features: None
  • Waterfront: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Deck
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Septic Available, Water Available
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Lot Info

  • Lot Features: Cleared, Landscaped
  • Lot Size Sq Ft: 37026.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Negotiable

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,645 $291,484 $6,375 $285,109
2023 $3,369 $235,092 $0 $0
2022 $2,969 $233,227 $5,270 $227,957
2021 $2,669 $192,623 $4,420 $188,203
2020 $2,412 $169,634 $4,420 $165,214
2019 $2,376 $161,007 $4,420 $156,587
2018 $1,747 $153,928 $4,420 $149,508
2017 $1,658 $148,680 $0 $0
2016 $1,644 $145,622 $0 $0
2015 $1,683 $145,622 $0 $0
2014 -- $145,622 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 For Sale $399,900 +82.6% $167 / Sq Ft
06/20/2022 06/20/22 Off Market $219,000 -- --
06/20/2022 06/20/22 Off Market $219,000 -- --
08/31/2018 08/31/18 Sold $219,000 -8.7% $91 / Sq Ft
07/27/2018 07/27/18 Pending -- -- --
07/18/2018 07/18/18 For Sale $239,900 +9.5% $100 / Sq Ft
04/24/2017 04/24/17 Sold $219,000 -6.8% $91 / Sq Ft
01/19/2017 01/19/17 Pending -- -- --
06/27/2016 06/27/16 For Sale $234,900 -- $98 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $219,000 Brps Title Of Texas Llc
Warranty Deed $219,000 Brps Title Of Texas Llc
Warranty Deed $219,000 Florida Land Title & Tr Co
Warranty Deed $190,000 Florida Land Title & Tr Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $197,100 New Conventional
Previous Owner $181,200 VA
Previous Owner $152,000 VA
Previous Owner $191,600 New Conventional
Previous Owner $40,000 Credit Line Revolving
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 777958

Central Panhandle Association of REALTORS®

APN: 00000000-00-2456-0001