Seller's Agent in 2025
Cindy Birge
Elite Realty
(850) 258-9442
118 in this area
484 Total Sales
1421 Gainer Rd Chipley, FL 32428
3
Beds
2.5
Baths
2,399
Sq Ft
0.85
Acres
Highlights
- Deck
- No HOA
- Breakfast Area or Nook
- Traditional Architecture
- Covered Patio or Porch
- Walk-In Pantry
About This Home
As of November 2025Welcome to this beautiful brick home perfectly situated just minutes from Walmart, I-10, and shopping while still offering the peace of a country setting on nearly an acre. This well-maintained 3-bedroom, 2.5-bath home features a spacious living area with a cozy gas fireplace, built-in speakers, and plantation shutters throughout much of the home. The kitchen offers an abundance of cabinetry with pullout drawers, a walk-in pantry, and a breakfast nook, making it ideal for everyday living. The split floor plan provides privacy, with a master suite that includes a walk-in closet, his and her closets, room-darkening shades, and a large bath complete with jetted tub, double vanities, and a walk-in shower. The additional bedrooms share a convenient Jack & Jill bathroom. Practical features include a half bath and laundry off the kitchen, an office area, and a two-car garage with extra storage and floored attic space. Enjoy outdoor living on the newly rescreened porch and expansive Trex deck, surrounded by shade trees and flowering plants. With updates such as tile flooring in the kitchen, baths, and laundry, a security system, and thoughtful details throughout, this home offers both comfort and convenience. A must-see property with the perfect blend of town convenience and country charm!
Last Buyer's Agent
Non Member
NON-MEMBER OFFICE
Home Details
Home Type
- Single Family
Year Built
- Built in 1999
Parking
- 2 Car Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Brick Exterior Construction
Interior Spaces
- Fireplace
- Plantation Shutters
- Living Room
- Dining Room
- Utility Room
Kitchen
- Breakfast Area or Nook
- Walk-In Pantry
- Electric Oven
- Electric Cooktop
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Deck
- Covered Patio or Porch
Additional Features
- 0.85 Acre Lot
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2025
Closed on
Nov 3, 2025
Sold by
Mathis Jeffrey A and Mathis Leah P
Bought by
Gentry Jason R and Gentry Katelyn M
Seller's Agent
Cindy Birge
Elite Realty
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$399,900
Sold Price
$375,000
Premium/Discount to List
-$24,900
-6.23%
Views
25
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.55%
Original Mortgage
$300,000
Outstanding Balance
$299,716
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$94,189
Purchase Details
Closed on
Aug 17, 2018
Sold by
Stone Financial Llc
Bought by
Mathis Jeffrey A and Mathis Leah P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,100
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 3, 2018
Sold by
Tidwell Ty Everett and Tidwell Andrea
Bought by
Stone Financing Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,100
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 21, 2017
Sold by
Clay James and Clay Ernestine
Bought by
Tidwell Ty Everett
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,200
Interest Rate
4.3%
Mortgage Type
VA
Purchase Details
Closed on
Aug 30, 2011
Sold by
Maines Jayne C and Maines Howard D
Bought by
Clay James and Clay Ernestine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
4.53%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $375,000 | Anchor Title | |
| Warranty Deed | $219,000 | Brps Title Of Texas Llc | |
| Warranty Deed | $219,000 | Brps Title Of Texas Llc | |
| Warranty Deed | $219,000 | Florida Land Title & Tr Co | |
| Warranty Deed | $190,000 | Florida Land Title & Tr Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | New Conventional | |
| Previous Owner | $197,100 | New Conventional | |
| Previous Owner | $181,200 | VA | |
| Previous Owner | $152,000 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/03/2025 11/03/25 | Sold | $375,000 | -6.2% | $156 / Sq Ft |
| 09/18/2025 09/18/25 | Pending | -- | -- | -- |
| 08/21/2025 08/21/25 | For Sale | $399,900 | -- | $167 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,846 | $277,661 | $7,225 | $270,436 |
| 2024 | $3,645 | $291,484 | $6,375 | $285,109 |
| 2023 | $3,369 | $235,092 | $0 | $0 |
| 2022 | $2,969 | $233,227 | $5,270 | $227,957 |
| 2021 | $2,669 | $192,623 | $4,420 | $188,203 |
| 2020 | $2,412 | $169,634 | $4,420 | $165,214 |
| 2019 | $2,376 | $161,007 | $4,420 | $156,587 |
| 2018 | $1,747 | $153,928 | $4,420 | $149,508 |
| 2017 | $1,658 | $148,680 | $0 | $0 |
| 2016 | $1,644 | $145,622 | $0 | $0 |
| 2015 | $1,683 | $145,622 | $0 | $0 |
| 2014 | -- | $145,622 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Birge
-
N
Buyer's Agent in 2025
Non Member
NON-MEMBER OFFICE
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 777958
APN: 00000000-00-2456-0001
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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