Seller's Agent in 2020
Ryan Cherney
Circle One Realty
(630) 862-5181
1 in this area
1,005 Total Sales
1425 S 7th St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
2
Beds
1
Bath
1,072
Sq Ft
7,841
Sq Ft Lot
Highlights
- Recreation Room
- Ranch Style House
- Fenced Yard
- Davis Primary School Rated A-
- Wood Flooring
- Detached Garage
About This Home
As of May 2020ABSOLUTELY ADORABLE RANCH HOME IN FANTASTIC LOCATION!! WALK TO BOTH DOWNTOWN GENEVA AND ST. CHARLES! Everything has been redone here. New stainless/granite kitchen, updated bath, windows and doors all done in 2012, refinished hardwood flooring, new carpet. NEW FURNACE, NEW A/C, NEW WATER HEATER! The list goes on and on! 3rd BR converted to family room but easily converted back to a bedroom. Walk to parks and paths!
Last Agent to Sell the Property
Suburban Life Realty, Ltd License #471003181 Listed on: 03/28/2015
Last Buyer's Agent
Jeffrey Jay
Coldwell Banker Real Estate Group - Geneva
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,113
Year Built
- 1955
Parking
- Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Garage Is Owned
Home Design
- Ranch Style House
- Slab Foundation
- Asphalt Shingled Roof
- Aluminum Siding
Interior Spaces
- Recreation Room
- Wood Flooring
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Porch
- Fenced Yard
Listing and Financial Details
- Homeowner Tax Exemptions
- $3,400 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 11, 2020
Closed on
Apr 27, 2020
Sold by
Laubenstein Zachary and Laubenstein Sarah
Bought by
Moment Andrew and Moment Stephanei
Seller's Agent
Ryan Cherney
Circle One Realty
Buyer's Agent
Traci Kearns
eXp Realty, LLC
List Price
$249,900
Sold Price
$249,900
Total Days on Market
95
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,905
Avg. Annual Appreciation
6.78%
Original Mortgage
$242,403
Outstanding Balance
$217,881
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$130,924
Purchase Details
Listed on
Mar 28, 2015
Closed on
Sep 18, 2015
Sold by
Hawkinson Carl and Hawkinson Stephanie
Bought by
Laubenstein Zachary and Laubenstein Sarah
Seller's Agent
Matt Lysien
Suburban Life Realty, Ltd
Buyer's Agent
Jeffrey Jay
Coldwell Banker Real Estate Group - Geneva
List Price
$220,000
Sold Price
$216,000
Premium/Discount to List
-$4,000
-1.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.21%
Original Mortgage
$212,047
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 26, 2011
Sold by
Hawkinson Carl and Hawkinson Stephanie
Bought by
Hawkinson Carl and Hawkinson Stephanie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,917
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 30, 2009
Sold by
Livermore Robert and Livermore Erin
Bought by
Hawkinson Carl and Manny Stephanie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,377
Interest Rate
5.07%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 24, 2004
Sold by
Pauwels Matthew and Pauwels Sheryl
Bought by
Livermore Robert
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,600
Interest Rate
5.89%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 24, 2001
Sold by
Kyle Robert B and Kyle Peggy A
Bought by
Pauwels Matthew and Pauwels Sheryl
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
7.16%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | Alliance Title Corporation | |
| Warranty Deed | $216,000 | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | -- | Lakeshore Title Agency | |
| Warranty Deed | $200,000 | Chicago Title Insurance Co | |
| Warranty Deed | $206,000 | Burnet Title Llc | |
| Warranty Deed | $172,500 | Fox Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $242,403 | New Conventional | |
| Previous Owner | $212,047 | FHA | |
| Previous Owner | $190,000 | New Conventional | |
| Previous Owner | $190,917 | FHA | |
| Previous Owner | $196,377 | FHA | |
| Previous Owner | $155,000 | Unknown | |
| Previous Owner | $164,600 | Purchase Money Mortgage | |
| Previous Owner | $155,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/01/2020 05/01/20 | Sold | $249,900 | 0.0% | $233 / Sq Ft |
| 03/17/2020 03/17/20 | Pending | -- | -- | -- |
| 03/11/2020 03/11/20 | For Sale | $249,900 | +15.7% | $233 / Sq Ft |
| 09/18/2015 09/18/15 | Sold | $216,000 | -1.4% | $201 / Sq Ft |
| 07/01/2015 07/01/15 | Pending | -- | -- | -- |
| 05/14/2015 05/14/15 | Price Changed | $219,000 | -0.5% | $204 / Sq Ft |
| 03/28/2015 03/28/15 | For Sale | $220,000 | -- | $205 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,113 | $84,384 | $28,997 | $55,387 |
| 2022 | $5,976 | $80,019 | $28,406 | $51,613 |
| 2021 | $5,731 | $76,274 | $27,077 | $49,197 |
| 2020 | $5,667 | $74,852 | $26,572 | $48,280 |
| 2019 | $5,560 | $73,370 | $26,046 | $47,324 |
| 2018 | $5,232 | $69,076 | $23,429 | $45,647 |
| 2017 | $5,087 | $66,714 | $22,628 | $44,086 |
| 2016 | $5,332 | $64,371 | $21,833 | $42,538 |
| 2015 | -- | $60,907 | $21,598 | $39,309 |
| 2014 | -- | $56,290 | $21,598 | $34,692 |
| 2013 | -- | $57,368 | $21,814 | $35,554 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Cherney
-
Traci Kearns
Buyer's Agent in 2020
Traci Kearns
eXp Realty, LLC
(630) 669-6318
275 Total Sales
-
Matt Lysien
Seller's Agent in 2015
Matt Lysien
Suburban Life Realty, Ltd
(847) 309-6939
2 in this area
522 Total Sales
-
J
Buyer's Agent in 2015
Jeffrey Jay
Coldwell Banker Real Estate Group - Geneva
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08874723
APN: 09-34-352-019
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