NOT LISTED FOR SALE

144 Rock Lodge Rd McHenry, MD 21541

Estimated Value: $772,000 - $4,482,000

4 Beds
2 Baths
1,952 Sq Ft
$1,401/Sq Ft Est. Value

Last Sold December 18, 2020

Last sale price $725,000 $371 Per Sq Ft

Est. 277% increase in value since last sale

Current estimated payment $16,684/month

Highlights

  • 111 Feet of Waterfront
  • 1 Dock Slip
  • Lake View
  • Accident Elementary School Rated 9+
  • Fishing Allowed
  • Open Floorplan

About This Home

As of December 2020

This charming stone cottage is the epitome of lakefront paradise! Incredible opportunity to own an oversized lot on Deep Creek Lake with both privacy and views. Enjoy your 4 bedroom, spacious home situated on 111 feet of lakefront with a private Type A Dock. Very central location near all local amenities. Don't miss the chance to make this your forever vacation home!

Last Agent to Sell the Property

Nina Beitzel

(724) 272-8454 nbeitzel@railey.com Railey Realty, Inc. Listed on: 06/15/2019

Railey Realty, Inc.

Co-Listed By

Lauren McCann

(412) 266-4558 lmccann@railey.com Railey Realty, Inc. License #5002093

Last Buyer's Agent

John Pierce

(410) 441-9961 jpierce@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,872

Year Built

  • Built in 1946

Lot Details

  • 1.17 Acre Lot
  • 111 Feet of Waterfront
  • Home fronts navigable water
  • Property is zoned LR

Parking

  • 1 Car Detached Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Driveway

Home Design

  • Cottage
  • Shingle Roof
  • Stone Siding

Interior Spaces

  • 1,952 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Stove
  • Family Room Off Kitchen
  • Combination Kitchen and Living
  • Dining Area
  • Carpet
  • Lake Views
  • Unfinished Basement
  • Connecting Stairway
  • Attic

Kitchen

  • Eat-In Kitchen
  • Stove

Bedrooms and Bathrooms

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Patio
  • Shed
  • Outbuilding

Utilities

  • Heating System Uses Oil
  • Hot Water Baseboard Heater
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1218020335

Community Details

Overview

  • No Home Owners Association
  • Stone Tavern Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,872

Year Built

Built in 1946

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1946
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Stove
  • Interior Amenities: Attic, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Stove - Wood
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Unfinished
  • Total Sq Ft: 1952
  • Living Area Sq Ft: 1952
  • Price Per Sq Ft: 393.95
  • Above Grade Finished Sq Ft: 1952
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Stone
  • Exterior Features: Outbuilding(s)
  • Roof: Shingle
  • View: Lake
  • Water Access Features: Private Access, Swimming Allowed, Waterski/Wakeboard, Sail, Limited Hours Of Personal Watercraft Operation (PWC), Fishing Allowed, Canoe/Kayak, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 111

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Oil, Wood
  • Heating Type: Baseboard - Hot Water, Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Improvement Assessed Value: 206900.00
  • Land Assessed Value: 418900.00
  • Lot Size Acres: 1.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 50834.00
  • Outdoor Living Structures: Patio(s)
  • Zoning: LR
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15658995
  • Tax Annual Amount: 7872.00
  • Assessor Parcel Number: 1218020335
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2019
Closed on
Dec 18, 2020
Sold by
Railey Douglas R and Upole Vincent W
Bought by
Beneigh Andrew J and Beneigh Sara M
Seller's Agent
Nina Beitzel
Railey Realty, Inc.
Buyer's Agent
John Pierce
Railey Realty, Inc.
List Price
$895,000
Sold Price
$725,000
Premium/Discount to List
-$170,000
-18.99%
Current Estimated Value
$2,734,045

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,009,045
Avg. Annual Appreciation
30.97%
Original Mortgage
$625,000
Outstanding Balance
$554,891
Interest Rate
2.8%
Mortgage Type
Construction
Estimated Equity
$2,179,154

Purchase Details

Closed on
Oct 30, 2013
Sold by
Upole Paula Janette
Bought by
Upole Paula Janette and Upole Vincent W

Purchase Details

Closed on
Mar 7, 2001
Sold by
Virginia P & Earle Railey Trust
Bought by
Railey Douglas R and Et Al
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Beneigh Andrew J $725,000 Deep Creek Title Group
Upole Paula Janette -- None Available
Railey Douglas R -- --
Railey Douglas R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Beneigh Andrew J $625,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/18/2020 12/18/20 Sold $725,000 -5.7% $371 / Sq Ft
07/28/2020 07/28/20 Price Changed $769,000 -2.5% $394 / Sq Ft
05/19/2020 05/19/20 Price Changed $789,000 -1.3% $404 / Sq Ft
12/14/2019 12/14/19 Price Changed $799,000 -2.0% $409 / Sq Ft
11/08/2019 11/08/19 Price Changed $815,000 -6.9% $418 / Sq Ft
08/06/2019 08/06/19 Price Changed $875,000 -2.2% $448 / Sq Ft
06/15/2019 06/15/19 For Sale $895,000 -- $459 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $27,287 $2,308,567 $0 $0
2024 $23,752 $1,934,233 $0 $0
2023 $5,186 $1,559,900 $418,900 $1,141,000
2022 $5,228 $418,900 $418,900 $0
2021 $8,172 $649,600 $0 $0
2020 $7,873 $625,800 $418,900 $206,900
2019 $7,873 $625,800 $418,900 $206,900
2018 $7,459 $625,800 $418,900 $206,900
2017 $7,409 $629,700 $0 $0
2016 -- $629,700 $0 $0
2015 -- $629,700 $0 $0
2014 -- $662,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA130760

Bright MLS

APN: 18-020335