NOT LISTED FOR SALE

Estimated Value: $967,000 - $1,013,049

5 Beds
3.5 Baths
2,529 Sq Ft
$391/Sq Ft Est. Value

Sale Details

Date Sold: February 17, 2026

Last sale price $975,000 $386 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $6,872 / mo

22 Days on Market

Highlights

  • Fitness Center
  • Primary Bedroom Suite
  • Property is near clubhouse, park, and public transit
  • Saburo Muraoka Elementary School Rated A-
  • Clubhouse
  • Loft

About This Home

As of February 2026

This beautifully designed home offers a spacious and thoughtful floorplan, highlighted by an open main living area, an inviting loft, and the rare advantage of a private second primary suite--ideal for guests, multigenerational living, or extended stays. The layout provides exceptional flexibility, accommodating multiple living zones, work-from-home needs, or comfortable gathering spaces. The primary suite serves as a peaceful retreat with generous proportions and excellent storage, while the additional bedrooms offer comfort and versatility. A low-maintenance outdoor area creates the perfect setting for relaxing or entertaining. Solar keeps your utilities bill low year-round. Residents of this community enjoy access to resort-style amenities, including a pool, lush parks, pickleball courts, and beautifully maintained common areas that enhance everyday living. A refined blend of space, comfort, and community setting, this home embodies an elevated lifestyle in one of the area's most desirable neighborhoods. *Photos have been digitally altered with virtual staging

Last Agent to Sell the Property

Raymond Fraser

Real Broker Brokerage Phone: 858-242-8074 License #01963222 Listed on: 01/06/2026

Real Broker

Co-Listed By

Shaylie Gilliland

Real Broker Brokerage Phone: 858-242-8074 License #02081830

Last Buyer's Agent

Larry Parra

Movanti Realty License #01742337

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2014

Lot Details

  • 3,317 Sq Ft Lot
  • Landscaped
  • Level Lot
  • Front Yard Sprinklers
  • Lawn
  • Back and Front Yard
  • Property is zoned R-1:Single Fam-Res

HOA Fees

  • $70 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 2,529 Sq Ft Home
  • 3-Story Property
  • Fireplace
  • Entryway
  • Great Room
  • Family Room
  • Living Room
  • Home Office
  • Loft
  • Bonus Room
  • Neighborhood Views
  • Walk-In Pantry
  • Laundry Room

Bedrooms and Bathrooms

  • 5 Bedrooms
  • All Upper Level Bedrooms
  • Primary Bedroom Suite
  • Double Master Bedroom
  • Walk-In Closet

Outdoor Features

  • Fire Pit
  • Exterior Lighting

Location

  • Property is near clubhouse, park, and public transit
  • Suburban Location

Utilities

  • Central Air
  • No Heating

Listing and Financial Details

  • Tax Tract Number 1265
  • Assessor Parcel Number 6443520800
  • $4,797 per year additional tax assessments

Community Details

Overview

  • Montecito At Otay Ranch Association, Phone Number (619) 216-4827

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse
  • Recreation Room
  • Laundry Facilities

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Sport Court
  • Racquetball
  • Ping Pong Table
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Dog Park
  • Hiking Trails
  • Jogging Track
  • Bike Trail

Security

  • Security Service

Home Details

Home Type

Single Family

Year Built

Built in 2014

Lot Details

3,317 Sq Ft Lot

HOA Fees

$70 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:Single Fam-Res
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 6443520800
  • Year Built: 2014
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 2529.00
  • Stories: 3
  • Common Walls: No Common Walls
  • Appliances: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Entry Level: 1
  • Fireplace Features: Fire Pit
  • Levels: Three Or More
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 385.53
  • Room Type: All Bedrooms Up, Bonus Room, Entry, Family Room, Great Room, Kitchen, Laundry, Living Room, Loft, Primary Bathroom, Primary Bedroom, Primary Suite, Office, Two Primaries, Walk-In Closet, Walk-In Pantry

Exterior Features

  • View: Neighborhood
  • Fence: No
  • Pool Features: Community
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: Yes
  • Heating: No
  • Laundry: Yes
  • Laundry Features: Individual Room
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Barbecue, Biking Trails, Clubhouse, Gym/Ex Room, Hiking Trails, Jogging Track, Paddle Tennis, Picnic Area, Playground, Pool, Racquetball, Recreation Room, Recreational Park, Security, Sport Court, Tennis Court(s), Pickleball
  • Association Fee: 70.00
  • Association Fee Frequency: Monthly
  • Association Name: Montecito at Otay Ranch
  • Phone: 619-216-4827
  • Senior Community: No
  • Community Features: Sidewalks, Street Lights, Suburban, Biking, Dog Park, Park

Lot Info

  • Land Lease: No
  • Lot Features: Back Yard, Close to Clubhouse, Front Yard, Landscaped, Lawn, Level, Near Public Transit, Park Nearby, Sprinklers In Front
  • Lot Size Sq Ft: 3317.00
  • Lot Size Acres: 0.0761

Multi Family

  • Lease Considered: No
  • Lot Size Area: 3317.0000 Square Feet
  • Number Of Units In Community: 1

Tax Info

  • Tax Tract Number: 01265
  • TaxOtherAnnualAssessmentAmount: 4797.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 6, 2026
Closed on
Feb 5, 2026
Sold by
Bought by
Seller's Agent
Raymond Fraser
Real Broker
Buyer's Agent
Larry Parra
Movanti Realty
List Price
$975,000
Sold Price
$975,000
Views
161
Current Estimated Value
$988,762

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,762
Avg. Annual Appreciation
3.16%
Original Mortgage
$780,000
Outstanding Balance
$776,189
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$212,573

Purchase Details

Listed on
Apr 5, 2023
Closed on
May 1, 2023
Sold by
Bought by
Seller's Agent
Rebecca Roman
Redfin
Buyer's Agent
Matthew Clanton
Patriot Pacific Financial Corp.
List Price
$949,000
Sold Price
$935,000
Premium/Discount to List
-$14,000
-1.48%
Views
58

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.53%
Original Mortgage
$955,102
Interest Rate
6.28%
Mortgage Type
VA

Purchase Details

Closed on
Jul 24, 2019
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$640,356
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Listed on
Oct 17, 2018
Closed on
Nov 1, 2018
Sold by
Bought by
Seller's Agent
Annie Powell
Real Broker
Buyer's Agent
Nicole Klopp
Pacific Sotheby's International Realty
List Price
$619,000
Sold Price
$610,000
Premium/Discount to List
-$9,000
-1.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.49%
Original Mortgage
$579,500
Interest Rate
4.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 29, 2014
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$495,279
Interest Rate
4.17%
Mortgage Type
VA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Otay Ranch, CA

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$975,000 Lawyers Title Company
$935,000 None Listed On Document
$620,000 Guardian Title Company
$610,000 Fidelity National Title San
$479,500 First American Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $780,000
Closed $955,102
Previous Owner $641,692
Previous Owner $640,356
Previous Owner $579,500
Previous Owner $489,214
Previous Owner $495,279
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/17/2026 02/17/26 Sold $975,000 0.0% $386 / Sq Ft
01/28/2026 01/28/26 Pending -- -- --
01/06/2026 01/06/26 For Sale $975,000 +4.3% $386 / Sq Ft
05/19/2023 05/19/23 Sold $935,000 0.0% $370 / Sq Ft View Prior Sale
04/27/2023 04/27/23 Pending -- -- --
04/19/2023 04/19/23 Price Changed $935,000 -1.5% $370 / Sq Ft
04/05/2023 04/05/23 For Sale $949,000 +55.6% $375 / Sq Ft
11/26/2018 11/26/18 Sold $610,000 -1.5% $241 / Sq Ft View Prior Sale
10/30/2018 10/30/18 Pending -- -- --
10/17/2018 10/17/18 For Sale $619,000 -- $245 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $16,538 $992,227 $592,232 $399,995
2025 $15,707 $972,772 $580,620 $392,152
2024 $15,707 $953,699 $569,236 $384,463
2023 $11,995 $638,846 $381,309 $257,537
2022 $11,483 $638,846 $381,309 $257,537
2021 $11,129 $626,321 $373,833 $252,488
2020 $10,874 $619,900 $370,000 $249,900
2019 $10,637 $610,000 $216,289 $393,711
2018 $9,688 $516,541 $183,151 $333,390
2017 $9,502 $506,413 $179,560 $326,853
2016 $9,160 $496,485 $176,040 $320,445
2015 $8,871 $489,028 $173,396 $315,632
2014 $6,776 $305,227 $70,227 $235,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PTP2600145

California Regional Multiple Listing Service (CRMLS)

APN: 644-352-08

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