$820,000
SOLD OCT 27, 2025
3 Beds
2.5 Baths
1,664 Sq Ft
2,614 Sq Ft Lot

Recently Sold

$493 Per Sq Ft

2% Above List Price

29 Days on Market

Highlights

  • Clubhouse
  • Neighborhood Views
  • Den
  • Veterans Elementary School Rated A-
  • Community Pool
  • 2 Car Attached Garage

About This Home

As of October 2025

Welcome to this beautifully upgraded 3-bedroom, 2.5-bath home in the heart of Otay Ranch. Offering 1,664 sq ft of thoughtfully designed living space, this two-story residence features an open-concept layout with tile and hardwood flooring, spacious living and dining areas, and a stylish kitchen with quartz countertops, and shaker-style cabinetry. Modern conveniences include WiFi-controlled lighting throughout, energy-efficient solar panels, and a garage equipped with extensive built-in storage cabinetry and durable epoxy flooring. The upstairs primary suite is light-filled and versatile, offering space for a home office or fitness nook. Step outside to a private backyard oasis featuring a custom wood pergola and stamped concrete patio, perfect for entertaining or quiet evenings outdoors. This home offers low-maintenance landscaping, and a location that’s close to Veterans Elementary, Santa Venetia Park, and the community pool and playground. Plus, you're minutes from Otay Ranch Town Center, shops, dining, and much more. This move-in ready home combines comfort, efficiency, and location. Schedule your tour today!

Last Agent to Sell the Property

Edward Rivera

eXp Realty of Southern Calif. Brokerage Email: edward@arriverealty.com License #02119060 Listed on: 09/11/2025

eXp Realty of Southern Calif.

Last Buyer's Agent

Juan Julio Montanez

eXp Realty of California, Inc. License #02114381

eXp Realty of California, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,992

Year Built

  • Built in 2003

Lot Details

  • 2,614 Sq Ft Lot
  • Density is up to 1 Unit/Acre
  • Property is zoned R-1:SINGLE FAM-RES

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,664 Sq Ft Home
  • 2-Story Property
  • Den
  • Neighborhood Views
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • All Upper Level Bedrooms

Utilities

  • Central Air
  • No Heating

Listing and Financial Details

  • Tax Tract Number 14522
  • Assessor Parcel Number 6435902600
  • $2,696 per year additional tax assessments

Community Details

Overview

  • Hillsborough At Otay Ranch Community Association, Phone Number (800) 428-5588
  • First Service Residential HOA

Amenities

  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,992

Year Built

Built in 2003

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 6435902600
  • Year Built: 2003
  • Special Features: None

Interior Features

  • Fireplace: No
  • Living Area: 1664.00 Square Feet
  • Stories: 2
  • Common Walls: No Common Walls
  • Appliances: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Level: 1
  • Levels: One
  • Price Per Square Foot: 480.77
  • Room Type: All Bedrooms Up, Den

Exterior Features

  • View: Neighborhood
  • Fence: No
  • Pool Features: Community
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: No
  • Laundry: Yes
  • Laundry Features: Individual Room
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Clubhouse, Pool
  • Association Fee: 67.00
  • Association Fee Frequency: Monthly
  • Association Name: Hillsborough at Otay Ranch Community Association
  • Phone: 800-428-5588
  • Senior Community: No
  • Community Features: Curbs, Sidewalks
  • Association Management: First Service Residential

Lot Info

  • Land Lease: No
  • Lot Features: 0-1 Unit/Acre
  • Lot Size Sq Ft: 2613.60
  • Lot Size Acres: 0.0600

Multi Family

  • Lease Considered: No
  • Lot Size Area: 0.0600 Acres

Tax Info

  • Tax Tract Number: 014522
  • TaxOtherAnnualAssessmentAmount: 2695.80

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2021
Closed on
Apr 2, 2021
Sold by
Herrera Jose and Herrera Madeline
Bought by
Stanzel Shawn Chang and Chang Gabriella Natalie
Seller's Agent
Marisela Crabb
Crabb Realty
List Price
$675,000
Sold Price
$685,000
Premium/Discount to List
$10,000
1.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.55%
Original Mortgage
$672,592
Outstanding Balance
$605,299
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$197,839

Purchase Details

Listed on
Jul 6, 2017
Closed on
Jul 19, 2017
Sold by
Hernandez Jose Omar Gonzalez and Miyaki Yuriko Garcia
Bought by
Herrera Jose and Herrera Madeline
Seller's Agent
Mary Beth Viruete
VILLA ASSOCIATES
Buyer's Agent
Marisela Crabb
Crabb Realty
List Price
$520,000
Sold Price
$520,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.91%
Original Mortgage
$476,190
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 25, 2013
Sold by
Hernandez Jose Omar Gonzalez
Bought by
Hernandez Jose Omar Gonzalez and Miyaki Yuriko Garcia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,000
Interest Rate
3.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 6, 2013
Sold by
Miyaki Yuriko Garcia
Bought by
Hernandez Jose Omar Gonzalez

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,000
Interest Rate
3.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 25, 2013
Sold by
Lio Francisco M and Lio Shirley C
Bought by
Gonzalez Hernandez Jose Omar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,000
Interest Rate
3.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 17, 2007
Sold by
Lio Francisco M and Lio Shirley C
Bought by
Lio Francisco M and Lio Shirley C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
6.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 24, 2003
Sold by
Otay Ranch Nine Llc
Bought by
Cruz Shirley E and Lio Francisco M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,120
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $685,000 First American Title
Grant Deed $520,000 Ticor Title San Diego
Interfamily Deed Transfer -- Accommodation
Interfamily Deed Transfer -- First American Title
Grant Deed $360,000 First American Title
Interfamily Deed Transfer -- Lawyers Title Company
Grant Deed $379,000 Commonwealth Land Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $672,592 FHA
Previous Owner $476,190 FHA
Previous Owner $306,000 New Conventional
Previous Owner $340,000 New Conventional
Previous Owner $303,120 Purchase Money Mortgage
Closed $75,780 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/27/2025 10/27/25 Sold $820,000 +2.5% $493 / Sq Ft
10/10/2025 10/10/25 Pending -- -- --
09/11/2025 09/11/25 For Sale $800,000 +16.8% $481 / Sq Ft
04/06/2021 04/06/21 Sold $685,000 +1.5% $412 / Sq Ft View Prior Sale
03/01/2021 03/01/21 Pending -- -- --
02/19/2021 02/19/21 For Sale $675,000 +29.8% $406 / Sq Ft
08/24/2017 08/24/17 Sold $520,000 0.0% $313 / Sq Ft View Prior Sale
07/14/2017 07/14/17 Pending -- -- --
07/06/2017 07/06/17 For Sale $520,000 -- $313 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,992 $741,461 $499,062 $242,399
2024 $10,992 $726,924 $489,277 $237,647
2023 $10,987 $712,672 $479,684 $232,988
2022 $10,686 $698,699 $470,279 $228,420
2021 $8,960 $546,612 $367,912 $178,700
2020 $8,777 $541,008 $364,140 $176,868
2019 $8,581 $530,400 $357,000 $173,400
2018 $8,537 $520,000 $350,000 $170,000
2017 $13 $381,970 $150,283 $231,687
2016 $6,700 $374,482 $147,337 $227,145
2015 $6,553 $368,858 $145,124 $223,734
2014 $6,286 $361,634 $142,282 $219,352
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PTP2506979

California Regional Multiple Listing Service (CRMLS)

APN: 643-590-26