$975,000

Estimated payment $5,595/month

Total Views 73
4 Beds
4 Baths
2,304 Sq Ft
$423 Price per Sq Ft

Highlights

  • Boat Dock
  • Parking available for a boat
  • Lake View
  • Boat or Launch Ramp
  • Fishing
  • Covered Deck

About This Home

Rare opportunity to own both sides of a beautifully updated duplex in West Panama City Beach with picturesque views of Lake Powell, one of Florida's largest and most pristine coastal dune lakes. Located in the Pirates Cove community, this exceptional property boasts exclusive access to the Gulf via a private dock and boat launch, offering a refined coastal lifestyle ideal for boating, fishing, paddle boarding, and kayaking. Enjoy direct water access from your own backyard, while being just minutes from the sugar-white sands of the Gulf, the boutiques and dining along Scenic Highway 30A, and the natural beauty of Camp Helen State Park. (149 CAIN ROAD AND 150 CAIN ROAD BEING SOLD TOGETHER PARCEL IDS: 35257-060-000 AND 35257-050-000) Pirates Cove also features two community pools, and the elevated coastal design of this home provides spacious covered parking beneath the home, accommodating multiple vehicles, a boat, and offering flexibility for storage and outdoor gear.
The interiors feature a bright, open-concept layout with a relaxed coastal aesthetic and thoughtful updates throughout. Expansive living and dining areas are filled with natural light, creating an open and inviting space ideal for entertaining. Updated kitchens showcase granite countertops, stainless steel appliances, gray shaker cabinetry, and generous bar seating, seamlessly connecting to the living and dining spaces. Both units are tastefully updated, turn-key furnished, and supported by a strong rental history, making this an exceptional investment opportunity, multi-family retreat, or private coastal getaway.

Listing Agent

Tami Moats

The Premier Property Group Seacrest Office License #3220204 Listed on: 12/16/2025

Co-Listing Agent

Alexandra Maddox

The Premier Property Group Seacrest Office License #3307788

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,494

Year Built

  • Built in 1985

Lot Details

  • 2,178 Sq Ft Lot
  • Lot Dimensions are 45x100

HOA Fees

  • $176 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Property Attached
  • Frame Construction
  • Shingle Roof
  • Composition Shingle Roof
  • Wood Trim
  • Cement Board or Planked

Interior Spaces

  • 2,304 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Living Room
  • Lake Views
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms
  • Shower Only

Parking

  • 2 Attached Carport Spaces
  • Oversized Parking
  • Parking available for a boat

Outdoor Features

  • Outdoor Shower
  • Boat or Launch Ramp
  • Balcony
  • Covered Deck
  • Built-In Barbecue
  • Porch

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 35257-060-000

Community Details

Overview

  • Association fees include ground keeping, land recreation, recreational faclty, trash
  • Pirates Cove Subdivision

Amenities

  • Community Barbecue Grill
  • Community Pavilion

Recreation

  • Boat Dock
  • Community Boat Launch
  • Community Pool
  • Fishing

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,494

Year Built

Built in 1985

Lot Details

0

HOA Fees

$176 per month

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size Acres: 0.05
  • Lot Size: 45x100
  • Co List Office Mls Id: ETPP
  • Co List Office Phone: 850-213-5000
  • Subdivision Name: PIRATES COVE
  • Directions: FROM US HWY 98, TURN NORTH ON CAIN ROAD, ACROSS HWY 98 FROM CARILLON BEACH
  • Architectural Style: Florida Cottage
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1985
  • Remarks Misc:Remarks: Rare opportunity to own both sides of a beautifully updated duplex in West Panama City Beach with picturesque views of Lake Powell, one of Florida's largest and most pristine coastal dune lakes. Located in the Pirates Cove community, this exceptional property boasts exclusive access to the Gulf via a private dock and boat launch, offering a refined coastal lifestyle ideal for boating, fishing, paddle boarding, and kayaking. Enjoy direct water access from your own backyard, while being just minutes from the sugar-white sands of the Gulf, the boutiques and dining along Scenic Highway 30A, and the natural beauty of Camp Helen State Park. (149 CAIN ROAD AND 150 CAIN ROAD BEING SOLD TOGETHER PARCEL IDS: 35257-060-000 AND 35257-050-000)
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Lake2: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Water Heater - Elect
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Furnished - All: Yes

Exterior Features

  • Lot Features: Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Lake
  • Construction Type: Frame, Siding CmntFbrHrdBrd, Trim Wood
  • Exterior Features: Balcony, BBQ Pit/Grill, Boat Launch, Shower
  • Patio And Porch Features: Deck Covered, Deck Open, Porch
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Porch: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Shower: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Boat Launch: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Parking Features: Boat, Carport, Carport Attached, Covered, Oversized
  • General Property Info:Garage2: No
  • Parking Features:Oversized: Yes
  • Parking Features:Boat: Yes
  • Parking Features:Carport Attached: Yes
  • Parking Features:Carport3: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Boat Launch, Dock, Fishing, Pavillion/Gazebo, Pool
  • Association #2 Fee: 529.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Land Recreation, Recreational Faclty, Trash

Schools

  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 2178.0
  • Parcel #: 35257-060-000
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 3493.79
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,957 $256,637 -- --
2023 $2,957 $233,306 $12,033 $221,273
2022 $2,551 $217,135 $12,033 $205,102
2021 $1,385 $108,395 $0 $0
2020 $1,354 $117,921 $11,781 $106,140
2019 $1,318 $118,903 $11,781 $107,122
2018 $1,059 $81,439 $0 $0
2017 $1,079 $82,428 $0 $0
2016 $1,111 $83,417 $0 $0
2015 $1,067 $77,795 $0 $0
2014 $1,077 $78,696 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/16/2025 12/16/25 For Sale $975,000 -- $423 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $550,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $529,600 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 991318

Emerald Coast Association of REALTORS®

APN: 35257-060-000