$594,500
SOLD JUL 31, 2025

1498 Mckinstrys Mill Rd Union Bridge, MD 21791

4 Beds
1.5 Baths
3,280 Sq Ft
5.64 Acres

Recently Sold

$181 Per Sq Ft

2% Above List Price

6 Days on Market

Highlights

  • Dual Staircase
  • Wood Burning Stove
  • Wood Flooring
  • Colonial Architecture
  • Traditional Floor Plan
  • 6 Fireplaces

About This Home

As of July 2025

Step back in time—without sacrificing modern comfort—in this beautifully maintained 1849 Colonial nestled on 5.64 picturesque acres. Rich in character and history, this charming home seamlessly blends original architectural details with thoughtful updates made by owners. From the moment you step through the front door, you're greeted by a graceful staircase and the warm feel of a home that has been lovingly preserved. With 4 spacious bedrooms and recently updated bathrooms—including a full bath featuring a large walk-in shower with dual shower heads—comfort and functionality go hand in hand. As part of the updates, the sellers thoughtfully incorporated closets that go beyond standard full-size—offering exceptional storage space rarely found in homes of this vintage. The kitchen opens onto a covered side porch overlooking a lush, cottage-style garden with an outdoor fireplace—an ideal spot for morning coffee or quiet evenings outdoors. Modern upgrades include the HVAC system installed 2017 and a detached garage (2016) with electric—perfect for a workshop, storage, or future studio space. The bank barn is structurally sound and full of potential, ready for restoration or repurposing. The home is serviced by a sand mound septic system—modern and reliable—offering peace of mind and practicality. Whether you're drawn to the timeless charm, the serene setting, or the tasteful improvements throughout, this one-of-a-kind property offers the best of both old and new.

Last Agent to Sell the Property

Matt Aspey

(301) 663-9090 matt@livelovefrederick.com Bach Real Estate License #655577 Listed on: 06/17/2025

Last Buyer's Agent

Barbara Herndon

(410) 984-9398 barb@cornerstoneagencymd.com The Cornerstone Agency, LLC License #680868

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,270

Year Built

  • Built in 1849

Lot Details

  • 5.64 Acre Lot
  • Landscaped
  • Historic Home
  • Property is in good condition
  • Property is zoned AGRIC

Parking

  • 1 Car Detached Garage
  • 3 Driveway Spaces
  • Front Facing Garage
  • Gravel Driveway

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Plaster Walls
  • Metal Roof
  • Wood Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Dual Staircase
  • Built-In Features
  • 6 Fireplaces
  • Wood Burning Stove
  • Fireplace Mantel
  • Window Treatments
  • Family Room
  • Living Room
  • Dining Room
  • Wood Flooring
  • Storm Windows
  • Basement

Kitchen

  • Eat-In Kitchen
  • Stove
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Utilities

  • 90% Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Mound Septic

Additional Features

  • Porch
  • Flood Zone Lot
  • Bank Barn

Community Details

  • No Home Owners Association
  • Mckinstrys Mill Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0711006140

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,270

Year Built

Built in 1849

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: Yes
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 6/17/2025 12:00:00 AM
  • Year Built: 1849
  • Automatically Close On Close Date: No
  • Remarks Public: Step back in time—without sacrificing modern comfort—in this beautifully maintained 1849 Colonial nestled on 5.64 picturesque acres. Rich in character and history, this charming home seamlessly blends original architectural details with thoughtful updates made by owners. From the moment you step through the front door, you're greeted by a graceful staircase and the warm feel of a home that has been lovingly preserved. With 4 spacious bedrooms and recently updated bathrooms—including a full bath featuring a large walk-in shower with dual shower heads—comfort and functionality go hand in hand. As part of the updates, the sellers thoughtfully incorporated closets that go beyond standard full-size—offering exceptional storage space rarely found in homes of this vintage. The kitchen opens onto a covered side porch overlooking a lush, cottage-style garden with an outdoor fireplace—an ideal spot for morning coffee or quiet evenings outdoors. Modern upgrades include the HVAC system installed 2017 and a detached garage (2016) with electric—perfect for a workshop, storage, or future studio space. The bank barn is structurally sound and full of potential, ready for restoration or repurposing. The home is serviced by a sand mound septic system—modern and reliable—offering peace of mind and practicality. Whether you're drawn to the timeless charm, the serene setting, or the tasteful improvements throughout, this one-of-a-kind property offers the best of both old and new.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Exhaust Fan, Stove, Refrigerator, Dryer, Washer
  • Flooring Type: Hardwood
  • Interior Amenities: Dining Area, Kitchen - Eat-In, Built-Ins, Window Treatments, Double/Dual Staircase, Wood Floors, Stove - Wood, Floor Plan - Traditional
  • Window Features: Storm
  • Fireplace Features: Equipment, Mantel(s)
  • Fireplaces Count: 6
  • Fireplace: Yes
  • Wall Ceiling Types: Plaster Walls
  • Foundation Details: Stone
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Laundry
  • Basement: Yes
  • Laundry Type: Upper Floor
  • Total Sq Ft: 4660
  • Living Area Sq Ft: 3280
  • Price Per Sq Ft: 176.83
  • Above Grade Finished Sq Ft: 3280
  • Below Grade Sq Ft: 1380
  • Total Below Grade Sq Ft: 1380
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1498

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Bank Barn, Garage(s)
  • Construction Materials: Brick, Wood Siding
  • Roof: Metal
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Detached Garage
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Mound System
  • Utilities: Electric Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139051837
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Land Use Code: R
  • Lot Features: Flood Plain, Landscaping
  • Lot Size Acres: 5.64
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 245853.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Good
  • Year Assessed: 2025
  • Zoning: AGRIC
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4270.00
  • Assessor Parcel Number: 0711006140
  • Tax Total Finished Sq Ft: 3280
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/31/2025

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2025
Closed on
Jul 31, 2025
Sold by
Hart Thomas D and Shema Laura Muran
Bought by
Dickson Philip and Dickson Stacey
Seller's Agent
Matt Aspey
Bach Real Estate
Buyer's Agent
Barbara Herndon
The Cornerstone Agency, LLC
List Price
$580,000
Sold Price
$594,500
Premium/Discount to List
$14,500
2.5%
Views
110

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-20.18%
Original Mortgage
$475,600
Outstanding Balance
$475,192
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$102,138

Purchase Details

Listed on
Jun 6, 2016
Closed on
Oct 28, 2016
Sold by
Ruth William Jerome and Ruth Patricia Moore
Bought by
Hart Thomas D and Shema Laura Muran
Seller's Agent
Larry Stambaugh
Long & Foster Real Estate, Inc.
Buyer's Agent
Donnalee King
Berkshire Hathaway HomeServices Homesale Realty
List Price
$399,900
Sold Price
$370,000
Premium/Discount to List
-$29,900
-7.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.56%
Original Mortgage
$296,000
Interest Rate
3.47%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 26, 1988
Sold by
Cunningham Charles A
Bought by
Ruth William Jerome and Ruth Patricia Moore

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,000
Interest Rate
10.4%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $594,500 Assurance Title
Deed $594,500 Assurance Title
Deed $370,000 Maryland Title Works Unlimit
Deed $144,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $475,600 New Conventional
Closed $475,600 New Conventional
Previous Owner $296,000 New Conventional
Previous Owner $114,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Sold $594,500 +2.5% $181 / Sq Ft
06/17/2025 06/17/25 For Sale $580,000 +56.8% $177 / Sq Ft
10/28/2016 10/28/16 Sold $370,000 -7.5% $113 / Sq Ft
09/26/2016 09/26/16 Pending -- -- --
06/06/2016 06/06/16 For Sale $399,900 -- $122 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,232 $426,533 $0 $0
2024 $4,232 $372,600 $163,200 $209,400
2023 $4,210 $370,633 $0 $0
2022 $4,188 $368,667 $0 $0
2021 $8,527 $366,700 $163,200 $203,500
2020 $3,993 $348,033 $0 $0
2019 $3,782 $329,367 $0 $0
2018 $3,539 $310,700 $163,200 $147,500
2017 $3,539 $310,700 $0 $0
2016 -- $279,800 $0 $0
2015 -- $287,000 $0 $0
2014 -- $275,967 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2028128

Bright MLS

APN: 11-006140