NOT LISTED FOR SALE

15 Horseback Ln Palmyra, VA 22963

Estimated Value: $538,000 - $624,215

3 Beds
3 Baths
2,358 Sq Ft
$251/Sq Ft Est. Value

Last Sold June 04, 2022

Last sale price $530,000 $225 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,677/month

93 Days on Market

Highlights

  • Gated Community
  • Pond
  • Vaulted Ceiling
  • Waterfront
  • Multiple Fireplaces
  • Wood Flooring

About This Home

As of June 2022

HUGE PRICE REDUCTION! Lake monticello WATERFRONT HOME offers OVERSIZED lot located on a culdesac . First time on the market. This quiet cove setting offers a gentle walk down to the Approximately 65’ of water with boat tie down and easy access to the main lake. Main level of this home features a large great room with centrally located fireplace, loads of natural lighting, a cathedral ceiling, wood flooring and access to large screened porch with grilling deck. A split bedroom layout affords privacy for the master suite which enjoys year round water views, his and hers walk in closets, en-suite with jetted tub and walk in shower. 2 additional bedrooms share a full bath and the large kitchen features tons of cabinetry, a pantry and a dining area suitable for a large table or breakfast nook. The lower level features a Large family room with easy access to the lower patio and stairway to the water. Also, a full bath, a work shop space, additional bonus room and loads of storage, a laundry room and the oversized 2 car garage. The oversized yard offers privacy as well as room to roam. The Lake offers 5 beaches, 18 hole PGA golf course, tennis, playgrounds, 2 club houses, Sports Pub and numerous other activities. Quick Closing!

Last Agent to Sell the Property

Iris Helfrich

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225073583 Listed on: 01/21/2022

Last Buyer's Agent

CHRISTA DEREEMER

FIND HOMES REALTY LLC License #0225230236

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,475

Year Built

  • Built in 2000

Lot Details

  • 0.71 Acre Lot
  • Waterfront
  • Property is zoned R-4 Residential

HOA Fees

  • $97 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Breakfast Room
  • Water Views

Kitchen

  • Microwave
  • Dishwasher
  • Formica Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Gravel Driveway

Outdoor Features

  • Pond

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 3 569

Community Details

Overview

  • $800 HOA Transfer Fee
  • Built by SOUTHERN HOME BUILDERS
  • Lake Monticello Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,475

Year Built

Built in 2000

Lot Details

0

HOA Fees

$97 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1572
  • Below Grade Total Sq Ft: 986
  • Design: Ranch
  • L V T Date: 01/28/2022
  • Parcel Number: 18A 3 569
  • Price Per Sq Ft: 224.77
  • Property Included: Kitchen appliances, washer/dryer
  • Total Sq Ft: 3144
  • Total Unfinished Sq Ft: 786
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Great Room1|Kitchen1|Breakfast1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Full Bath1|Family RooB|Full BathB|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 200
  • Fireplace: Gas Logs, One
  • Laundry: Dryer, Washer
  • Basement Type: Full, Partly Finished, Walk Out
  • Room 1: Foyer,On Level: 1
  • Room 2: Great Room,On Level: 1
  • Room 3: Kitchen,On Level: 1
  • Room 4: Breakfast Room,On Level: 1
  • Room 5: Master Bedroom,On Level: 1
  • Room 6: Master Bath,On Level: 1
  • Room 7: Bedroom,On Level: 1
  • Room 8: Bedroom,On Level: 1
  • Room 9: Full Bath,On Level: 1
  • Room 10: Family Room,On Level: Basement
  • Room 11: Full Bath,On Level: Basement
  • Total Finished Sq Ft: 2358
  • Above Grade Finished Sq Ft: 1572
  • Basement: Yes
  • Bathroom: Attach Mstr Bath
  • Below Grade Finished Sq Ft: 786
  • Fireplace Location: Great Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Gas Range, Microwave, Pantry, Refrigerator
  • Kitchen Cabinets Counters: Formica Counter, Oak Cabinets
  • Land Description: Water Front
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 3
  • Room Types: Bedroom, Breakfast Room, Family Room, Foyer, Full Bath, Great Room, Kitchen, Master Bedroom
  • Room Types Level1: Bedroom (L1), Breakfast Room (L1), Foyer (L1), Full Bath (L1), Great Room (L1), Kitchen (L1), Master Bedroom (L1)
  • Room Types Level B: Family Room (LB), Full Bath (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Homebuilder: SOUTHERN HOME BUILDERS
  • Exterior: Brick, Vinyl
  • Number Of Acres: 0.71
  • Roof: Architectural Style
  • Structure Deck Porch: Deck, Porch - Front, Porch - Screened
  • Structure Features: Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood
  • Structure Security: Gated Community
  • Structure Window Ceiling: 8' Ceilings, Vaulted/Cathedral Ceiling
  • View: Water View
  • Water Property: Pond / Lake

Garage/Parking

  • Garage: Yes
  • Driveway: Gravel
  • Below Grade Unfinished Garage: 586
  • Garage Features: Attached, Electricity, Faces Side, In Basement
  • Number of Car Spaces: 2
  • Total Below Grade Garage: 586

Utilities

  • Cooling: Central AC
  • Heating: Forced Air, Propane
  • Cable Available: Cable, DSL, Fiber-Optic
  • Gas: Liquid Propane
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Fee: 1164

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna
  • Other School: FUMA

Lot Info

  • Lot Features: Private Gated Community

Building Info

  • Year Built: 2000

Tax Info

  • Year: 2022
  • Taxes: 3475

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2022
Closed on
May 3, 2022
Sold by
Glenda Altholz
Bought by
Wooden Ralph H and Wooden Lauren
Seller's Agent
Iris Helfrich
MONTICELLO COUNTRY REAL ESTATE, INC.
Buyer's Agent
CHRISTA DEREEMER
FIND HOMES REALTY LLC
List Price
$614,000
Sold Price
$530,000
Premium/Discount to List
-$84,000
-13.68%
Current Estimated Value
$591,804

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$61,804
Avg. Annual Appreciation
1.81%
Original Mortgage
$230,000
Outstanding Balance
$219,155
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$342,428
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wooden Ralph H $530,000 Stewart Title Guaranty Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wooden Ralph H $230,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/04/2022 06/04/22 Sold $530,000 -10.0% $225 / Sq Ft
04/24/2022 04/24/22 Pending -- -- --
03/09/2022 03/09/22 Price Changed $589,000 -4.1% $250 / Sq Ft
02/28/2022 02/28/22 Price Changed $614,000 +2.5% $260 / Sq Ft
02/28/2022 02/28/22 Price Changed $599,000 -2.4% $254 / Sq Ft
01/21/2022 01/21/22 For Sale $614,000 -- $260 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,266 $568,800 $145,000 $423,800
2024 $38 $450,400 $145,000 $305,400
2023 $3,801 $450,400 $145,000 $305,400
2022 $3,286 $377,700 $145,000 $232,700
2021 $3,286 $377,700 $145,000 $232,700
2020 $3,264 $352,900 $145,000 $207,900
2019 $3,264 $352,900 $145,000 $207,900
2018 $3,148 $347,100 $145,000 $202,100
2017 $3,148 $347,100 $145,000 $202,100
2016 $2,941 $320,700 $125,000 $195,700
2015 $2,803 $320,700 $125,000 $195,700
2014 $2,803 $318,500 $125,000 $193,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 625776

Charlottesville area Association of Realtors®

APN: 18A-3-569