NOT LISTED FOR SALE

15 Overlook Cir Palmyra, VA 22963

Estimated Value: $425,000 - $621,077

3 Beds
3 Baths
3,632 Sq Ft
$150/Sq Ft Est. Value

Last Sold September 30, 2021

Last sale price $470,000 $129 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $3,373/month

47 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Deck

About This Home

As of September 2021

This is a Builder's personal home with a well thought out floor plan, featuring one-level living. Sited on a .68 acre lot, the property backs up to Lake Monticello's spillway with mature woods on the other side, making for a very private & natural setting that is complimented by the soothing sounds of the flowing water. The main living level consists of a split bedroom design centered by a large great room with a vaulted ceiling & a gas-log fireplace. There are two bedrooms & a full bathroom on one side & a very spacious owners suite on the other complete with a large walk-in closet & luxurious bath. The eat-in kitchen features a center island, hickory cabinetry & lots of countertop space. Off of the kitchen is a formal dining room, pantry/laundry room & a very nice, large sunroom. The basement consist of a den, large rec. area, full bath & a terrific amount of unfinished space perfect for storage, a workshop or the potential for additional finished space. Above the oversized 2-car garage there is a large bonus room ideal for a home office. Large rear deck & an expansive terrace level patio below.

Last Agent to Sell the Property

Kevin Holt

NEST REALTY GROUP License #0225180440 Listed on: 06/16/2021

NEST REALTY GROUP

Last Buyer's Agent

Maggie Gunnels Fornecker

LONG & FOSTER - LAKE MONTICELLO License #0225265900

LONG & FOSTER - LAKE MONTICELLO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,425

Year Built

  • Built in 2002

Lot Details

  • 0.68 Acre Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $102 Monthly HOA Fees

Home Design

  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Transom Windows
  • Entrance Foyer
  • Great Room
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Recreation Room
  • Bonus Room
  • Sun or Florida Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • ENERGY STAR Qualified Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Primary bathroom on main floor
  • Double Vanity
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Automatic Garage Door Opener

Eco-Friendly Details

  • Green Features

Outdoor Features

  • Deck
  • Patio
  • Playground
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 7 19

Community Details

Overview

  • Association fees include area maint, beach, boat launch, club house, play area, pool, road maint, security force, tennis, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,425

Year Built

Built in 2002

Lot Details

0

HOA Fees

$102 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2517
  • Below Grade Total Sq Ft: 1893
  • L V T Date: 06/18/2021
  • Parcel Number: 18A 7 19
  • Price Per Sq Ft: 129.41
  • Property Excluded: Front porch swing & rockers, hot tub, "swing seats" on rear terrace level patio & tv in owners bedroom.
  • Total Sq Ft: 4986
  • Total Unfinished Sq Ft: 1354
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: No
  • Concatenated Rooms1: |Foyer1|Great Room1|Kitchen1|Dining Roo1|Bedroom1|Bedroom1|Full Bath1|Master Bed1|Master BTH1|Sun Room1|Laundry1|Bonus Room2|DenB|Rec RoomB|Full BathB|OtherB|OtherB|
  • Structures Deck Porch: Deck, Patio, Porch - Front
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 778
  • Fireplace: Gas Logs, One
  • Laundry: Dryer, Washer
  • Basement Type: Full, Heated, Inside Access, Outside Entrance, Partly Finished, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Great Room,On Level: 1
  • Room 3: Kitchen,On Level: 1
  • Room 4: Dining Room,On Level: 1
  • Room 5: Bedroom,On Level: 1
  • Room 6: Bedroom,On Level: 1
  • Room 7: Full Bath,On Level: 1
  • Room 8: Master Bedroom,On Level: 1
  • Room 9: Master Bath,On Level: 1
  • Room 10: Sun Room,On Level: 1
  • Room 11: Laundry,On Level: 1
  • Room 12: Bonus Room,On Level: 2
  • Room 13: Den,On Level: Basement
  • Room 14: Rec Room,On Level: Basement
  • Room 15: Full Bath,On Level: Basement
  • Room 16: Other,On Level: Basement
  • Room 17: Other,On Level: Basement
  • Total Finished Sq Ft: 3632
  • Above Grade Finished Sq Ft: 2517
  • Basement: Yes
  • Bathroom: Attach Mstr Bath
  • Below Grade Finished Sq Ft: 1115
  • Fireplace Location: Living Room
  • Foundation: Poured Concrete
  • Kitchen Appliances Feat: Breakfast Bar, Dishwasher, Disposal, Eat-in, Electric Range, Island, Microwave, Refrigerator
  • Kitchen Cabinets Counters: Wood Cabinets
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 3
  • Room Types: Bedroom, Bonus Room, Den, Dining Room, Foyer, Full Bath, Great Room, Kitchen, Laundry, Master Bedroom, Rec Room, Sun Room
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Foyer (L1), Full Bath (L1), Great Room (L1), Kitchen (L1), Laundry (L1), Master Bedroom (L1), Sun Room (L1)
  • Room Types Level2: Bonus Room (L2+)
  • Room Types Level B: Den (LB), Full Bath (LB), Rec Room (LB)
  • Source of Sq Ft: Builder

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.68
  • Roof: Architectural Style
  • Structure Features: Dual Vanities, Whirlpool/Jetted Tub, Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood
  • Structure Window Ceiling: 8' Ceilings, 9' Ceilings, Transom, Vaulted/Cathedral Ceiling
  • Water Property: Stream / Creek

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 576
  • Garage Features: Attached, Auto Door, Electricity, Faces Front, Windows
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 576

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Heat Pump
  • Cable Available: Cable
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Golf, Lake, Picnic Area, Play Area, Pool, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Contact: Lake Monticello Owners Association
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Club House, Play Area, Pool, Road Maint, Security Force, Tennis, Trash Pickup
  • Association Fee: 1221

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Green Features

  • Green Appliances: Energy Star Certified
  • Green Features: Yes

Building Info

  • Year Built: 2002

Tax Info

  • Year: 2021
  • Taxes: 3425

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2021
Closed on
Sep 28, 2021
Sold by
Louis Pace Arthur and Louis Brenda P
Bought by
Beck Scott and Beck Christy Lynn
Seller's Agent
Kevin Holt
NEST REALTY GROUP
Buyer's Agent
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
List Price
$499,000
Sold Price
$470,000
Premium/Discount to List
-$29,000
-5.81%
Current Estimated Value
$543,269

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,269
Avg. Annual Appreciation
3.68%
Original Mortgage
$446,500
Outstanding Balance
$407,166
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$136,103
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Beck Scott $470,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Beck Scott $446,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2021 09/30/21 Sold $470,000 -1.1% $129 / Sq Ft
08/02/2021 08/02/21 Pending -- -- --
07/06/2021 07/06/21 Price Changed $475,000 -4.8% $131 / Sq Ft
06/16/2021 06/16/21 For Sale $499,000 -- $137 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,557 $607,600 $30,000 $577,600
2024 $39 $461,600 $30,000 $431,600
2023 $3,896 $461,600 $30,000 $431,600
2022 $3,370 $387,400 $27,500 $359,900
2021 $3,370 $387,400 $27,500 $359,900
2020 $3,201 $346,000 $27,500 $318,500
2019 $3,201 $346,000 $27,500 $318,500
2018 $3,001 $330,900 $27,500 $303,400
2017 $3,001 $330,900 $27,500 $303,400
2016 $2,739 $298,700 $27,500 $271,200
2015 $2,585 $298,700 $27,500 $271,200
2014 $2,585 $293,700 $27,500 $266,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 618797

Charlottesville area Association of Realtors®

APN: 18A-7-19