15009 Laurel Ridge Rd SW Cumberland, MD 21502
3
Beds
2
Baths
1,626
Sq Ft
0.26
Acres
Highlights
- Cape Cod Architecture
- No HOA
- Living Room
- 1 Fireplace
- 1 Car Attached Garage
- Dining Room
About This Home
As of September 20203 bedroom 2 bath Cape Cod on a nice corner lot in Bel Air subdivision, Formal dining room and living room with fireplace, main level bedroom, side deck, 1 car basement garage. Home is in need of TLC. being sold "As Is"
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,761
Year Built
- Built in 1978
Lot Details
- 0.26 Acre Lot
Parking
- 1 Car Attached Garage
- Basement Garage
- Front Facing Garage
Home Design
- Cape Cod Architecture
- Frame Construction
- Asphalt Roof
Interior Spaces
- Property has 3 Levels
- 1 Fireplace
- Living Room
- Dining Room
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
Schools
- Bel Air Elementary School
- Washington Middle School
- Fort Hill High School
Utilities
- Electric Baseboard Heater
- 200+ Amp Service
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 21
- Assessor Parcel Number 0107030959
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 29, 2022
Sold by
Hansel Bailey Scott
Bought by
Owens Kara Beth and Shook Jordan
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Outstanding Balance
$144,253
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$109,168
Purchase Details
Listed on
Jul 5, 2020
Closed on
Sep 18, 2020
Sold by
Fradiska Pamela D
Bought by
Hansel Bailey Scott
Seller's Agent
Jared Fradiska
Gates Realty
Buyer's Agent
Jared Fradiska
Gates Realty
List Price
$192,400
Sold Price
$187,000
Premium/Discount to List
-$5,400
-2.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.50%
Original Mortgage
$183,612
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 16, 2019
Closed on
Nov 15, 2019
Sold by
Roberts Homes And Real Estate Llc
Bought by
Fradiska Pamela D
Seller's Agent
Stephen MacGray
Charis Realty Group
Buyer's Agent
Jared Fradiska
Gates Realty
List Price
$194,900
Sold Price
$177,000
Premium/Discount to List
-$17,900
-9.18%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.76%
Original Mortgage
$178,787
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 29, 2019
Closed on
Apr 26, 2019
Sold by
Bb & T Non Performing Assets
Bought by
Roberts Homes & Real Estate
Seller's Agent
John Macy
Long & Foster Real Estate, Inc.
Buyer's Agent
Stephen MacGray
Charis Realty Group
List Price
$86,500
Sold Price
$71,000
Premium/Discount to List
-$15,500
-17.92%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
411.00%
Purchase Details
Closed on
Jan 5, 2018
Sold by
Dorsey Brian D
Bought by
Bb & T Non Performing Asset
Purchase Details
Closed on
May 9, 2000
Sold by
Yates Robert T
Bought by
Dorsey Brian D
Purchase Details
Closed on
Jul 15, 1991
Sold by
Shrake Robert J-Linda M
Bought by
Yates Robert T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,900
Interest Rate
9.64%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $200,000 | -- | |
| Warranty Deed | $187,000 | Atticus Title Services Llc | |
| Deed | $177,000 | None Available | |
| Deed | $71,000 | Beacon Settlement Group Llc | |
| Trustee Deed | $55,212 | None Available | |
| Deed | $95,000 | -- | |
| Deed | $82,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $150,000 | New Conventional | |
| Previous Owner | $183,612 | New Conventional | |
| Previous Owner | $178,787 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $77,900 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/18/2020 09/18/20 | Sold | $187,000 | +0.5% | $110 / Sq Ft |
| 07/22/2020 07/22/20 | Pending | -- | -- | -- |
| 07/20/2020 07/20/20 | Price Changed | $186,000 | -3.3% | $109 / Sq Ft |
| 07/05/2020 07/05/20 | For Sale | $192,400 | +8.7% | $113 / Sq Ft |
| 11/15/2019 11/15/19 | Sold | $177,000 | -1.7% | $109 / Sq Ft |
| 10/01/2019 10/01/19 | Pending | -- | -- | -- |
| 08/14/2019 08/14/19 | Price Changed | $180,000 | -4.0% | $111 / Sq Ft |
| 07/31/2019 07/31/19 | Price Changed | $187,500 | -3.8% | $115 / Sq Ft |
| 07/16/2019 07/16/19 | For Sale | $194,900 | +174.5% | $120 / Sq Ft |
| 04/26/2019 04/26/19 | Sold | $71,000 | -17.9% | $44 / Sq Ft |
| 04/04/2019 04/04/19 | Pending | -- | -- | -- |
| 03/29/2019 03/29/19 | For Sale | $86,500 | -- | $53 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,311 | $191,433 | $0 | $0 |
| 2023 | $1,900 | $174,767 | $0 | $0 |
| 2022 | $1,908 | $158,100 | $34,500 | $123,600 |
| 2021 | $1,727 | $144,367 | $0 | $0 |
| 2020 | $1,577 | $130,633 | $0 | $0 |
| 2019 | $1,398 | $116,900 | $34,500 | $82,400 |
| 2018 | $1,398 | $116,900 | $34,500 | $82,400 |
| 2017 | $1,490 | $116,900 | $0 | $0 |
| 2016 | $0 | $124,400 | $0 | $0 |
| 2015 | $1,506 | $124,400 | $0 | $0 |
| 2014 | $1,506 | $124,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jared Fradiska
J
Seller's Agent in 2020
Jared Fradiska
Gates Realty
(301) 707-1097
103 Total Sales
-
John Macy
Seller's Agent in 2019
John Macy
Long & Foster
(301) 501-0763
114 Total Sales
-
Stephen MacGray
Seller's Agent in 2019
Stephen MacGray
Charis Realty Group
(301) 707-8888
359 Total Sales
Map
Source: Bright MLS
MLS Number: MDAL131204
APN: 07-030959
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