$187,000
SOLD SEP 18, 2020

15009 Laurel Ridge Rd SW Cumberland, MD 21502

3 Beds
2.5 Baths
1,701 Sq Ft
0.26 Acres

Recently Sold

$110 Per Sq Ft

3% Below List Price

17 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • 1 Car Attached Garage
  • 1 Fireplace
  • Community Pool
  • Central Air

About This Home

As of September 2020

UPDATES- UPDATES- UPDATES This 3 Bedroom, 2.5 Baths brick home is situated in a very quiet and private part of the Bel Air Subdivision. Open Kitchen concept with Granite counter tops and new stainless steel appliances, main level bedroom/ full bath and fireplace. Upper level has 2 bedrooms and a full bathroom Total electric house with new HVAC and Central Air, all new replacement windows, attached garage providing entry to the basement, including a half bath and laundry area. Partially finished room for all your man cave ideas. Large Level lot for a huge yard and fire pit! Set up a showing today

Last Agent to Sell the Property

Jared Fradiska

Gates Realty Listed on: 07/05/2020

Last Buyer's Agent

Jared Fradiska

Gates Realty Listed on: 07/05/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,761

Year Built

  • Built in 1978

Lot Details

  • 0.26 Acre Lot

Parking

  • 1 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Partially Finished Basement

Bedrooms and Bathrooms

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 0107030959

Community Details

Overview

  • No Home Owners Association

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,761

Year Built

Built in 1978

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level, Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1978
  • Automatically Close On Close Date: No
  • Remarks Public: UPDATES- UPDATES- UPDATES This 3 Bedroom, 2.5 Baths brick home is situated in a very quiet and private part of the Bel Air Subdivision. Open Kitchen concept with Granite counter tops and new stainless steel appliances, main level bedroom/ full bath and fireplace. Upper level has 2 bedrooms and a full bathroom Total electric house with new HVAC and Central Air, all new replacement windows, attached garage providing entry to the basement, including a half bath and laundry area. Partially finished room for all your man cave ideas. Large Level lot for a huge yard and fire pit! Set up a showing today
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Partially Finished
  • Total Sq Ft: 2210
  • Living Area Sq Ft: 1701
  • Price Per Sq Ft: 140.27
  • Above Grade Finished Sq Ft: 1326
  • Below Grade Finished Sq Ft: 375
  • Below Grade Sq Ft: 509
  • Total Below Grade Sq Ft: 884
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 15009

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 123600.00
  • Land Assessed Value: 34500.00
  • Land Use Code: 010
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11390.00
  • Year Assessed: 2020
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Rent Spree Online Application: No

Tax Info

  • Assessor Parcel Number: 14917597
  • Tax Annual Amount: 1761.00
  • Assessor Parcel Number: 0107030959
  • Tax Lot: 21
  • Tax Total Finished Sq Ft: 1701
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 09/18/2020

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 29, 2022
Sold by
Hansel Bailey Scott
Bought by
Owens Kara Beth and Shook Jordan
Current Estimated Value
$263,085

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Outstanding Balance
$144,253
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$109,168

Purchase Details

Listed on
Jul 5, 2020
Closed on
Sep 18, 2020
Sold by
Fradiska Pamela D
Bought by
Hansel Bailey Scott
Seller's Agent
Jared Fradiska
Gates Realty
Buyer's Agent
Jared Fradiska
Gates Realty
List Price
$192,400
Sold Price
$187,000
Premium/Discount to List
-$5,400
-2.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.50%
Original Mortgage
$183,612
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 16, 2019
Closed on
Nov 15, 2019
Sold by
Roberts Homes And Real Estate Llc
Bought by
Fradiska Pamela D
Seller's Agent
Stephen MacGray
Charis Realty Group
Buyer's Agent
Jared Fradiska
Gates Realty
List Price
$194,900
Sold Price
$177,000
Premium/Discount to List
-$17,900
-9.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.76%
Original Mortgage
$178,787
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 29, 2019
Closed on
Apr 26, 2019
Sold by
Bb & T Non Performing Assets
Bought by
Roberts Homes & Real Estate
Seller's Agent
John Macy
Long & Foster Real Estate, Inc.
Buyer's Agent
Stephen MacGray
Charis Realty Group
List Price
$86,500
Sold Price
$71,000
Premium/Discount to List
-$15,500
-17.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
411.00%

Purchase Details

Closed on
Jan 5, 2018
Sold by
Dorsey Brian D
Bought by
Bb & T Non Performing Asset

Purchase Details

Closed on
May 9, 2000
Sold by
Yates Robert T
Bought by
Dorsey Brian D

Purchase Details

Closed on
Jul 15, 1991
Sold by
Shrake Robert J-Linda M
Bought by
Yates Robert T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,900
Interest Rate
9.64%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $200,000 --
Warranty Deed $187,000 Atticus Title Services Llc
Deed $177,000 None Available
Deed $71,000 Beacon Settlement Group Llc
Trustee Deed $55,212 None Available
Deed $95,000 --
Deed $82,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,000 New Conventional
Previous Owner $183,612 New Conventional
Previous Owner $178,787 New Conventional
Previous Owner $25,000 Credit Line Revolving
Previous Owner $77,900 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2020 09/18/20 Sold $187,000 +0.5% $110 / Sq Ft
07/22/2020 07/22/20 Pending -- -- --
07/20/2020 07/20/20 Price Changed $186,000 -3.3% $109 / Sq Ft
07/05/2020 07/05/20 For Sale $192,400 +8.7% $113 / Sq Ft
11/15/2019 11/15/19 Sold $177,000 -1.7% $109 / Sq Ft
10/01/2019 10/01/19 Pending -- -- --
08/14/2019 08/14/19 Price Changed $180,000 -4.0% $111 / Sq Ft
07/31/2019 07/31/19 Price Changed $187,500 -3.8% $115 / Sq Ft
07/16/2019 07/16/19 For Sale $194,900 +174.5% $120 / Sq Ft
04/26/2019 04/26/19 Sold $71,000 -17.9% $44 / Sq Ft
04/04/2019 04/04/19 Pending -- -- --
03/29/2019 03/29/19 For Sale $86,500 -- $53 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,311 $191,433 $0 $0
2023 $1,900 $174,767 $0 $0
2022 $1,908 $158,100 $34,500 $123,600
2021 $1,727 $144,367 $0 $0
2020 $1,577 $130,633 $0 $0
2019 $1,398 $116,900 $34,500 $82,400
2018 $1,398 $116,900 $34,500 $82,400
2017 $1,490 $116,900 $0 $0
2016 $0 $124,400 $0 $0
2015 $1,506 $124,400 $0 $0
2014 $1,506 $124,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL134636

Bright MLS

APN: 07-030959