Bob Swarm
Keller Williams Select Realtors of Annapolis
(443) 323-2910
23 Total Sales
2 in Arnold
$427K - $575K Price Range
1501 Circle Dr Annapolis, MD 21409
Arnold AreaEstimated Value: $994,000 - $1,251,089
4
Beds
2
Baths
2,914
Sq Ft
$389/Sq Ft
Est. Value
Highlights
- 100 Feet of Waterfront
- Fishing Allowed
- River View
- Arnold Elementary School Rated 10
- Eat-In Gourmet Kitchen
- 0.4 Acre Lot
About This Home
As of May 2024Welcome to your dream waterfront retreat on a cul-de-sac overlooking the picturesque Severn River! This magnificent residence offers a luxury coastal living experience in the coveted neighborhood of Winchester on the Severn. Nestled in a protected cove, this home boasts a private dock and private beach with access to a community beach, providing the perfect blend of serenity and social charm. The community beach offers a boat ramp, a pavilion open to the neighborhood, a brand new playground, direct view of the Annapolis Blue Angel's show, fishing and crabbing pier, marina, dog beach. Looking for a pool? Chase Creek Swim Club is a short walk away. Flood insurance is NOT required. Calling all boat and paddle board enthusiasts! The private dock is in 6 feet of water and ready for your boat, or 2! Whether by boat or car, you're just minutes away from the cultural hub of downtown Annapolis. Indulge in the myriad of dining options, partake in local events, and immerse yourself in the entertainment that makes Annapolis a truly special place to call home. Welcome to your new waterfront lifestyle — where every upgrade tells a story, every view is a masterpiece, and every moment is an opportunity to revel in the unparalleled charm of living by the water's edge. Upgrades include: updated primary bathroom 2024, dock pillars rebuilt 2024, asphalt and epoxy on driveway 2024, select window replacement 2024, landscaping 2024, washer/dryer replacement 2023, HVAC replacement and Ductless mini-split installation in 2022, roof replacement 2019, kitchen appliance replacement (microwave, dishwasher, store) 2019, rebuilt chimney 2019, refinished hardwoods 2019, whole house paint 2019, water heater replacement 2018, updated kitchen coutnertops, whole house generator, window replacements 2005, attic abatement and new insulation, french drain installation in front and side of home.
Last Agent to Sell the Property
(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors License #RSR006593 Listed on: 04/12/2024
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,780
Year Built
- Built in 1966
Lot Details
- 17,320 Sq Ft Lot
- 100 Feet of Waterfront
- Home fronts navigable water
- Cul-De-Sac
- Partially Wooded Lot
- Back Yard
- Property is zoned R2
HOA Fees
- $22 Monthly HOA Fees
Home Design
- Rambler Architecture
- Permanent Foundation
- Frame Construction
- Asphalt Roof
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Crown Molding
- Ceiling Fan
- Skylights
- Recessed Lighting
- Wood Burning Fireplace
- Fireplace Mantel
- Brick Fireplace
- Insulated Windows
- Double Hung Windows
- Window Screens
- Mud Room
- Living Room
- Formal Dining Room
- Sun or Florida Room
- Utility Room
- Wood Flooring
- River Views
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Self-Cleaning Oven
- Stove
- Built-In Microwave
- Extra Refrigerator or Freezer
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Wine Rack
- Disposal
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Water Proofing System
- Natural lighting in basement
Parking
- 1 Parking Space
- 1 Attached Carport Space
- Driveway
- On-Street Parking
Accessible Home Design
- Level Entry For Accessibility
Eco-Friendly Details
- Air Purifier
- Air Cleaner
Outdoor Features
- Water Access
- River Nearby
- Stream or River on Lot
Schools
- Arnold Elementary School
- Severn River Middle School
- Broadneck High School
Utilities
- Air Filtration System
- Ductless Heating Or Cooling System
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Natural Gas Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 105
- Assessor Parcel Number 020390929076300
Community Details
Overview
- Winchester On The Severn Subdivision
Recreation
- Fishing Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 12, 2024
Closed on
Jun 27, 2024
Sold by
Bates William and Bates Karen
Bought by
Seller's Agent
Shannon Smith
Cummings & Co. Realtors
Buyer's Agent
Betty Batty
Compass
List Price
$1,290,000
Sold Price
$1,125,000
Premium/Discount to List
-$165,000
-12.79%
Views
133
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,522
Avg. Annual Appreciation
0.29%
Original Mortgage
$208,000
Interest Rate
7.1%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 12, 2024
Closed on
May 13, 2024
Sold by
Zembiec Pamela Elizabeth
Bought by
Bates William and Bates Karen
Seller's Agent
Shannon Smith
Cummings & Co. Realtors
Buyer's Agent
Betty Batty
Compass
List Price
$1,290,000
Sold Price
$1,125,000
Premium/Discount to List
-$165,000
-12.79%
Views
133
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
7.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 2, 2005
Sold by
Stefany Frederick J
Bought by
Zembiec Douglas A and Zembiec Pamela E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
5.66%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 10, 1999
Sold by
Stefany Frederick J
Bought by
Stefany Frederick J and Stefany Mary J
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Annapolis, MD
-
Bob Swarm
-
Amy Juras
Amy Juras
Long & Foster Real Estate, Inc.
(443) 214-3318
77 Total Sales
6 in Arnold
$310K - $1M Price Range
-
Tanya Lewis
Tanya Lewis
Cummings & Co. Realtors
(667) 303-2196
130 Total Sales
1 in Arnold
$619,000 Price
-
Jody Buck
Jody Buck
Cummings & Co. Realtors
(443) 963-3742
136 Total Sales
4 in Arnold
$350K - $860K Price Range
-
Biana Arentz
Biana Arentz
Coldwell Banker Realty
(667) 230-5102
106 Total Sales
1 in Arnold
$325,000 Price
-
Din Khaled
Din Khaled
Responds QuicklyHouwzer, LLC
(240) 261-0250
151 Total Sales
1 in Arnold
$380,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| Bates William | $1,125,000 | Westcor Land Title | |
| Zembiec Douglas A | $720,000 | -- | |
| Stefany Frederick J | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $208,000 | ||
| Previous Owner | Zembiec Douglas A | $260,350 | |
| Previous Owner | Zembiec Douglas A | $359,650 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/13/2024 05/13/24 | Sold | $1,125,000 | -2.2% | $386 / Sq Ft |
| 04/21/2024 04/21/24 | Pending | -- | -- | -- |
| 04/20/2024 04/20/24 | Price Changed | $1,150,000 | -10.9% | $395 / Sq Ft |
| 04/12/2024 04/12/24 | For Sale | $1,290,000 | -- | $443 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $12,255 | $1,098,000 | ||
| 2025 | $12,255 | $1,077,200 | ||
| 2024 | $12,070 | $1,056,400 | $881,600 | $174,800 |
| 2023 | $474 | $1,043,933 | $0 | $0 |
| 2022 | $430 | $1,031,467 | $0 | $0 |
| 2020 | $387 | $1,019,000 | $851,600 | $167,400 |
| 2019 | $772 | $1,019,000 | $851,600 | $167,400 |
| 2018 | $10,855 | $1,070,500 | $887,600 | $182,900 |
| 2017 | $383 | $1,070,500 | $0 | $0 |
| 2016 | -- | $1,070,500 | $0 | $0 |
| 2015 | -- | $1,240,700 | $0 | $0 |
| 2014 | -- | $1,240,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Shannon Smith
Seller's Agent in 2024
Shannon Smith
Cummings & Co Realtors
(410) 212-3007
194 Total Sales
-
Betty Batty
Buyer's Agent in 2024
Betty Batty
Compass
(301) 832-7609
92 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2081986
APN: 03-909-29076300
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
Nearby Homes
- 1505 Riverdale Dr
- 1460 Ridgeway Cir
- 1603 Winchester Rd
- 141 Severn Way
- 1448 Westway
- 121 Severn Way
- 1452 Grandview Rd
- 1603 Waters Ridge Ct
- 1404 Stockton Ct
- 1576 Chickasaw Rd
- 202 Admirals Ct
- 1392 Baltimore Annapolis Blvd
- 63 Church Rd
- 125 S Winchester Rd
- 1716 Severn Forest Dr
- 1715 Porters Hill Rd
- 310 Epping Way
- 3 Sheridan Rd
- 1204 Dreams Landing Way
- 1717 Porters Hill Rd
- 1503 Circle Dr
- 1502 Circle Dr
- 1504 Circle Dr
- 1505 Circle Dr
- 1506 Circle Dr
- 1500 Circle Dr
- 1508 Circle Dr
- 1510 Circle Dr
- 1509 Circle Dr
- 1510 Knollwood Rd
- 184 Old River Rd
- 1514 Knollwood Rd
- 188 Old River Rd
- 182 Old River Rd
- 194 Old River Rd
- 1511 Circle Dr
- 190 Old River Rd
- 1514 Circle Dr
- 180 Old River Rd
- 1513 Circle Dr
Your Personal Tour Guide
Ask me questions while you tour the home.