Shana Tinsley
Responds Quickly
EXP Realty, LLC
(443) 926-0929
90 Total Sales
1 in Arnold
$445,000 Price
1505 Circle Dr Annapolis, MD 21409
Arnold AreaEstimated Value: $1,541,000 - $2,032,870
4
Beds
3.5
Baths
3,260
Sq Ft
$564/Sq Ft
Est. Value
Highlights
- 125 Feet of Waterfront
- 3 Dock Slips
- Pier
- Arnold Elementary School Rated 10
- Beach
- Pier or Dock
About This Home
As of November 2023Charming deep water home on Chase Creek in Winchester-on-the-Severn. Over 3,200 sqft of living space spread across 3 levels with walls of glass to capture the serene water views. Open bright interior, totally renovated kitchen and 4 ultra luxe baths. Deep water pier with 50' slip, 20,000 boat lift, PWC lift & 50 amp shore power. To many upgrades to list including: Architectural shingle roof, Paver drwy, 20KW Generator, Outdoor shower, Sauna, (2) waterside composite decks, custom landscaping, lighting and terracing. Just minutes to Rt. 50 and downtown Annapolis. Winchester-on-the-Severn is a fabulous community with public water, natural gas and THE best private beach on the Severn River. The community amenities are second to none, including a boat ramp, (4) piers, marina, beach pavilion, playground, and dog beach, plus the Chase Creek swim club and the B&A Trail is right up the street. Located in the Blue-Ribbon Broadneck School district and just 5 miles to downtown Annapolis and Severna Park. Convenient to Baltimore, BWI, Ft. Meade/NSA and Washington, DC., the location provides the very best this region has to offer in a 30-mile radius. If you are looking for a truly unique property with stunning water views and a great neighborhood setting, this is one opportunity you don't want to miss!
Last Agent to Sell the Property
(410) 280-5600 brad.kappel@sothebysrealty.com TTR Sotheby's International Realty Listed on: 09/20/2023
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,266
Year Built
- Built in 1966 | Remodeled in 2014
Lot Details
- 20,296 Sq Ft Lot
- 125 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Cul-De-Sac
- Northwest Facing Home
- Property has an invisible fence for dogs
- Split Rail Fence
- Back Yard Fenced
- Landscaped
- Extensive Hardscape
- Private Lot
- Premium Lot
- Wooded Lot
- Property is in excellent condition
- Property is zoned R2
Property Views
- Water
- Scenic Vista
Home Design
- Coastal Architecture
- Block Foundation
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Wet Bar
- Built-In Features
- Crown Molding
- Paneling
- Wainscoting
- Ceiling Fan
- Skylights
- Recessed Lighting
- 2 Fireplaces
- Wood Burning Fireplace
- Screen For Fireplace
- Fireplace Mantel
- Gas Fireplace
- Window Treatments
- Window Screens
- French Doors
- Sliding Doors
- Entrance Foyer
- Family Room Off Kitchen
- Living Room
- Dining Room
- Utility Room
- Attic
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Gas Oven or Range
- Self-Cleaning Oven
- Microwave
- Extra Refrigerator or Freezer
- Ice Maker
- Dishwasher
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Heated Floors
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Dual Flush Toilets
Laundry
- Laundry on upper level
- Front Loading Dryer
- Front Loading Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Rear Basement Entry
- Laundry in Basement
- Natural lighting in basement
Home Security
- Monitored
- Motion Detectors
- Fire and Smoke Detector
- Flood Lights
Parking
- 3 Parking Spaces
- Stone Driveway
Outdoor Features
- Outdoor Shower
- Pier
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Sun Deck
- Sail
- Electric Hoist or Boat Lift
- 3 Dock Slips
- Physical Dock Slip Conveys
- 2 Powered Boats Permitted
- 2 Non-Powered Boats Permitted
- Lake Privileges
- Balcony
- Deck
- Patio
- Playground
Schools
- Arnold Elementary School
- Severn River Middle School
- Broadneck High School
Utilities
- Whole House Fan
- Central Air
- Heating System Uses Natural Gas
- Heat Pump System
- Vented Exhaust Fan
- Hot Water Baseboard Heater
- Power Generator
- Tankless Water Heater
- Natural Gas Water Heater
- Septic Tank
Additional Features
- Energy-Efficient Appliances
- Property is near creek
Listing and Financial Details
- Tax Lot 107
- Assessor Parcel Number 020390932421755
Community Details
Overview
- No Home Owners Association
- Winchester On The Severn HOA
- Winchester On The Severn Subdivision, Chase Creek Waterfront Floorplan
Recreation
- Pier or Dock
- Mooring Area
- Beach
- Community Playground
- Pool Membership Available
- Fishing Allowed
Security
- 24-Hour Security
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 20, 2023
Closed on
Nov 8, 2023
Sold by
Kappel Bradley R and Kappel Barbara C
Bought by
Seller's Agent
Brad Kappel
TTR Sotheby's International Realty
Buyer's Agent
Georgie Berkinshaw
Coldwell Banker Realty
List Price
$1,895,000
Sold Price
$1,925,000
Premium/Discount to List
$30,000
1.58%
Views
26
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$87,782
Avg. Annual Appreciation
-1.62%
Original Mortgage
$1,343,000
Interest Rate
7.31%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 8, 2010
Sold by
Buto David A
Bought by
Kappel Bradley R and Kappel Barbara C
Purchase Details
Closed on
Jul 19, 1996
Sold by
Walters Harvey E
Bought by
Buto David A and Buto Helen S
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Annapolis, MD
-
Shana Tinsley
-
Melissa Kesner-Fultz
Melissa Kesner-Fultz
Responds QuicklyColdwell Banker Realty
(667) 771-5218
84 Total Sales
1 in Arnold
$730,000 Price
-
Nicole Callender
Nicole Callender
Keller Williams Realty Delmarva
(443) 251-3558
225 Total Sales
1 in Arnold
$1,300,000 Price
-
Zachary Wyvill
Zachary Wyvill
RE/MAX United Real Estate
(301) 889-9645
41 Total Sales
1 in Arnold
$525,000 Price
-
Bob Lucido
Bob Lucido
Keller Williams Lucido Agency
(667) 303-1729
2,560 Total Sales
9 in Arnold
$303K - $860K Price Range
-
Chris Kotula
Chris Kotula
Realty Plus Associates
(484) 376-5072
122 Total Sales
1 in Arnold
$400,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,925,000 | Eagle Title | ||
| Kappel Bradley R | $710,000 | -- | |
| Buto David A | $335,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $1,345,000 | ||
| Closed | Cowles Matthew David | $100,000 | |
| Closed | Cowles Matthew David | $1,343,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/08/2023 11/08/23 | Sold | $1,925,000 | +1.6% | $590 / Sq Ft |
| 09/20/2023 09/20/23 | Pending | -- | -- | -- |
| 09/20/2023 09/20/23 | For Sale | $1,895,000 | -- | $581 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $13,535 | $1,275,733 | ||
| 2025 | $13,535 | $1,221,967 | ||
| 2024 | $13,294 | $1,168,200 | $918,100 | $250,100 |
| 2023 | $10,625 | $1,154,667 | $0 | $0 |
| 2022 | $9,977 | $1,141,133 | $0 | $0 |
| 2020 | $9,594 | $1,116,767 | $0 | $0 |
| 2019 | $9,434 | $1,105,933 | $0 | $0 |
| 2018 | $11,104 | $1,095,100 | $924,100 | $171,000 |
| 2017 | $8,890 | $1,095,100 | $0 | $0 |
| 2016 | -- | $1,095,100 | $0 | $0 |
| 2015 | -- | $1,209,000 | $0 | $0 |
| 2014 | -- | $1,048,333 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Brad Kappel
Seller's Agent in 2023
Brad Kappel
TTR Sotheby's International Realty
(410) 279-9476
481 Total Sales
-
Georgie Berkinshaw
Buyer's Agent in 2023
Georgie Berkinshaw
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 994-4456
146 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2069094
APN: 03-909-32421755
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
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Copyright 2026 Bright MLS, Inc.
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