Seller's Agent in 2025
Tracy Swindell
Monument Sotheby's International Realty
(410) 456-4704
7 in this area
49 Total Sales
1505 Locust Ave Towson, MD 21204
5
Beds
3.5
Baths
3,300
Sq Ft
8,625
Sq Ft Lot
Highlights
- Deck
- Vaulted Ceiling
- 3 Fireplaces
- Riderwood Elementary School Rated A-
- Traditional Architecture
- No HOA
About This Home
As of October 2025Quintessential Ruxton Charmer. Step into timeless charm with this welcoming 1903 shingle style cottage, where character and comfort blend seamlessly with thoughtful updates. A delightful awning covered porch invites you into gracious living spaces filled with dappled natural light thanks to the well maintained mature landscape. Living and dining rooms are complete with wood burning fireplaces. A cozy den with built ins and bay windows is the perfect spot to relax. The well appointed kitchen, with Wolfe range and Sub Zero refrigerator/freezer, is drenched in sunlight and provides one of two access points to a spacious deck, the second being a welcoming and light-filled family room. Down the deck steps find a lovely native plant garden and the former garage, known as the "Nook" - which now serves as a fair weather getaway and exercise spot. The second floor provides 4 bedrooms and two full baths, including the ensuite primary with fireplace, vaulted ceilings and skylights. A lower level bedroom/office with full bath opens to the back garden and a covered lounge space - for relaxation and privacy at once. Every window and exterior door has been replaced. Roof is approximately 12 years old. Hardscapes by European Landscapes and Design.
Last Agent to Sell the Property
(410) 456-4704 tracy.swindell@monumentsothebysrealty.com Monument Sotheby's International Realty License #651961 Listed on: 08/19/2025
Last Buyer's Agent
(410) 370-2700 kate.meyer@monumentsothebysrealty.com Monument Sotheby's International Realty
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,435
Year Built
- Built in 1903
Lot Details
- 8,625 Sq Ft Lot
Home Design
- Traditional Architecture
- Cottage
- Stone Foundation
- Frame Construction
Interior Spaces
- Property has 3 Levels
- Vaulted Ceiling
- 3 Fireplaces
- Wood Burning Fireplace
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Den
- Basement with some natural light
- Laundry Room
Bedrooms and Bathrooms
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
- On-Street Parking
Outdoor Features
- Deck
- Porch
Schools
- Riderwood Elementary School
- Dumbarton Middle School
- Towson High Law & Public Policy
Utilities
- Central Air
- Heat Pump System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Ruxton Subdivision
Listing and Financial Details
- Tax Lot 141
- Assessor Parcel Number 04090918722490
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 19, 2025
Closed on
Oct 10, 2025
Sold by
Reed Matthew H
Bought by
Baker Sean and Baker Megan
Seller's Agent
Tracy Swindell
Monument Sotheby's International Realty
Buyer's Agent
Kate Meyer
Monument Sotheby's International Realty
List Price
$1,099,000
Sold Price
$1,155,000
Premium/Discount to List
$56,000
5.1%
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-38.04%
Original Mortgage
$924,000
Outstanding Balance
$922,983
Interest Rate
5.47%
Mortgage Type
New Conventional
Estimated Equity
$167,539
Purchase Details
Closed on
Dec 14, 1994
Sold by
Howard Joseph D
Bought by
Reed Matthew H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
9.03%
Purchase Details
Closed on
Jun 10, 1986
Sold by
Walger Harry M
Bought by
Howard Joseph D
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,155,000 | New Line Title | |
| Deed | $300,000 | -- | |
| Deed | $122,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $924,000 | New Conventional | |
| Previous Owner | $260,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $1,155,000 | +5.1% | $350 / Sq Ft |
| 09/01/2025 09/01/25 | Pending | -- | -- | -- |
| 09/01/2025 09/01/25 | For Sale | $1,099,000 | 0.0% | $333 / Sq Ft |
| 08/20/2025 08/20/25 | Off Market | $1,099,000 | -- | -- |
| 08/19/2025 08/19/25 | For Sale | $1,099,000 | -- | $333 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,122 | $620,200 | $199,500 | $420,700 |
| 2024 | $8,122 | $613,433 | $0 | $0 |
| 2023 | $4,011 | $606,667 | $0 | $0 |
| 2022 | $7,694 | $599,900 | $199,500 | $400,400 |
| 2021 | $7,200 | $567,567 | $0 | $0 |
| 2020 | $7,200 | $535,233 | $0 | $0 |
| 2019 | $7,235 | $502,900 | $199,500 | $303,400 |
| 2018 | $6,944 | $482,767 | $0 | $0 |
| 2017 | $6,443 | $462,633 | $0 | $0 |
| 2016 | $6,668 | $442,500 | $0 | $0 |
| 2015 | $6,668 | $442,500 | $0 | $0 |
| 2014 | $6,668 | $442,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tracy Swindell
-
Kate Meyer
Buyer's Agent in 2025
Kate Meyer
Monument Sotheby's International Realty
(410) 370-2700
7 in this area
45 Total Sales
-
Matt Fischer
Buyer Co-Listing Agent in 2025
Matt Fischer
Monument Sotheby's International Realty
(410) 585-5125
13 in this area
100 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC2137450
APN: 09-0918722490
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