NOT LISTED FOR SALE

1510 Waterfall Way Elsmere, KY 41018

Estimated Value: $248,000 - $276,000

3 Beds
2 Baths
1,052 Sq Ft
$248/Sq Ft Est. Value

Last Sold January 19, 2024

Last sale price $250,000 $238 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,610/month

4 Days on Market

Highlights

  • View of Trees or Woods
  • Traditional Architecture
  • No HOA
  • Deck
  • Cathedral Ceiling
  • Breakfast Room

About This Home

As of January 2024

Updated Bi-level on short cul-de-sac street! New windows and new HVAC. Upstairs living area is open and bright with kitchen boasting SS appliances and tile floors. Kitchen walks out to a large deck and a fenced in yard overlooking the woods. New laminate flooring upstairs.

Last Agent to Sell the Property

Rachelle Wilson

e-Merge Real Estate Victory License #222372 Listed on: 11/14/2023

e-Merge Real Estate Victory

Last Buyer's Agent

Liz Jacobs

Coldwell Banker Realty FM License #220545

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,763

Year Built

  • Built in 1999

Lot Details

  • 8,276 Sq Ft Lot
  • Cul-De-Sac
  • Aluminum or Metal Fence

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,052 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Chandelier
  • Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Family Room
  • Living Room
  • Breakfast Room
  • Views of Woods
  • Fire and Smoke Detector
  • Laundry on lower level
  • Finished Basement

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Laminate Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Porch

Schools

  • Howell Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 016-10-02-126.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,763

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.19
  • Year Built: 1999
  • Lot Size: irregular
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: Garvey Ave. to Plateau to left on Fallbrook to right on Waterfall
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Howell Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irregular
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Family Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.19
  • General Property Description:Living Area: 1052.0
  • General Property Description:Lot Size Square Feet: 8276.0
  • Structure Type:House: Yes
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: Upper
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 016-10-02-126.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • View:TreesWoods: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Laundry Features:Lower Level: Yes
  • Levels:Bi-Level: Yes
  • Percent Basement Finished: Yes
  • Fencing:Metal4: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Laminate Counters, Eat-in Kitchen, Chandelier, Cathedral Ceiling(s), Ceiling Fan(s)
  • Basement: Finished
  • Heating: Natural Gas
  • Levels: Bi-Level
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1052.0
  • Window Features: Double Hung, Insulated Window(s)
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Appliances:Electric Range: Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Carpet Flooring7: Yes
  • Interior Features:Laminate Counters: Yes
  • Kitchen Features:Ceramic Tile Flooring2: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Living Room Features:High Ceiling(s)4: Yes
  • Living Room Features:Window Treatments: Yes
  • Living Room Features:Laminate Flooring2: Yes

Exterior Features

  • View: Trees/Woods
  • Fencing: Metal
  • Roof: Shingle
  • Lot Features: Cul-De-Sac
  • View: Yes
  • Construction Type: Stucco, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Construction Materials:Stucco2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Faces Front
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Lower Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Howell Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 8276.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2023
Closed on
Jan 19, 2024
Sold by
Allen Brandon L and Allen Allison R
Bought by
Mcneal Brendon and Mcneal Sarah
Seller's Agent
Rachelle Wilson
e-Merge Real Estate Victory
Buyer's Agent
Liz Jacobs
Coldwell Banker Realty FM
List Price
$255,000
Sold Price
$250,000
Premium/Discount to List
-$5,000
-1.96%
Views
125
Current Estimated Value
$261,093

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,093
Avg. Annual Appreciation
2.50%
Original Mortgage
$250,000
Outstanding Balance
$245,691
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$15,402

Purchase Details

Listed on
Apr 28, 2021
Closed on
May 14, 2021
Sold by
Dunn Sarah
Bought by
Allen Brandon L
Seller's Agent
Jeff Horner
Coldwell Banker Realty
Buyer's Agent
Rachelle Wilson
e-Merge Real Estate Victory
List Price
$179,900
Sold Price
$180,000
Premium/Discount to List
$100
0.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.04%
Original Mortgage
$176,739
Interest Rate
3%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 7, 2019
Sold by
Brown Candida
Bought by
Dunn Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,138
Interest Rate
4.1%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 12, 2018
Sold by
Westmark Properties Llc
Bought by
Brown Candida

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,446
Interest Rate
3.9%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 30, 2008
Sold by
National Residential Nominee Services In
Bought by
Evans Justin R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,681
Interest Rate
5.14%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 26, 2008
Sold by
Schmidt Joshua and Schmidt Courtney
Bought by
National Residential Nominee Services In

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,681
Interest Rate
5.14%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 25, 2008
Sold by
Callen Harold P and Callen Stacie N
Bought by
Schmidt Joshua and Schmidt Courtney

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,450
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 27, 2004
Sold by
Estes James E and Estes Susan M
Bought by
Callen Harold P and Callen Stacie N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,400
Interest Rate
5.35%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 30, 1999
Sold by
Fannin Amy R
Bought by
Estes James E and Estes Susan M

Purchase Details

Closed on
Jun 18, 1997
Sold by
H & L Builder Inc
Bought by
Fannin Brian S and Fannin Amy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,350
Interest Rate
7.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 10, 1996
Sold by
Bermec Corp
Bought by
H & L Builder Inc
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcneal Brendon $250,000 None Listed On Document
Allen Brandon L $180,000 Northwest Ttl Fam Of Compani
Dunn Sarah $158,000 Ivy Pointe Title Llc
Brown Candida $141,000 Kentucky Land Title Agency
Evans Justin R $128,000 Vintage Title Agency Inc
National Residential Nominee Services In $123,000 Vintage Title Agency Inc
Schmidt Joshua $131,000 Reserve Title Services
Callen Harold P $123,000 --
Estes James E $105,000 --
Fannin Brian S $102,000 --
H & L Builder Inc $17,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcneal Brendon $250,000
Previous Owner Allen Brandon L $176,739
Previous Owner Dunn Sarah $155,138
Previous Owner Brown Candida $138,446
Previous Owner Evans Justin R $125,681
Previous Owner Schmidt Joshua $124,450
Previous Owner Callen Harold P $98,400
Previous Owner Fannin Brian S $81,350
Closed Callen Harold P $18,450
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/19/2024 01/19/24 Sold $250,000 -2.0% $238 / Sq Ft
11/21/2023 11/21/23 Pending -- -- --
11/16/2023 11/16/23 For Sale $255,000 +41.7% $242 / Sq Ft
05/14/2021 05/14/21 Sold $180,000 +0.1% $171 / Sq Ft View Prior Sale
04/28/2021 04/28/21 Pending -- -- --
04/28/2021 04/28/21 For Sale $179,900 -- $171 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,763 $180,000 $25,000 $155,000
2023 $2,714 $180,000 $25,000 $155,000
2022 $2,979 $180,000 $25,000 $155,000
2021 $2,657 $158,000 $25,000 $133,000
2020 $2,642 $158,000 $25,000 $133,000
2019 $2,333 $141,000 $25,000 $116,000
2018 $2,169 $128,000 $20,000 $108,000
2017 $2,044 $128,000 $20,000 $108,000
2015 $2,412 $128,000 $20,000 $108,000
2014 $2,359 $128,000 $20,000 $108,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 618623

Northern Kentucky Multiple Listing Service

APN: 016-10-02-126.00