$399,900
PENDING

Estimated payment $2,366/month

Total Views 2,009
4 Beds
3 Baths
1,932 Sq Ft
$207 Price per Sq Ft

Highlights

  • Waterfront Community
  • City View
  • 2 Car Attached Garage
  • Access To Creek
  • Enclosed Patio or Porch
  • Walk-In Closet

About This Home

4.12% Assumable FHA Rate! Nestled in the established Canoe Creek Woods community, this beautifully maintained 4-bedroom, 3-bath home offers timeless appeal and modern comfort in one of St. Cloud’s most desirable neighborhoods. Built in 1993 on a generous 0.28-acre lot, the property combines traditional craftsmanship with thoughtful upgrades, including a new roof, fresh interior and exterior paint, and new carpeting in select areas. Step inside to discover 1,932 square feet of living space designed for comfort and functionality. The open layout connects the main living areas seamlessly, creating an inviting flow ideal for family living and entertaining. The primary suite features a spa-like bathroom with shower, and spacious walk-in closets in multiple rooms. The home’s living room electric fireplace, luxury vinyl and tile flooring, ceiling fans, and central vacuum system add a touch of practicality and charm, while multiple bedrooms offer ample storage and natural light. Enjoy peaceful mornings and relaxing evenings from the screened-in rear porch overlooking a private, fenced backyard with mature landscaping and a storage shed for convenience. The home also features creek views and water access, offering a serene backdrop surrounded by nature. Located within Canoe Creek Woods Unit 11, residents enjoy the benefits of sidewalk-lined streets, a community mailbox, and a strong neighborhood atmosphere steeped in St. Cloud’s small-town heritage. The area’s history traces back to early 20th-century settlers, with the community today blending that historic charm with modern suburban growth. Just minutes from Old Canoe Creek Road, US-192, and FL-417, this home provides easy access to Lake Nona Medical City, downtown St. Cloud, and Orlando’s major attractions. Zoned for Michigan Avenue Elementary, St. Cloud Middle School, and St. Cloud High School, this property is ideal for families seeking quality education and convenience. With no CDD fees and a low HOA of just $360 annually, this residence offers outstanding value in a peaceful, well-connected neighborhood. Don’t miss the opportunity to make this home yours and experience why Canoe Creek Woods remains one of St. Cloud’s most desirable and historic communities—where comfort, location, and lifestyle come together beautifully.

Listing Agent

Charles Watson

MARK SPAIN REAL ESTATE Brokerage Phone: 855-299-7653 License #3617870 Listed on: 10/24/2025

MARK SPAIN REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,102

Year Built

  • Built in 1993

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 83x129
  • West Facing Home
  • Chain Link Fence
  • Landscaped with Trees
  • Property is zoned SR2

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway

Property Views

  • City
  • Creek or Stream

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,932 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Electric Fireplace
  • Sliding Doors
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Access To Creek
  • Enclosed Patio or Porch
  • Shed

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, ground maintenance
  • Evelyn Vita Association, Phone Number (407) 847-2280
  • Visit Association Website
  • Canoe Creek Woods Unit 11 Subdivision
  • The community has rules related to fencing
  • Near Conservation Area

Amenities

  • Community Mailbox

Recreation

  • Waterfront Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,102

Year Built

Built in 1993

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Maintenance Grounds
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 1932
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1993
  • Building Area Total: 2826
  • Lot Size Sq Ft: 12371
  • Status: Pending
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 262.54
  • Escrow City: Maitland
  • Escrow State: FL
  • Floor Number: 1
  • Minimum Lease: No Minimum
  • Number Of Pets: 10+
  • RATIO Current Price By Calculate: 206.99
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Canal Front
  • Attribution Contact: 855-299-7653
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Fireplace Features: Electric, Living Room
  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Central Vaccum, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Living Area Meters: 179.49

Exterior Features

  • Direction Faces: West
  • Other Structures: Shed(s), Storage
  • Exterior Features: Sliding Doors, Storage
  • Roof: Shingle
  • Pool Private: No
  • View: City
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Creek
  • Water View: Creek
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Ground Level

Utilities

  • Utilities: BB/HS Internet Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Sidewalks
  • Association Amenities: Fence Restrictions
  • Association Fee: 360
  • Association Fee Frequency: Annually
  • Association Name: Evelyn Vita
  • Phone: 4078472280
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Max Pet Weight: 150
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: www.mysolution.com/communities/canoe-cre

Fee Information

  • Total Annual Fees: 360.00
  • Total Monthly Fees: 30.00
  • Monthly HOA Amount: 30.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR2
  • Parcel Number: 23-26-30-0573-0001-0390
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: Conservation Area, City Limits, Landscaped, Sidewalk, Paved
  • Lot Dimensions: 83x129
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3102.01
  • Tax Block: 1
  • Tax Book Number: 144/145
  • Tax Lot: 39

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,588 $227,214 -- --
2024 $3,102 $220,811 -- --
2023 $3,102 $214,380 $0 $0
2022 $2,992 $208,136 $0 $0
2021 $2,954 $202,074 $0 $0
2020 $2,907 $198,200 $40,000 $158,200
2019 $1,026 $96,032 $0 $0
2018 $3,320 $174,500 $40,000 $134,500
2017 $992 $92,304 $0 $0
2016 $966 $90,406 $0 $0
2015 $979 $89,778 $0 $0
2014 $972 $89,066 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/07/2025 12/07/25 Pending -- -- --
10/24/2025 10/24/25 For Sale $399,900 +66.6% $207 / Sq Ft
08/22/2019 08/22/19 Sold $240,000 0.0% $124 / Sq Ft View Prior Sale
07/22/2019 07/22/19 Pending -- -- --
07/18/2019 07/18/19 Price Changed $240,000 -1.6% $124 / Sq Ft
06/21/2019 06/21/19 For Sale $244,000 +1.7% $126 / Sq Ft
06/19/2019 06/19/19 Off Market $240,000 -- --
06/13/2019 06/13/19 Price Changed $244,000 -2.4% $126 / Sq Ft
05/30/2019 05/30/19 Price Changed $250,000 -1.2% $129 / Sq Ft
05/16/2019 05/16/19 Price Changed $253,000 -0.8% $131 / Sq Ft
04/25/2019 04/25/19 Price Changed $255,000 -0.8% $132 / Sq Ft
04/20/2019 04/20/19 For Sale $257,000 +7.1% $133 / Sq Ft
04/18/2019 04/18/19 Off Market $240,000 -- --
04/05/2019 04/05/19 For Sale $257,000 0.0% $133 / Sq Ft
03/21/2019 03/21/19 Pending -- -- --
03/14/2019 03/14/19 For Sale $257,000 -- $133 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $240,000 Opendoor Title Llc
Warranty Deed $235,000 Opendoor Title Ll
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $235,653 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: O6355263

Stellar MLS

APN: 23-26-30-0573-0001-0390