15445 Potomac River Dr Cobb Island, MD 20625
Estimated payment $5,599/month
Total Views
3,293
4
Beds
3
Baths
2,554
Sq Ft
$372
Price per Sq Ft
Highlights
- Hot Property
- Colonial Architecture
- No HOA
- La Plata High School Rated A-
- 1 Fireplace
- Double Oven
About This Home
This waterfront 4 bedroom, 3 bathroom retreat is perfectly positioned on the Potomac River with sweeping views and unforgettable sunsets. Offered fully furnished, this home is truly move-in ready—whether you’re looking for a primary residence, a second home, or an Airbnb investment. Completely reimagined in 2022, the property was lifted to meet modern floodplain requirements and enhanced with a full remodel and addition, blending timeless coastal charm with today’s comfort and efficiency. Inside you are greeted by floor-to-ceiling water views framed by expansive windows and doors across the back of the home. The open main level features a wood-burning insert fireplace separating the kitchen and family room, a shiplap ceiling, and durable LVP flooring. The gourmet kitchen boasts all new appliances, including an 8-burner double oven gas range, while the adjacent partially covered deck with Trex flooring and hot tub invites you to relax or entertain outdoors. The layout is both functional and inviting, offering a first-floor bedroom and bath, two additional bedrooms and a spa-inspired bath upstairs, plus a stunning owner’s suite with commanding Potomac River views. Bathrooms are all new, with a soaking tub upstairs and a dual-head shower downstairs. Every bedroom is equipped with its own ductless mini-split for customized comfort and energy savings. Additional highlights include bamboo flooring upstairs, craftsman trim, a whole-house water filter, new well tank, and tankless Infinity water heater. A finished bunk room (possible 5th bedroom) above the detached workshop with its own entrance and mini-split HVAC adds versatile space for guests, hobbies, or work. The property also features a pier with a 10,000 lb boat lift, making it easy to explore the Potomac River, Wicomico River, and Neale Sound. Life on Cobb Island is as special as the home itself. This golf-cart and water-access community offers no HOA, yet the Citizens Association keeps the island lively with events like Cobb Island Day, Witches on the Water, Monarch Mania, and the Lighting of the Christmas Crab Basket Tree. Local marinas, restaurants, and the recently updated market are all just a short stroll or cart ride away. Fully furnished and turnkey, this is waterfront living at its finest and ready for you to start making memories from day one.
Listing Agent
(301) 643-9492 sarahswannre@gmail.com Baldus Real Estate, Inc. License #0225270708 Listed on: 09/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,988
Year Built
- Built in 1937
Parking
- Driveway
Home Design
- Colonial Architecture
- Craftsman Architecture
- Traditional Architecture
- Pillar, Post or Pier Foundation
- Foundation Flood Vent
- Cement Siding
- Piling Construction
- Composite Building Materials
Interior Spaces
- 2,554 Sq Ft Home
- Property has 2 Levels
- 1 Fireplace
- Family Room
- Living Room
- Double Oven
- Laundry Room
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- Soaking Tub
Schools
- Dr. Thomas L. Higdon Elementary School
- Piccowaxen Middle School
- La Plata High School
Utilities
- Central Air
- Heat Pump System
- Well
- Bottled Gas Water Heater
Additional Features
- Property is zoned RV
- Flood Risk
Community Details
- No Home Owners Association
- Cobb Island Subdivision
Listing and Financial Details
- Tax Lot 566
- Assessor Parcel Number 0905003997
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $16,615 | $576,867 | -- | -- |
| 2024 | $7,143 | $517,933 | $0 | $0 |
| 2023 | $6,559 | $459,000 | $200,000 | $259,000 |
| 2022 | $6,313 | $355,800 | $200,000 | $155,800 |
| 2021 | $10,352 | $355,800 | $200,000 | $155,800 |
| 2020 | $5,070 | $367,700 | $240,000 | $127,700 |
| 2019 | $10,095 | $367,700 | $240,000 | $127,700 |
| 2018 | $4,843 | $367,700 | $240,000 | $127,700 |
| 2017 | $4,973 | $372,800 | $0 | $0 |
| 2016 | -- | $366,900 | $0 | $0 |
| 2015 | $2,802 | $361,000 | $0 | $0 |
| 2014 | $2,802 | $355,100 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/13/2025 09/13/25 | For Sale | $950,000 | +138.1% | $372 / Sq Ft |
| 08/21/2020 08/21/20 | Sold | $399,000 | 0.0% | $207 / Sq Ft |
| 07/24/2020 07/24/20 | For Sale | $399,000 | +28.7% | $207 / Sq Ft |
| 07/11/2014 07/11/14 | Sold | $310,000 | -11.2% | $161 / Sq Ft |
| 06/14/2014 06/14/14 | Price Changed | $349,000 | +4.2% | $181 / Sq Ft |
| 06/13/2014 06/13/14 | Pending | -- | -- | -- |
| 06/10/2014 06/10/14 | Price Changed | $335,000 | -4.0% | $174 / Sq Ft |
| 05/27/2014 05/27/14 | Price Changed | $349,000 | -7.9% | $181 / Sq Ft |
| 05/04/2014 05/04/14 | Price Changed | $379,000 | 0.0% | $197 / Sq Ft |
| 05/04/2014 05/04/14 | For Sale | $379,000 | +22.3% | $197 / Sq Ft |
| 05/01/2014 05/01/14 | Off Market | $310,000 | -- | -- |
| 04/30/2014 04/30/14 | Price Changed | $397,000 | +4.7% | $206 / Sq Ft |
| 12/04/2013 12/04/13 | For Sale | $379,000 | +22.3% | $197 / Sq Ft |
| 11/28/2013 11/28/13 | Off Market | $310,000 | -- | -- |
| 11/27/2013 11/27/13 | For Sale | $379,000 | +22.3% | $197 / Sq Ft |
| 11/13/2013 11/13/13 | Off Market | $310,000 | -- | -- |
| 11/12/2013 11/12/13 | For Sale | $379,000 | +22.3% | $197 / Sq Ft |
| 11/08/2013 11/08/13 | Off Market | $310,000 | -- | -- |
| 11/07/2013 11/07/13 | Price Changed | $379,000 | 0.0% | $197 / Sq Ft |
| 11/07/2013 11/07/13 | For Sale | $379,000 | +22.3% | $197 / Sq Ft |
| 10/17/2013 10/17/13 | Off Market | $310,000 | -- | -- |
| 05/25/2013 05/25/13 | Price Changed | $435,000 | -8.4% | $226 / Sq Ft |
| 02/22/2013 02/22/13 | Price Changed | $475,000 | -9.5% | $247 / Sq Ft |
| 11/20/2012 11/20/12 | Price Changed | $525,000 | -4.5% | $273 / Sq Ft |
| 10/19/2012 10/19/12 | For Sale | $550,000 | -- | $286 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $399,000 | Certified Title Corporation | |
| Deed | $310,000 | Strategic National Title Gro | |
| Deed | $90,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $399,000 | VA | |
| Previous Owner | $279,000 | New Conventional | |
| Previous Owner | $30,000 | No Value Available |
Source: Public Records
About the Listing Agent
I'm an expert real estate agent with Baldus Real Estate, Inc. in La Plata, MD and the nearby areas, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give me a call! I'm eager to help and would love to talk to you.
Sarah's Other Listings
Source: Bright MLS
MLS Number: MDCH2047242
APN: 05-003997
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