NOT LISTED FOR SALE

15520 95th Cir NE Elk River, MN 55330

Otsego Area

Estimated Value: $338,000 - $401,000

4 Beds
2 Baths
1,908 Sq Ft
$197/Sq Ft Est. Value

Sale Details

Date Sold: January 9, 2026

Last sale price $370,000 $194 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,288 / mo

113 Days on Market

Highlights

  • Deck
  • No HOA
  • Eat-In Kitchen
  • 1 Fireplace
  • 2 Car Detached Garage
  • Forced Air Heating and Cooling System

About This Home

As of January 2026

Completely renovated by a highly respected and successful professional builder/remodeler, this stunning 4-bedroom, 2-bath home is tucked away in a quiet cul-de-sac. Every detail has been thoughtfully and tastefully updated, including windows, doors, a/c, furnace, kitchen appliances and the 12' X 12' deck creating a move-in-ready home with timeless style and quality craftsmanship. From the fresh high end finishes to the functional layout, this home truly stands out. Enjoy the privacy of the location while still being close to parks, schools, shopping, and easy commuter routes.

Last Agent to Sell the Property

Wardell Haywood

Keller Williams Realty Integrity Lakes Listed on: 08/16/2025

Keller Williams Realty Integrity Lakes

Last Buyer's Agent

Alissa Norquist

RE/MAX Results

RE/MAX Results
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,278

Year Built

  • Built in 1973

Lot Details

  • Irregular Lot
  • Few Trees

Parking

  • 2 Car Detached Garage

Home Design

  • Bi-Level Home
  • Block Exterior

Interior Spaces

  • 1 Fireplace
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Window Egress

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Septic System

Community Details

  • No Home Owners Association
  • Mississippi Shores 2Nd Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 118024002020

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,278

Year Built

Built in 1973

Lot Details

1.23 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Well
  • Year Built: 1973
  • Above Grade Finished Sq Ft: 954
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Egress Window(s), Finished, Full
  • Living Area: 1908
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 954
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4

Exterior Features

  • PoolFeatures: None
  • Fencing: None
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Detached Garage, Asphalt

Utilities

  • Heating: Forced Air
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Elk River
  • SchoolDistrictPhone: 7632413400

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 1
  • Land Lease: No
  • Lot Features: Irregular Lot, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 118024002020
  • Tax Annual Amount: 3278
  • TaxWithAssessments: 3278

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2025
Closed on
Jan 7, 2026
Sold by
Bought by
Seller's Agent
Wardell Haywood
Keller Williams Realty Integrity Lakes
Buyer's Agent
Alissa Norquist
RE/MAX Results
List Price
$435,000
Sold Price
$370,000
Premium/Discount to List
-$65,000
-14.94%
Views
60
Current Estimated Value
$375,295

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,295
Avg. Annual Appreciation
2.57%
Original Mortgage
$351,500
Outstanding Balance
$349,457
Interest Rate
6.21%
Mortgage Type
New Conventional
Estimated Equity
$25,838

Purchase Details

Listed on
Nov 8, 2024
Closed on
Mar 13, 2025
Sold by
Bought by
Seller's Agent
Jennifer Gunnarson
Keller Williams Classic Rlty NW
Buyer's Agent
NON-RMLS NON-RMLS
Non-MLS
List Price
$230,000
Sold Price
$230,000
Views
3

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
67.66%
Original Mortgage
$195,500
Interest Rate
5.79%
Mortgage Type
Construction

Purchase Details

Listed on
Nov 8, 2024
Closed on
Feb 7, 2025
Sold by
Bought by
Seller's Agent
Jennifer Gunnarson
Keller Williams Classic Rlty NW
Buyer's Agent
NON-RMLS NON-RMLS
Non-MLS
List Price
$230,000
Sold Price
$230,000
Views
3

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,500
Interest Rate
5.79%
Mortgage Type
Construction
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Elk River, MN

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$370,000 Arden Title
$500 Titlesmart
$230,000 --
$230,000 Titlesmart
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $351,500
Closed $195,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/09/2026 01/09/26 Sold $370,000 -1.3% $194 / Sq Ft
12/12/2025 12/12/25 Pending -- -- --
11/14/2025 11/14/25 Price Changed $375,000 -3.8% $197 / Sq Ft
10/13/2025 10/13/25 Price Changed $390,000 -2.5% $204 / Sq Ft
10/02/2025 10/02/25 Price Changed $400,000 -4.8% $210 / Sq Ft
09/09/2025 09/09/25 Price Changed $420,000 -3.4% $220 / Sq Ft
08/21/2025 08/21/25 For Sale $435,000 +89.1% $228 / Sq Ft
02/07/2025 02/07/25 Sold $230,000 0.0% $121 / Sq Ft View Prior Sale
11/08/2024 11/08/24 Pending -- -- --
11/08/2024 11/08/24 For Sale $230,000 -- $121 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,756 $323,800 $126,000 $197,800
2025 $2,756 $264,100 $126,000 $138,100
2024 $3,278 $256,900 $100,800 $156,100
2023 $3,302 $283,200 $107,800 $175,400
2022 $2,916 $252,900 $89,900 $163,000
2021 $2,896 $199,400 $64,300 $135,100
2020 $2,902 $193,800 $64,100 $129,700
2019 $2,450 $190,000 $0 $0
2018 $1,920 $149,100 $0 $0
2017 $1,708 $142,100 $0 $0
2016 $1,690 $0 $0 $0
2015 $1,682 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6755874

NorthstarMLS

APN: 118-024-002020

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