NOT LISTED FOR SALE

157 Tammy Dr White Stone, VA 22578

Estimated Value: $282,000 - $418,000

3 Beds
1 Bath
1,360 Sq Ft
$244/Sq Ft Est. Value

Last Sold August 20, 2021

Last sale price $173,000 $127 Per Sq Ft

Est. 91% increase in value since last sale

Current estimated payment $1,852/month

240 Days on Market

Highlights

  • Docks
  • Water Access
  • Fruit Trees
  • Beach
  • Property Fronts a Bay or Harbor
  • Hydromassage or Jetted Bathtub

About This Home

As of August 2021

Welcome home to your quiet retreat on the water! This cute updated rancher is all ready to go. Just about every part of the house has been updated in the past 10 years, HVAC, Roof, Windows, Siding, Kitchen, both bathrooms. Enjoy endless crabbing and fishing right in your own backyard!!! Shallow water but with a flat bottom boat you can have access to the open water in Little Bay, Fleet Bay or the Chesapeake Bay! Make your appointment today!

Last Agent to Sell the Property

Whitney Contaoi

Hometown Realty License #0225233983 Listed on: 11/05/2020

Hometown Realty

Co-Listed By

Larry Sanders

Hometown Realty License #0225185338

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $919

Year Built

  • Built in 1973

Lot Details

  • 0.42 Acre Lot
  • Property Fronts a Bay or Harbor
  • River Front
  • Fruit Trees

HOA Fees

  • $17 Monthly HOA Fees

Home Design

  • Fire Rated Drywall
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,360 Sq Ft Home
  • 1-Story Property
  • Beamed Ceilings
  • Ceiling Fan
  • Sliding Doors
  • Dining Area
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Induction Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Instant Hot Water

Flooring

  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 1 Full Bathroom
  • Hydromassage or Jetted Bathtub

Home Security

  • Home Security System
  • Fire and Smoke Detector

Parking

  • No Garage
  • Shared Driveway

Outdoor Features

  • Water Access
  • Docks
  • Patio
  • Exterior Lighting
  • Stoop

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Shared Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot SFR
  • Assessor Parcel Number 35G-1-15A

Community Details

Overview

  • Little Bay Subdivision

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$919

Year Built

Built in 1973

Lot Details

0

HOA Fees

$17 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1973
  • Property Attached Yn: No
  • Lot Size Acres: 0.42
  • Co List Office Mls Id: HORI03
  • Co List Office Phone: 804-747-9933
  • Ownership: Individuals
  • Subdivision Name: Little Bay
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Approximate
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Partially Carpeted, Tile
  • Basement: Crawl Space
  • Appliances: Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Instant Hot Water, Microwave, Refrigerator, Smooth Cooktop, Stove
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Interior Amenities: Beamed Ceilings, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Jetted Tub, Bath in Primary Bedroom, Main Level Primary, Solid Surface Counters
  • Living Area: 1360.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition, Shingle
  • Fencing: None
  • Lot Features: Fruit Trees, Waterfront
  • Pool Features: None
  • Waterfront Features: Bayfront, River Front, Water Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Block, Drywall, Concrete, Vinyl Siding
  • Exterior Features: Dock, Lighting
  • Patio And Porch Features: Patio, Stoop
  • Property Condition: Resale

Garage/Parking

  • Parking Features: No Garage, Shared Driveway

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach
  • Association Fee: 200.0
  • Association Fee Frequency: Annually

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 35G-1-15A
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 919.0
  • Tax Lot: SFR

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 5, 2020
Closed on
Aug 20, 2021
Sold by
Avery Christopher L and Avery Kimberly G
Bought by
Gainey Shane
Seller's Agent
Whitney Contaoi
Hometown Realty
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$225,000
Sold Price
$173,000
Premium/Discount to List
-$52,000
-23.11%
Current Estimated Value
$331,258

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$158,258
Avg. Annual Appreciation
15.79%
Original Mortgage
$169,866
Outstanding Balance
$153,551
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$177,707

Purchase Details

Closed on
Apr 16, 2009
Sold by
Futrell Larry J and Howard Juanita Futrell
Bought by
Avery Christopher L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
5.02%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Gainey Shane $173,000 Attorney
Avery Christopher L $155,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gainey Shane $169,866
Previous Owner Avery Christopher L $124,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/20/2021 08/20/21 Sold $173,000 -23.1% $127 / Sq Ft
07/03/2021 07/03/21 Pending -- -- --
11/05/2020 11/05/20 For Sale $225,000 -- $165 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,358 $246,900 $57,500 $189,400
2024 $1,358 $246,900 $57,500 $189,400
2023 $919 $145,900 $55,000 $90,900
2022 $919 $145,900 $55,000 $90,900
2021 $919 $145,900 $55,000 $90,900
2020 $919 $145,900 $55,000 $90,900
2019 $919 $145,900 $55,000 $90,900
2018 $794 $134,600 $44,000 $90,600
2017 $794 $134,600 $44,000 $90,600
2016 -- $134,600 $44,000 $90,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • W

    Seller's Agent in 2021

    Whitney Contaoi

    Hometown Realty

    Section Image
  • Larry Sanders

    Seller Co-Listing Agent in 2021

    Larry Sanders

    Hometown Realty

    (804) 747-9933

    187 Total Sales

    Larry Sanders
    Section Image

  • N

    Buyer's Agent in 2021

    NON MLS USER MLS

    NON MLS OFFICE

See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 2033845

Central Virginia Regional MLS

APN: 35G-1-15A

Virginia Lancaster County White Stone 22578

157 Tammy Dr, White Stone, VA

Not Listed for Sale

Detached

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Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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