15705 Downing St SW Cumberland, MD 21502
3
Beds
2
Baths
1,596
Sq Ft
10,000
Sq Ft Lot
Highlights
- Mountain View
- Wood Flooring
- No HOA
- Deck
- Attic
- Community Pool
About This Home
As of July 2024Check out this beautiful home in Bel Air. You are within walking distance to the pool. This home has completely been updated!! It has a brand new furnace and AC unit, nice attached garage, and a level fenced in yard. Not only is it updated, but there is a living room and also a separate family room. With 3 beds and 2 bath it has room for the entire family. Call today for a showing! Also if you have a VA loan ask your lender about keeping the sellers 2.5 interest rate!!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,451
Year Built
- Built in 1963
Lot Details
- 10,000 Sq Ft Lot
- Back Yard Fenced
- Landscaped
- Property is in excellent condition
Parking
- 1 Car Attached Garage
- Front Facing Garage
Home Design
- Split Foyer
- Permanent Foundation
- Asphalt Roof
- Aluminum Siding
Interior Spaces
- Property has 2 Levels
- Recessed Lighting
- Vinyl Clad Windows
- Window Treatments
- Sliding Doors
- Six Panel Doors
- Mountain Views
- Attic
Kitchen
- Gas Oven or Range
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
Laundry
- Electric Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Windows
Outdoor Features
- Deck
Schools
- Fort Hill High School
Utilities
- Forced Air Heating and Cooling System
- 220 Volts
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 0107009364
Community Details
Overview
- No Home Owners Association
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 29, 2024
Closed on
Jul 12, 2024
Sold by
Stepp Joseph Edward
Bought by
Meyeres Kristofer Shane
Seller's Agent
Sheila Howell
Lake Homes Realty, LLC
Buyer's Agent
Michele Hughes
RE/MAX Realty Group
List Price
$235,000
Sold Price
$230,000
Premium/Discount to List
-$5,000
-2.13%
Total Days on Market
8
Views
71
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,259
Avg. Annual Appreciation
9.27%
Original Mortgage
$218,500
Outstanding Balance
$216,847
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$31,593
Purchase Details
Listed on
Jun 12, 2021
Closed on
Jul 28, 2021
Sold by
Ottaviani Tony and Ottaviani Tanya Marie
Bought by
Stepp Joseph Edward
Seller's Agent
Melanie Dimaio
The KW Collective
Buyer's Agent
Susan Biddle
Coldwell Banker Home Town Realty
List Price
$164,777
Sold Price
$168,000
Premium/Discount to List
$3,223
1.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.16%
Original Mortgage
$171,864
Interest Rate
3%
Mortgage Type
VA
Purchase Details
Closed on
Jul 26, 2005
Sold by
Ottaviani Mathew and Ottaviani Barbara L
Bought by
Ottaviani Tanya Mari
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
5.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 27, 2005
Sold by
Ottaviani Mathew and Ottaviani Barbara L
Bought by
Ottaviani Tanya Mari
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
5.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 3, 2000
Sold by
Sharpless Richard L
Bought by
Ottaviani Mathew and Ottaviani Barbara L
Similar Homes in Cumberland, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $230,000 | None Listed On Document | |
| Deed | $168,000 | None Available | |
| Deed | $115,000 | -- | |
| Deed | $115,000 | -- | |
| Deed | $70,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $218,500 | New Conventional | |
| Previous Owner | $171,864 | VA | |
| Previous Owner | $7,975 | VA | |
| Previous Owner | $134,784 | FHA | |
| Previous Owner | $30,000 | Unknown | |
| Previous Owner | $92,000 | New Conventional | |
| Previous Owner | $92,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/15/2024 07/15/24 | Sold | $230,000 | -2.1% | $144 / Sq Ft |
| 03/29/2024 03/29/24 | For Sale | $235,000 | +39.9% | $147 / Sq Ft |
| 07/26/2021 07/26/21 | Sold | $168,000 | +2.0% | $105 / Sq Ft |
| 06/17/2021 06/17/21 | Pending | -- | -- | -- |
| 06/12/2021 06/12/21 | For Sale | $164,777 | -- | $103 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,848 | $153,100 | $0 | $0 |
| 2023 | $1,451 | $133,500 | $0 | $0 |
| 2022 | $1,375 | $113,900 | $30,000 | $83,900 |
| 2021 | $1,336 | $111,700 | $0 | $0 |
| 2020 | $1,322 | $109,500 | $0 | $0 |
| 2019 | $1,295 | $107,300 | $30,000 | $77,300 |
| 2018 | $1,284 | $107,300 | $30,000 | $77,300 |
| 2017 | $1,305 | $107,300 | $0 | $0 |
| 2016 | $658 | $108,900 | $0 | $0 |
| 2015 | $1,319 | $108,900 | $0 | $0 |
| 2014 | $1,319 | $108,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sheila Howell
Seller's Agent in 2024
Sheila Howell
Lake Homes Realty, LLC
(240) 321-2138
121 Total Sales
-
Michele Hughes
Buyer's Agent in 2024
Michele Hughes
Remax 100
(301) 641-5000
46 Total Sales
-
Melanie Dimaio
Seller's Agent in 2021
Melanie Dimaio
The KW Collective
(301) 268-7295
128 Total Sales
-
Susan Biddle
Buyer's Agent in 2021
Susan Biddle
Coldwell Banker Home Town Realty
(304) 788-1984
23 Total Sales
Map
Source: Bright MLS
MLS Number: MDAL2008548
APN: 07-009364
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