$435,000
SOLD NOV 18, 2024
3 Beds
2 Baths
3,001 Sq Ft
0.58 Acres

Recently Sold

$145 Per Sq Ft

17% Below List Price

31 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • No HOA
  • Family Room with Fireplace
  • High Ceiling
  • Covered Patio or Porch

About This Home

As of November 2024

*Priced Below Appraisal Value!* Stately 1928 Brick Home with Timeless Elegance and Modern Amenities. Welcome to 159 Gardner St, Chattanooga, TN 37411—a distinguished residence crafted with bricks reclaimed from a historic downtown bank in 1928. This well-loved and meticulously maintained home offers 3 bedrooms, 2 baths, and 3,001 square feet of living space, complemented by an additional 535 square foot basement. Upon entering the foyer, you are greeted by the warmth of original hardwood floors, elegant arched doorways, and tasteful accent wallpaper. The home features multiple fireplaces and an abundance of natural light from an array of windows throughout, creating a bright and inviting atmosphere. The spacious layout includes a sprawling living room which flows into the separate formal dining room, perfect for hosting gatherings and celebrations. The exterior of the property is equally enchanting. The vast back yard is a true ''wonderland,'' complete with an expansive greenhouse, a workshop for housing gardening supplies, and multiple outdoor patios and seating areas, including two picturesque pergolas. The backyard oasis boasts a waterfall feature, terraced landscaping, and bountiful garden beds, ideal for gardening enthusiasts. Situated in an established neighborhood adjacent to the forest, this home offers a serene retreat frequented by owls and other local wildlife. Despite its tranquil setting, it provides convenient interstate access for commuters and a central location, allowing for easy enjoyment of both downtown Chattanooga and Hamilton Place amenities. This unique piece of Chattanooga's history seamlessly combines historic charm with modern conveniences, offering a rare opportunity for discerning buyers. Schedule a showing today and experience this truly unique home first hand!

Last Agent to Sell the Property

Sherry Southerland

RE/MAX Real Estate Center License #270800 Listed on: 09/06/2024

RE/MAX Real Estate Center

Last Buyer's Agent

Amy Raines

Elite Properties License #333359

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,451

Year Built

  • Built in 1928

Lot Details

  • 0.58 Acre Lot
  • Lot Dimensions are 103x250
  • Gentle Sloping Lot

Parking

  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Rolled or Hot Mop Roof
  • Asphalt Roof
  • Metal Roof

Interior Spaces

  • 3,001 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Gas Log Fireplace
  • Wood Frame Window
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Breakfast Room
  • Den with Fireplace
  • Walk-In Attic
  • Fire and Smoke Detector
  • Property Views
  • Unfinished Basement

Kitchen

  • Free-Standing Gas Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Separate Shower

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Thermostat

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Outbuilding

Schools

  • East Ridge Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • High-Efficiency Water Heater
  • Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Recycling

Listing and Financial Details

  • Assessor Parcel Number 157h L 010

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,451

Year Built

Built in 1928

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.58
  • Lot Size: 103X250
  • Subdivision Name: None
  • Directions: Follow I-24 W and take exit 184 toward Moore Rd. Merge onto North Terrace. Turn right onto Belvoir Ave. Turn left onto Conner St. Turn right onto Gardner St. Home will be on the left.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Living Area: 3001.0
  • New Construction: No
  • Efficiency: Appliances, HVAC, Thermostat, Water Heater
  • Structure Type: Free Standing Building
  • Year Built: 1928
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 157h L 010
  • Location Tax and Legal Elementary School: East Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge Middle
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 2451.19
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.58
  • General Property Information Lot Size Square Feet2: 25264.8
  • General Property Information Lot Size Dimensions: 103X250
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Cooling:Multi Units: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Other Structures:Out Building: Yes
  • Brick and Stone Features All Brick: Yes
  • Interior Features Breakfast Room: Yes
  • Green Sustainability Onsite Recycling Center: Yes
  • Roof:RolledHot Mop: Yes
  • Special Features: None

Interior Features

  • Appliances: Washer, Refrigerator, Gas Water Heater, Free-Standing Gas Range, Dryer, Disposal, Dishwasher
  • Has Basement: Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room, Gas Log, Gas Starter, Living Room
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Room, High Ceilings, High Speed Internet, Pantry, Separate Shower, Walk-In Closet(s)
  • Window Features: Wood Frames
  • ResoLivingAreaSource: Appraiser
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Community Features:None4: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Fireplace Features:Gas Starter: Yes

Exterior Features

  • Lot Features: Gentle Sloping
  • View: Other
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Foundation Details: Block
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt, Metal, Rolled/Hot Mop
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes
  • Window Features:Wood Frames: Yes
  • ConstructionSiding:Roof Metal: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Ridge Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge Middle

Lot Info

  • Lot Size Sq Ft: 25264.8
  • Additional Parcels: No
  • Parcel #: 157h L 010
  • ResoLotSizeUnits: Acres

Green Features

  • Green Sustainability: Onsite Recycling Center
  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Appliances: Yes
  • Green Energy Efficient:Thermostat: Yes
  • Green Energy Efficient:Water Heater: Yes

Tax Info

  • Tax Annual Amount: 2451.19

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2024
Closed on
Nov 12, 2024
Sold by
Murphy Linda J
Bought by
Taggart Hyllnn A and Hodges Deonna N
Seller's Agent
Sherry Southerland
RE/MAX Real Estate Center
Buyer's Agent
Amy Raines
Elite Properties
List Price
$525,000
Sold Price
$435,000
Premium/Discount to List
-$90,000
-17.14%
Views
19
Current Estimated Value
$435,878

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$878
Avg. Annual Appreciation
0.25%
Original Mortgage
$380,000
Outstanding Balance
$377,101
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$58,777
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $435,000 Cumberland Title & Guaranty
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $380,000 New Conventional
Previous Owner $595,500 Credit Line Revolving
Previous Owner $330,000 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $50,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2024 11/18/24 Sold $435,000 -17.1% $145 / Sq Ft
10/07/2024 10/07/24 Pending -- -- --
09/06/2024 09/06/24 For Sale $525,000 -- $175 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,222 $54,625 $0 $0
2023 $1,222 $54,625 $0 $0
2022 $1,222 $54,625 $0 $0
2021 $1,222 $54,625 $0 $0
2020 $1,153 $41,700 $0 $0
2019 $1,153 $41,700 $0 $0
2018 $1,076 $41,700 $0 $0
2017 $1,153 $41,700 $0 $0
2016 $1,038 $0 $0 $0
2015 $2,019 $37,525 $0 $0
2014 $2,019 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1395107

Greater Chattanooga REALTORS®

APN: 157H-L-010