NOT LISTED FOR SALE

16 Waterside Way Ottawa, IL 61350

Estimated Value: $458,000 - $587,000

3 Beds
3 Baths
2,200 Sq Ft
$243/Sq Ft Est. Value

Last Sold September 16, 2022

Last sale price $450,000 $205 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $4,258/month

41 Days on Market

Highlights

  • Boat Dock
  • Waterfront
  • Property is near a park
  • Boat Slip
  • Deck
  • Vaulted Ceiling

About This Home

As of September 2022

Offering an incredible lifestyle opportunity to its new owners is this gorgeous ranch-style home that backs onto the picturesque Illinois River. Located within the resort of Heritage Harbor, residents of this wonderful area enjoy a life of peace and privacy, yet are still within easy reach of all you could need. The home enjoys an abundance of natural light throughout and charming finishes and fixtures. There is a well-equipped kitchen with all you could need to prepare delicious meals, as well as a vaulted great room with a fireplace and enviable river views. The master bedroom is also found on the first floor, as is the well-equipped laundry. A finished walk-out basement adds further appeal and features ample storage space. From here you can access the paved patio that flows down to the water's edge. This truly is a special place to live and is surrounded by a wonderful and welcoming community. There is a seasonal rental boat slip that can be found on the water behind the house, as well as year-round activities for you to enjoy as part of the Heritage Harbor resort. There are bike trails, walking trails, water activities, on-site restaurants and golfing also available for residents to enjoy, adding further to the appeal. The ideal location places you within easy reach of all that you could need. The town of Ottawa with great dining and shopping options as well as amenities is under 10 minutes away, and Starved Rock Start Park is 15 minutes away and ready to be explored.

Last Agent to Sell the Property

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 07/02/2022

Homesmart Realty Group IL

Last Buyer's Agent

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 07/02/2022

Homesmart Realty Group IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,389

Year Built

  • Built in 2012

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 48x92
  • Waterfront

HOA Fees

  • $170 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Walk-Out Ranch
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,200 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room
  • Storage Room
  • Laminate Flooring
  • Water Views

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Low Flow Plumbing Fixtures
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Home Security

  • Home Security System
  • Carbon Monoxide Detectors

Outdoor Features

  • Tideland Water Rights
  • Boat Slip
  • Balcony
  • Deck
  • Brick Porch or Patio

Location

  • Property is near a park

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • ENERGY STAR Qualified Water Heater
  • Cable TV Available

Community Details

Overview

  • Association fees include insurance, pool, scavenger
  • Zabel And Associates Association, Phone Number (815) 941-9833
  • Heritage Harbor Subdivision
  • Property managed by Heritage Harbor Management Co

Recreation

  • Boat Dock
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,389

Year Built

Built in 2012

Lot Details

0

HOA Fees

$170 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Walk-Out Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Heritage Harbor
  • Year Built: 2012
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full, Walkout
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 2200
  • Other Equipment: TV-Cable, Security System, CO Detectors, Ceiling Fan(s), Radon Mitigation System
  • Room Type: Balcony/Porch/Lanai, Eating Area, Foyer, Great Room, Storage, Walk In Closet
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Attic: Dormer,Pull Down Stair,Unfinished
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Balcony, Deck, Patio, Porch, Brick Paver Patio, Boat Slip
  • Foundation Details: Concrete Perimeter
  • List Price: 490000
  • Lot Features: Water Rights, Water View
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 170
  • Association Fee Frequency: Monthly
  • Community Features: Park, Pool, Dock, Curbs, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Heritage Harbor Management Co
  • Management Contact Name: Zabel and Associates
  • Management Phone: 815-941-9833
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Pool, Scavenger

Schools

  • Middle/Junior School District: 230

Green Features

  • GreenEnergyEfficient: Water Heater, Low flow fixtures

Lot Info

  • Lot Size Acres: 0.1
  • Lot Dimensions: 48X92
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 13389
  • Tax Year: 2021
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 21, 2024
Sold by
Mchugh Eric and Zarkin Lisa
Bought by
Harmoney Llc Series 16
Current Estimated Value
$533,583

Purchase Details

Listed on
Jul 2, 2022
Closed on
Sep 13, 2022
Sold by
Lovelady Jeff Alan and Peggy Sue Lovelady Revocable Trust Joint Pegg
Bought by
Mchugh Eric and Zarkin Lisa
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Tammy Barry
Homesmart Realty Group IL
List Price
$499,000
Sold Price
$450,000
Premium/Discount to List
-$49,000
-9.82%
Views
18

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.61%
Original Mortgage
$360,000
Interest Rate
4.99%
Mortgage Type
Construction

Purchase Details

Closed on
Aug 15, 2018
Sold by
Lovelady Jeff A and Lovelady Peggy S
Bought by
Lovelady Jeff Alan and Lovelady Peggy Sue

Purchase Details

Closed on
Jun 13, 2013
Sold by
Illini Building Company Llc
Bought by
Lovelady Jeff A and Lovelady Peggy S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,000
Interest Rate
3.34%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 4, 2013
Sold by
Heritge Harbor Ottawa Homes Llc
Bought by
Illini Building Company Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
3.31%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harmoney Llc Series 16 -- None Available
Mchugh Eric $450,000 None Available
Lovelady Jeff Alan -- None Available
Lovelady Jeff A $343,400 None Available
Illini Building Company Llc $120,000 None Available
Heritage Harbor Ottawa Homes Llc -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mchugh Eric $360,000
Previous Owner Lovelady Jeff A $274,000
Previous Owner Heritage Harbor Ottawa Homes Llc $15,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/16/2022 09/16/22 Sold $450,000 -8.2% $205 / Sq Ft
08/13/2022 08/13/22 Pending -- -- --
08/10/2022 08/10/22 Price Changed $490,000 -1.8% $223 / Sq Ft
07/02/2022 07/02/22 For Sale $499,000 -- $227 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,464 $164,408 $42,987 $121,421
2023 $14,217 $147,982 $38,692 $109,290
2022 $14,048 $144,096 $36,474 $107,622
2021 $13,389 $135,709 $34,351 $101,358
2020 $12,792 $130,703 $33,084 $97,619
2019 $12,665 $128,203 $32,451 $95,752
2018 $12,209 $125,161 $31,681 $93,480
2017 $11,958 $122,191 $30,929 $91,262
2016 $12,121 $125,136 $28,163 $96,973
2015 $11,823 $123,835 $27,870 $95,965
2012 -- $158 $158 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11453334

Midwest Real Estate Data (MRED)

APN: 15-44-300046