$245,000

1604 Baldwin Rowe Cir Panama City, FL 32405

Estimated payment $1,723/month

Total Views 202
3 Beds
2.5 Baths
1,654 Sq Ft
$148 Price per Sq Ft

Highlights

  • Lake Front
  • In Ground Pool
  • Clubhouse
  • A. Crawford Mosley High School Rated A-
  • Gated Community
  • Screened Porch

About This Home

Move-In Ready & Updated! This centrally located 3 bedroom 2.5 bath LAKEFRONT unit is located in the gated community of Baldwin Rowe. Kitchen features a breakfast bar, stainless steel appliances, backsplash, slab granite countertops, oversized sink, 2 pantries/storage closets and pennant lights. The Living room offers beautiful luxury vinyl plank flooring, crown molding in all rooms and sliding glass doors to the screened back patio equipped with rubber patio flooring facing the lake. There is a 1/2 bath downstairs. The spacious Primary bedroom faces the lake and has a walk in closet & an en suite with double vanity, large garden tub/shower combo. The 2 Additional bedrooms & bath are also located on the 2nd floor but separated with a hallway door offering a nice divide of privacy. The laundry room is spacious with storage shelving & conveniently located upstairs. Every bedroom has extra thick carpet with 12.7mm foam carpet padding with moisture barrier. This community is located in the heart of Panama City convenient to great schools, shopping, hospitals & just a short drive to the colleges! Enjoy this 3 bedroom 2.5 bath spacious home lakefront living lifestyle without all the exterior upkeep! HOA fee covers the gated entry, lawn maintenance, pool, clubhouse, common areas, trash, pest control & tree trimming. Make your appointment to see this home TODAY!

Listing Agent

Lacy Horsley

Horsley Real Estate Group License #3119862 Listed on: 08/22/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,336

Year Built

  • Built in 2007

Lot Details

  • Lake Front
  • Landscaped
  • Sprinkler System

HOA Fees

  • $193 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 1,654 Sq Ft Home
  • Crown Molding
  • Recessed Lighting
  • Window Treatments
  • Living Room
  • Dining Room
  • Screened Porch
  • Carpet
  • Security Gate

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Pool

  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Screened Patio

Schools

  • Hiland Park Elementary School
  • Mowat Middle School
  • Mosley High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet

Community Details

Overview

  • Association fees include management, clubhouse, legal/accounting, ground maintenance, pool(s), sprinkler
  • Burg Mngmt Association
  • Baldwin Rowe Subdivision

Recreation

  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,336

Year Built

Built in 2007

Lot Details

0

HOA Fees

$193 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Multi Family
  • Road Surface Type: Paved
  • Subdivision Name: Baldwin Rowe
  • New Construction: No
  • Property Sub Type Additional: Multi Family
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator
  • Interior Amenities: Crown Molding, Pantry, Recessed Lighting, Window Treatments
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Carpet, Luxury Vinyl Plank
  • Living Area: 1654.0
  • Dining Room Type: Bedroom, Dining Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Screened Porch

Exterior Features

  • Pool Features: Fenced, In Ground, Pool, Community
  • Waterfront Features: Lake, Lake Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Brick, HardiPlank Type
  • Exterior Features: Sprinkler/Irrigation, Porch
  • Foundation Details: Slab
  • Patio And Porch Features: Porch, Screened
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, High Speed Internet Available, Underground Utilities
  • Security Features: Security Gate
  • Cooling: Central Air, Multi Units
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 580.0
  • Community Features: Clubhouse, Gated, Other, See Remarks, Waterfront, Pool
  • Senior Community: No
  • Amenities: Gated
  • Association Fee Frequency: Quarterly
  • Association Name: Burg Mngmt
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Legal/Accounting, Maintenance Grounds, Pool(s), Sprinkler

Schools

  • Middle Or Junior School: Mowat

Lot Info

  • Lot Features: Landscaped, Waterfront
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 2336.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hiland Park
  • High School: Mosley

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,207 $190,632 -- --
2023 $2,207 $180,863 $0 $0
2022 $1,918 $169,825 $21,330 $148,495
2021 $1,501 $137,826 $0 $0
2020 $1,432 $135,923 $0 $0
2019 $1,445 $139,276 $0 $0
2018 $1,427 $136,679 $0 $0
2017 $1,372 $131,405 $0 $0
2016 $1,363 $128,702 $0 $0
2015 $1,994 $127,065 $0 $0
2014 $1,861 $118,718 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2025 08/22/25 For Sale $245,000 +22.5% $148 / Sq Ft
08/01/2022 08/01/22 Off Market $200,000 -- --
06/20/2022 06/20/22 Off Market $155,000 -- --
06/20/2022 06/20/22 Off Market $173,000 -- --
04/09/2021 04/09/21 Sold $200,000 +2.8% $121 / Sq Ft
02/26/2021 02/26/21 For Sale $194,500 +12.4% $118 / Sq Ft
10/16/2017 10/16/17 Sold $173,000 -1.1% $103 / Sq Ft
08/13/2017 08/13/17 Pending -- -- --
08/06/2017 08/06/17 For Sale $175,000 +12.9% $104 / Sq Ft
03/03/2015 03/03/15 Sold $155,000 +3.4% $97 / Sq Ft
01/23/2015 01/23/15 Pending -- -- --
12/02/2013 12/02/13 For Sale $149,900 -- $93 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 South Oak Title Panama City
Warranty Deed $173,000 First International Title In
Warranty Deed $155,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $42,438 Credit Line Revolving
Open $196,377 FHA
Previous Owner $178,709 VA
Previous Owner $160,115 VA
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 778052

Central Panhandle Association of REALTORS®

APN: 12860-306-000