NOT LISTED FOR SALE

1607 Mcnaughton Way Spencer, IA 51301

Estimated Value: $322,000 - $391,656

5 Beds
4 Baths
3,278 Sq Ft
$111/Sq Ft Est. Value

Last Sold July 12, 2024

Last sale price $338,900 $103 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,372/month

89 Days on Market

Highlights

  • Above Ground Pool
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Car Attached Garage
  • Forced Air Heating and Cooling System
  • 1-Story Property

About This Home

As of July 2024

Remarkable Home for Sale. 5 bedrooms, 4 bathrooms, 3 car garage, swimming pool, and spacious living area. You will love entertaining your friends and family here.

Last Agent to Sell the Property

Kyle Norris

EXIT Realty Midwest- Spencer/Emmetsburg License #B31958 Listed on: 02/22/2024

EXIT Realty Midwest- Spencer/Emmetsburg

Last Buyer's Agent

Kim Bates

Northwest Iowa Realty License #B41316

Northwest Iowa Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,360

Year Built

  • Built in 2007 | Remodeled

Lot Details

  • 0.31 Acre Lot
  • Irregular Lot

Parking

  • 3 Car Attached Garage

Home Design

  • Poured Concrete
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 3,278 Sq Ft Home
  • 1-Story Property
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Pool

  • Above Ground Pool

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963712126032

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,360

Year Built

Built in 2007 | Remodeled

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 2007
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Property Condition: Updated/Remodeled
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Main Floor Bedrooms, Main Floor Laundry, Walk-in Closet, Washer/Dryer Hkups
  • Total Bedrooms: 5
  • Total Bathrooms: 4
  • Bathroom Description: 3/4 Basement, Full Master, Main Floor 3/4 Bath
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 3
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Appliances: Dishwasher, Disposal, Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 103.39
  • Total Sq Ft: 3446
  • Above Grade Finished: 1723
  • Below Grade Finished: 1555
  • Fireplace: No
  • Finished Sq Ft: 3278
  • Basement Features: Egress Windows, Finished-Partial
  • Additional Sq Ft Finished Sq Ft Basement: 1555

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Vinyl Siding
  • Flood Zone: No
  • Road Frontage Type: City Street
  • Roof: Asphalt
  • Waterfront: No
  • Pool Features: Above Ground

Garage/Parking

  • Garage Type: Attached
  • Garage Spaces: 3

Utilities

  • Cooling: Central
  • Fuel: Electric, Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Spencer

Lot Info

  • Parcel Number: 963712126032
  • Estimated Acres: 0.31
  • Lot Features: Irregular Lot
  • Estimated Lot Dimensions: Irregular
  • Lot Sq Ft: 13350

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 4360
  • Tax Classification: Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 22, 2024
Closed on
Jul 9, 2024
Sold by
Ellsworth Daniel L and Ellsworth Patricia L
Bought by
Ginger Janelle
Seller's Agent
Kyle Norris
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Kim Bates
Northwest Iowa Realty
List Price
$359,900
Sold Price
$338,900
Premium/Discount to List
-$21,000
-5.83%
Views
159
Current Estimated Value
$363,164

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,264
Avg. Annual Appreciation
4.06%
Original Mortgage
$321,955
Outstanding Balance
$319,538
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$32,688

Purchase Details

Closed on
Mar 19, 2010
Sold by
Harwick Alan K and Harwick Mary Anne
Bought by
Ellsworth Daniel L and Ellsworth Patricia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,000
Interest Rate
5.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 30, 2008
Sold by
Grandstaff Kenneth W
Bought by
Harwick Alan K and Harwick Mary Anne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
6.51%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 2005
Sold by
Dettmer Tom M and Dettmer Rebecca A
Bought by
Grandstaff Kenneth W
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ginger Janelle $339,000 None Listed On Document
Ellsworth Daniel L $210,000 --
Harwick Alan K $208,000 --
Grandstaff Kenneth W -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ginger Janelle $321,955
Previous Owner Ellsworth Daniel L $575,000
Previous Owner Ellsworth Patricia L $78,000
Previous Owner Ellsworth Patricia L $101,000
Previous Owner Ellsworth Patricia L $104,000
Previous Owner Ellsworth Patricia L $115,000
Previous Owner Ellsworth Patricia L $17,000
Previous Owner Ellsworth Daniel L $168,000
Previous Owner Harwick Alan K $90,000
Previous Owner Grandstaff Kenneth W $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/12/2024 07/12/24 Sold $338,900 -4.2% $103 / Sq Ft
05/21/2024 05/21/24 Pending -- -- --
04/27/2024 04/27/24 Price Changed $353,900 -1.7% $108 / Sq Ft
02/22/2024 02/22/24 For Sale $359,900 -- $110 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,278 $349,670 $29,040 $320,630
2023 $4,278 $295,780 $29,040 $266,740
2022 $4,724 $259,800 $29,040 $230,760
2021 $4,826 $276,740 $29,040 $247,700
2020 $4,826 $268,100 $27,230 $240,870
2019 $4,310 $246,730 $0 $0
2018 $4,098 $238,870 $0 $0
2017 $4,118 $229,490 $0 $0
2016 $4,078 $229,490 $0 $0
2015 $3,836 $216,630 $0 $0
2014 $3,718 $216,630 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 240143

Iowa Great Lakes Board of REALTORS®

APN: 9637-12-126-032