1609 Long St Chattanooga, TN 37408
Southside Neighborhood
2
Beds
1
Bath
990
Sq Ft
2005
Built
Highlights
- City View
- Deck
- Main Floor Primary Bedroom
- Open Floorplan
- Wood Flooring
- 1-minute walk to Water Tower Park
About This Home
As of February 2024LOCATION, LOCATION, LOCATION Welcome Home! This gorgeous MOVE IN READY 2 bedroom condo is located only one block from N. Main Street in the thriving, exciting area of downtown Chattanooga known as Southside! Welcome to Cowart Lofts! This condo features its own private parking lot, spacious lobby with elevator, and located on the top floor with CITY AND MOUNTAIN VIEWS. Cowart Lofts is just steps away from Main Street where on any given day, you can grab coffee at Frothy Monkey or Mean Mug, go to breakfast at Bluegrass Grill or Niedlov's, have lunch at FEED, Clyde's or State of Confusion, settle in to a nice dinner at STIR or Alleia and don't forget the late night cocktails and BRUNCH at Flying Squirrel and the always thrumming Station Street. Don't forget a great local selection of brewers and pubs including Play Wash Pint where you can enjoy a cold one with your four legged friends then walk them down to Jefferson Park for a game of catch! Southside's nightlife offers eclectic entertainment with Track29, The Comedy Catch, Songbirds & Southside Social! As you enter the front door you are welcomed by BEAUTIFUL LVP flooring and 9 FOOT CEILINGS. This OPEN FLOOR PLAN has plenty of room for ENTERTAINING GUESTS in the LARGE connected living and dining area and sliding glass door leading to the BALCONY with AMAZING VIEWS. To the left of the living room is a SPACIOUS KITCHEN with STAINLESS STEEL appliances. The LARGE bedroom has tons of NATURAL LIGHT from the LARGE WINDOWS. There is also a stackable washer dryer and linen closet to the right. THIS IS ONE OF FEW CONDOS IN CHATTANOOGA THAT IS UNRESTRICTED BY HOA you are able to use this as a LONG OR SHORT TERM RENTAL. This condo will not last long, set up your private showing today!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $2,636
Year Built
- Built in 2005
Lot Details
- Lot Dimensions are 135x147
- Level Lot
HOA Fees
- $180 Monthly HOA Fees
Parking
- Off-Street Parking
Property Views
- City
- Mountain
Home Design
- Brick Exterior Construction
- Slab Foundation
- Rolled or Hot Mop Roof
- Concrete Perimeter Foundation
Interior Spaces
- 990 Sq Ft Home
- Open Floorplan
- Living Room
- Wood Flooring
- Fire and Smoke Detector
Kitchen
- Free-Standing Electric Range
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Laundry closet
- Dryer
- Washer
Outdoor Features
- Deck
- Patio
Schools
- Battle Academy Elementary School
- Orchard Knob Middle School
- Howard School Of Academics & Tech High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- Phone Available
- Cable TV Available
Community Details
- Cowart Lofts Subdivision
Listing and Financial Details
- Assessor Parcel Number 145l D 005 C302
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 18, 2024
Closed on
Feb 28, 2024
Sold by
Manning Samuel P
Bought by
Hill Shelley and Cazeault Wayne
Seller's Agent
Tara Maner
Uptown Firm, LLC
Buyer's Agent
Lori Montieth
Keller Williams Realty
List Price
$385,000
Sold Price
$386,000
Premium/Discount to List
$1,000
0.26%
Views
29
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.13%
Original Mortgage
$196,000
Outstanding Balance
$193,291
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$191,992
Purchase Details
Listed on
Sep 21, 2019
Closed on
Nov 22, 2019
Sold by
Simon Cory B
Bought by
Manning Samuel P
Seller's Agent
Jay Robinson
Keller Williams Realty
Buyer's Agent
Kim Snyder
Greyhaven Realty Management Co
List Price
$169,000
Sold Price
$160,000
Premium/Discount to List
-$9,000
-5.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.33%
Purchase Details
Listed on
Aug 10, 2016
Closed on
Nov 22, 2016
Sold by
Mccrone William and Mccrone Cheri Lanelle
Bought by
Simon Cory B
Seller's Agent
Wanda Chubbs
Choo Choo Realty
Buyer's Agent
Jake Kellerhals
Keller Williams Realty
List Price
$180,000
Sold Price
$170,000
Premium/Discount to List
-$10,000
-5.56%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.21%
Original Mortgage
$153,000
Interest Rate
3.47%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 25, 2006
Sold by
Cowart Lofts Llc
Bought by
Mccrone William and Mccrone Cheri Lanelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,400
Interest Rate
5.87%
Mortgage Type
Fannie Mae Freddie Mac
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Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $386,000 | None Listed On Document | |
| Warranty Deed | $260,000 | None Available | |
| Warranty Deed | $170,000 | Realty Center Title & Escrow | |
| Warranty Deed | $148,000 | Legal Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $196,000 | New Conventional | |
| Previous Owner | $35,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $153,000 | New Conventional | |
| Previous Owner | $118,400 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/21/2025 07/21/25 | For Sale | $389,900 | +15.0% | $379 / Sq Ft |
| 07/10/2025 07/10/25 | Pending | -- | -- | -- |
| 06/27/2025 06/27/25 | Price Changed | $339,000 | -2.6% | $451 / Sq Ft |
| 06/10/2025 06/10/25 | Price Changed | $348,000 | +1.2% | $463 / Sq Ft |
| 06/10/2025 06/10/25 | For Sale | $344,000 | 0.0% | $458 / Sq Ft |
| 09/21/2024 09/21/24 | Off Market | -- | -- | -- |
| 09/21/2024 09/21/24 | Off Market | $1,400 | -- | -- |
| 09/21/2024 09/21/24 | Off Market | $1,400 | -- | -- |
| 09/21/2024 09/21/24 | Off Market | $1,475 | -- | -- |
| 09/21/2024 09/21/24 | Off Market | $1,050 | -- | -- |
| 02/28/2024 02/28/24 | Sold | $386,000 | +0.3% | $390 / Sq Ft |
| 01/24/2024 01/24/24 | Off Market | $385,000 | -- | -- |
| 01/18/2024 01/18/24 | For Sale | $385,000 | +43.1% | $389 / Sq Ft |
| 09/05/2023 09/05/23 | Sold | $269,000 | -3.9% | $359 / Sq Ft |
| 09/03/2023 09/03/23 | Off Market | $279,900 | -- | -- |
| 08/02/2023 08/02/23 | Price Changed | $279,900 | -3.1% | $373 / Sq Ft |
| 04/13/2023 04/13/23 | Price Changed | $289,000 | -6.5% | $385 / Sq Ft |
| 03/13/2023 03/13/23 | For Sale | $309,000 | -4.0% | $412 / Sq Ft |
| 11/08/2022 11/08/22 | Sold | $322,000 | -14.1% | $325 / Sq Ft |
| 10/08/2022 10/08/22 | Off Market | $375,000 | -- | -- |
| 10/03/2022 10/03/22 | For Sale | $375,000 | 0.0% | $379 / Sq Ft |
| 08/26/2022 08/26/22 | Rented | $1,400 | -6.7% | -- |
| 08/26/2022 08/26/22 | Under Contract | -- | -- | -- |
| 07/07/2022 07/07/22 | For Rent | $1,500 | 0.0% | -- |
| 07/01/2022 07/01/22 | Sold | $289,000 | +3.2% | $385 / Sq Ft |
| 06/16/2022 06/16/22 | Sold | $280,000 | -3.1% | $373 / Sq Ft |
| 05/24/2022 05/24/22 | Pending | -- | -- | -- |
| 05/23/2022 05/23/22 | For Sale | $289,000 | +1.4% | $385 / Sq Ft |
| 04/30/2022 04/30/22 | Pending | -- | -- | -- |
| 04/30/2022 04/30/22 | For Sale | $285,000 | -7.0% | $379 / Sq Ft |
| 03/21/2022 03/21/22 | Sold | $306,500 | +9.5% | $298 / Sq Ft |
| 03/02/2022 03/02/22 | Pending | -- | -- | -- |
| 02/26/2022 02/26/22 | For Sale | $280,000 | +20.7% | $272 / Sq Ft |
| 02/24/2022 02/24/22 | Sold | $232,000 | 0.0% | $314 / Sq Ft |
| 02/11/2022 02/11/22 | Pending | -- | -- | -- |
| 02/11/2022 02/11/22 | For Sale | $232,000 | 0.0% | $314 / Sq Ft |
| 02/03/2022 02/03/22 | Rented | $1,400 | -3.4% | -- |
| 02/03/2022 02/03/22 | Under Contract | -- | -- | -- |
| 01/25/2022 01/25/22 | For Rent | $1,450 | 0.0% | -- |
| 05/13/2021 05/13/21 | Sold | $273,900 | 0.0% | $266 / Sq Ft |
| 05/13/2021 05/13/21 | Pending | -- | -- | -- |
| 05/13/2021 05/13/21 | For Sale | $273,900 | 0.0% | $266 / Sq Ft |
| 02/15/2021 02/15/21 | Rented | -- | -- | -- |
| 02/15/2021 02/15/21 | Rented | $1,475 | -1.7% | -- |
| 02/09/2021 02/09/21 | Under Contract | -- | -- | -- |
| 12/10/2020 12/10/20 | For Rent | $1,500 | 0.0% | -- |
| 10/30/2020 10/30/20 | Sold | $210,000 | -4.4% | $295 / Sq Ft |
| 09/28/2020 09/28/20 | Pending | -- | -- | -- |
| 08/07/2020 08/07/20 | For Sale | $219,750 | +17.5% | $309 / Sq Ft |
| 03/03/2020 03/03/20 | For Sale | $187,000 | 0.0% | $249 / Sq Ft |
| 03/02/2020 03/02/20 | Sold | $187,000 | -22.9% | $249 / Sq Ft |
| 03/01/2020 03/01/20 | Pending | -- | -- | -- |
| 02/28/2020 02/28/20 | Sold | $242,500 | +4.5% | $236 / Sq Ft |
| 02/21/2020 02/21/20 | Sold | $232,000 | +32.6% | $234 / Sq Ft |
| 01/30/2020 01/30/20 | Sold | $175,000 | -30.0% | $233 / Sq Ft |
| 01/30/2020 01/30/20 | Pending | -- | -- | -- |
| 01/27/2020 01/27/20 | For Sale | $250,000 | +56.3% | $243 / Sq Ft |
| 01/24/2020 01/24/20 | Pending | -- | -- | -- |
| 12/17/2019 12/17/19 | Sold | $160,000 | -36.0% | $225 / Sq Ft |
| 12/10/2019 12/10/19 | Pending | -- | -- | -- |
| 12/06/2019 12/06/19 | For Sale | $250,000 | -3.8% | $253 / Sq Ft |
| 11/22/2019 11/22/19 | Sold | $260,000 | +48.6% | $263 / Sq Ft |
| 11/16/2019 11/16/19 | Pending | -- | -- | -- |
| 11/08/2019 11/08/19 | For Sale | $175,000 | +3.6% | $233 / Sq Ft |
| 11/04/2019 11/04/19 | Pending | -- | -- | -- |
| 09/21/2019 09/21/19 | For Sale | $169,000 | -27.2% | $237 / Sq Ft |
| 09/20/2019 09/20/19 | Sold | $232,000 | -17.1% | $234 / Sq Ft |
| 09/13/2019 09/13/19 | For Sale | $279,900 | +17.6% | $283 / Sq Ft |
| 08/20/2019 08/20/19 | Pending | -- | -- | -- |
| 08/13/2019 08/13/19 | For Sale | $238,000 | +44.2% | $240 / Sq Ft |
| 06/25/2019 06/25/19 | Sold | $165,000 | -15.4% | $232 / Sq Ft |
| 05/23/2019 05/23/19 | Pending | -- | -- | -- |
| 02/16/2019 02/16/19 | For Sale | $195,000 | -13.3% | $274 / Sq Ft |
| 11/13/2018 11/13/18 | Sold | $225,000 | -10.0% | $233 / Sq Ft |
| 10/10/2018 10/10/18 | Pending | -- | -- | -- |
| 08/30/2018 08/30/18 | Sold | $250,000 | +9.6% | $243 / Sq Ft |
| 07/26/2018 07/26/18 | Pending | -- | -- | -- |
| 07/09/2018 07/09/18 | For Sale | $228,000 | -12.3% | $236 / Sq Ft |
| 06/19/2018 06/19/18 | For Sale | $260,000 | +44.4% | $253 / Sq Ft |
| 06/01/2018 06/01/18 | Sold | $180,000 | +0.1% | $240 / Sq Ft |
| 05/24/2018 05/24/18 | Pending | -- | -- | -- |
| 05/15/2018 05/15/18 | Sold | $179,900 | 0.0% | $243 / Sq Ft |
| 04/09/2018 04/09/18 | Pending | -- | -- | -- |
| 03/29/2018 03/29/18 | For Sale | $179,900 | -20.7% | $243 / Sq Ft |
| 02/06/2018 02/06/18 | Sold | $227,000 | +27.9% | $221 / Sq Ft |
| 01/23/2018 01/23/18 | Pending | -- | -- | -- |
| 01/12/2018 01/12/18 | Sold | $177,500 | 0.0% | $236 / Sq Ft |
| 01/12/2018 01/12/18 | Rented | -- | -- | -- |
| 01/12/2018 01/12/18 | Under Contract | -- | -- | -- |
| 01/12/2018 01/12/18 | Rented | $1,050 | -99.6% | -- |
| 12/14/2017 12/14/17 | Rented | -- | -- | -- |
| 12/13/2017 12/13/17 | Under Contract | -- | -- | -- |
| 12/01/2017 12/01/17 | For Sale | $250,000 | 0.0% | $333 / Sq Ft |
| 11/28/2017 11/28/17 | For Rent | $1,100 | 0.0% | -- |
| 11/13/2017 11/13/17 | Pending | -- | -- | -- |
| 11/09/2017 11/09/17 | For Sale | $249,000 | +38.4% | $242 / Sq Ft |
| 11/06/2017 11/06/17 | For Sale | $179,900 | 0.0% | $240 / Sq Ft |
| 10/06/2017 10/06/17 | For Rent | $1,000 | 0.0% | -- |
| 11/23/2016 11/23/16 | Sold | $170,000 | +7.0% | $172 / Sq Ft |
| 10/22/2016 10/22/16 | Pending | -- | -- | -- |
| 08/29/2016 08/29/16 | Sold | $158,900 | -11.7% | $212 / Sq Ft |
| 08/10/2016 08/10/16 | For Sale | $180,000 | +18.4% | $182 / Sq Ft |
| 08/05/2016 08/05/16 | Sold | $152,000 | -4.3% | $205 / Sq Ft |
| 07/27/2016 07/27/16 | Pending | -- | -- | -- |
| 07/13/2016 07/13/16 | Pending | -- | -- | -- |
| 07/07/2016 07/07/16 | For Sale | $158,900 | -0.6% | $212 / Sq Ft |
| 07/01/2016 07/01/16 | For Sale | $159,900 | +5.2% | $216 / Sq Ft |
| 06/30/2016 06/30/16 | Sold | $152,000 | -7.9% | $202 / Sq Ft |
| 05/26/2016 05/26/16 | Pending | -- | -- | -- |
| 05/03/2016 05/03/16 | For Sale | $165,000 | -7.8% | $220 / Sq Ft |
| 12/11/2015 12/11/15 | Sold | $179,000 | 0.0% | $181 / Sq Ft |
| 10/02/2015 10/02/15 | Pending | -- | -- | -- |
| 09/30/2015 09/30/15 | For Sale | $179,000 | +13.1% | $181 / Sq Ft |
| 07/10/2014 07/10/14 | Sold | $158,250 | +37.6% | $154 / Sq Ft |
| 06/27/2014 06/27/14 | Pending | -- | -- | -- |
| 06/09/2014 06/09/14 | Sold | $115,000 | -30.3% | $162 / Sq Ft |
| 05/30/2014 05/30/14 | Pending | -- | -- | -- |
| 04/08/2014 04/08/14 | For Sale | $165,000 | +7.1% | $160 / Sq Ft |
| 03/20/2014 03/20/14 | Sold | $154,000 | -8.3% | $150 / Sq Ft |
| 03/06/2014 03/06/14 | Pending | -- | -- | -- |
| 12/05/2013 12/05/13 | For Sale | $168,000 | +17.5% | $163 / Sq Ft |
| 09/20/2013 09/20/13 | Sold | $143,000 | +21.2% | $159 / Sq Ft |
| 09/05/2013 09/05/13 | For Sale | $118,000 | +9340.0% | $166 / Sq Ft |
| 08/21/2013 08/21/13 | Sold | $1,250 | -99.1% | $1 / Sq Ft |
| 08/21/2013 08/21/13 | Pending | -- | -- | -- |
| 08/12/2013 08/12/13 | Pending | -- | -- | -- |
| 08/09/2013 08/09/13 | For Sale | $143,000 | +11340.0% | $159 / Sq Ft |
| 07/31/2013 07/31/13 | For Sale | $1,250 | -98.8% | $1 / Sq Ft |
| 06/22/2012 06/22/12 | Sold | $105,650 | -5.7% | $143 / Sq Ft |
| 06/06/2012 06/06/12 | Pending | -- | -- | -- |
| 05/17/2012 05/17/12 | For Sale | $112,000 | -- | $151 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,314 | $58,750 | $0 | $0 |
| 2023 | $1,314 | $58,750 | $0 | $0 |
| 2022 | $1,314 | $58,750 | $0 | $0 |
| 2021 | $1,314 | $58,750 | $0 | $0 |
| 2020 | $1,250 | $45,200 | $0 | $0 |
| 2019 | $1,250 | $45,200 | $0 | $0 |
| 2018 | $1,156 | $45,200 | $0 | $0 |
| 2017 | $1,250 | $45,200 | $0 | $0 |
| 2016 | $924 | $0 | $0 | $0 |
| 2015 | $1,811 | $0 | $0 | $0 |
| 2014 | $1,811 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Rettig-Palmer
M
Seller's Agent in 2025
Melissa Rettig-Palmer
Keller Williams Realty
(423) 305-3894
1 in this area
56 Total Sales
-
Wendy Lawhorn
Seller's Agent in 2025
Wendy Lawhorn
Real Estate Partners Chattanooga LLC
(423) 760-6623
2 in this area
130 Total Sales
-
Tara Maner
Seller's Agent in 2024
Tara Maner
Uptown Firm, LLC
(423) 624-1187
1 in this area
72 Total Sales
-
Lori Montieth
Buyer's Agent in 2024
Lori Montieth
Keller Williams Realty
(423) 503-2450
6 in this area
1,328 Total Sales
-
Harriett Whitaker
Seller's Agent in 2023
Harriett Whitaker
Fletcher Bright Realty
(423) 752-0188
1 in this area
66 Total Sales
-
M
Buyer's Agent in 2023
Melanie Ferguson
Keller Williams Realty
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1363340
APN: 145L-D-005-C206
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