$232,000
SOLD FEB 24, 2022
1 Bed
1 Bath
740 Sq Ft
$136/mo HOA Fee

Recently Sold

$314 Per Sq Ft

Highlights

  • Open Floorplan
  • Brick Exterior Construction
  • Living Room
  • High Ceiling
  • <<tubWithShowerToken>>
  • 1-minute walk to Water Tower Park

About This Home

As of February 2024

Welcome home to Cowart Lofts! Enjoy Southside living within walking distance to some of the hottest spots around downtown. This 1 bedroom, 1 bathroom condo features stained concrete floors for that trendy, downtown feel as well as a custom closet organizer and updated bathroom. Take advantage of the conveniences of in-unit laundry, with a brand new washer and dryer, and a parking lot dedicated to the building. Schedule your private showing today. Downtown Chattanooga is calling your name!

Last Agent to Sell the Property

Kelly Jooma

Zach Taylor - Chattanooga License #322307 Listed on: 02/11/2022

Last Buyer's Agent

Stephanie Carver

Nu Vision Realty License #346423

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,863

Year Built

  • Built in 2005

HOA Fees

  • $136 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Built-Up Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 740 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • High Ceiling
  • Insulated Windows
  • Living Room
  • Laundry closet

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom
  • <<tubWithShowerToken>>

Home Security

Schools

  • Battle Academy Elementary School
  • Orchard Knob Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 145l D 005 C104

Community Details

Overview

  • Cowart Lofts Subdivision

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,863

Year Built

Built in 2005

Lot Details

0

HOA Fees

$136 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Lot Size: 0
  • Subdivision Name: Cowart Lofts
  • Directions: ROM 24 E. TAKE MARKET ST EXIT. TURN LEFT ON 17TH ST. THEN RIGHT ON LONG ST. CONDOS ARE DIRECTLY BEHIND BATTLE ACADEMY ELEMENTARY SCHOOL. FROM DOWNTOWN, TAKE MARKET ST SOUTH. RIGHT ON 17TH ST. THEN RIGHT ON LONG ST. BUILDING ON LEFT. UNIT IN REAR.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 740.0
  • New Construction: No
  • Structure Type: Multi Family
  • Year Built: 2005
  • Cooling:Electric: Yes
  • Appliances Refrigerators: Yes
  • Roof:Built-Up2: Yes
  • Location Tax and Legal Parcel Number2: 145l D 005 C104
  • Location Tax and Legal Elementary School: Battle Academy
  • Location Tax and Legal Middle Or Junior School2: Orchard Knob Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 1863.09
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Laundry Closet: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Structure Type Multi Family: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: None
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace: No
  • Interior Amenities: Elevator, High Ceilings, Open Floorplan, Tub/shower Combo
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Basement:None3: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Elevator: Yes

Exterior Features

  • Lot Features: Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Fiber Cement
  • Exterior Features: None
  • Foundation Details: Concrete Perimeter
  • Roof: Built-Up
  • Exterior Features:None8: Yes
  • Construction Materials:Brick: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Laundry Closet
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 136.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 136.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Battle Academy
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Orchard Knob Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 145l D 005 C104

Tax Info

  • Tax Annual Amount: 1863.09

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 18, 2024
Closed on
Feb 28, 2024
Sold by
Manning Samuel P
Bought by
Hill Shelley and Cazeault Wayne
Seller's Agent
Tara Maner
Uptown Firm, LLC
Buyer's Agent
Lori Montieth
Keller Williams Realty
List Price
$385,000
Sold Price
$386,000
Premium/Discount to List
$1,000
0.26%
Views
29

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.13%
Original Mortgage
$196,000
Outstanding Balance
$193,291
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$191,992

Purchase Details

Listed on
Sep 21, 2019
Closed on
Nov 22, 2019
Sold by
Simon Cory B
Bought by
Manning Samuel P
Seller's Agent
Jay Robinson
Keller Williams Realty
Buyer's Agent
Kim Snyder
Greyhaven Realty Management Co
List Price
$169,000
Sold Price
$160,000
Premium/Discount to List
-$9,000
-5.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.33%

Purchase Details

Listed on
Aug 10, 2016
Closed on
Nov 22, 2016
Sold by
Mccrone William and Mccrone Cheri Lanelle
Bought by
Simon Cory B
Seller's Agent
Wanda Chubbs
Choo Choo Realty
Buyer's Agent
Jake Kellerhals
Keller Williams Realty
List Price
$180,000
Sold Price
$170,000
Premium/Discount to List
-$10,000
-5.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.21%
Original Mortgage
$153,000
Interest Rate
3.47%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 25, 2006
Sold by
Cowart Lofts Llc
Bought by
Mccrone William and Mccrone Cheri Lanelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,400
Interest Rate
5.87%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $386,000 None Listed On Document
Warranty Deed $260,000 None Available
Warranty Deed $170,000 Realty Center Title & Escrow
Warranty Deed $148,000 Legal Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,000 New Conventional
Previous Owner $35,000 Future Advance Clause Open End Mortgage
Previous Owner $153,000 New Conventional
Previous Owner $118,400 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 For Sale $389,900 +15.0% $379 / Sq Ft
07/10/2025 07/10/25 Pending -- -- --
06/27/2025 06/27/25 Price Changed $339,000 -2.6% $451 / Sq Ft
06/10/2025 06/10/25 Price Changed $348,000 +1.2% $463 / Sq Ft
06/10/2025 06/10/25 For Sale $344,000 0.0% $458 / Sq Ft
09/21/2024 09/21/24 Off Market -- -- --
09/21/2024 09/21/24 Off Market $1,400 -- --
09/21/2024 09/21/24 Off Market $1,400 -- --
09/21/2024 09/21/24 Off Market $1,475 -- --
09/21/2024 09/21/24 Off Market $1,050 -- --
02/28/2024 02/28/24 Sold $386,000 +0.3% $390 / Sq Ft
01/24/2024 01/24/24 Off Market $385,000 -- --
01/18/2024 01/18/24 For Sale $385,000 +43.1% $389 / Sq Ft
09/05/2023 09/05/23 Sold $269,000 -3.9% $359 / Sq Ft
09/03/2023 09/03/23 Off Market $279,900 -- --
08/02/2023 08/02/23 Price Changed $279,900 -3.1% $373 / Sq Ft
04/13/2023 04/13/23 Price Changed $289,000 -6.5% $385 / Sq Ft
03/13/2023 03/13/23 For Sale $309,000 -4.0% $412 / Sq Ft
11/08/2022 11/08/22 Sold $322,000 -14.1% $325 / Sq Ft
10/08/2022 10/08/22 Off Market $375,000 -- --
10/03/2022 10/03/22 For Sale $375,000 0.0% $379 / Sq Ft
08/26/2022 08/26/22 Rented $1,400 -6.7% --
08/26/2022 08/26/22 Under Contract -- -- --
07/07/2022 07/07/22 For Rent $1,500 0.0% --
07/01/2022 07/01/22 Sold $289,000 +3.2% $385 / Sq Ft
06/16/2022 06/16/22 Sold $280,000 -3.1% $373 / Sq Ft
05/24/2022 05/24/22 Pending -- -- --
05/23/2022 05/23/22 For Sale $289,000 +1.4% $385 / Sq Ft
04/30/2022 04/30/22 Pending -- -- --
04/30/2022 04/30/22 For Sale $285,000 -7.0% $379 / Sq Ft
03/21/2022 03/21/22 Sold $306,500 +9.5% $298 / Sq Ft
03/02/2022 03/02/22 Pending -- -- --
02/26/2022 02/26/22 For Sale $280,000 +20.7% $272 / Sq Ft
02/24/2022 02/24/22 Sold $232,000 0.0% $314 / Sq Ft
02/11/2022 02/11/22 Pending -- -- --
02/11/2022 02/11/22 For Sale $232,000 0.0% $314 / Sq Ft
02/03/2022 02/03/22 Rented $1,400 -3.4% --
02/03/2022 02/03/22 Under Contract -- -- --
01/25/2022 01/25/22 For Rent $1,450 0.0% --
05/13/2021 05/13/21 Sold $273,900 0.0% $266 / Sq Ft
05/13/2021 05/13/21 Pending -- -- --
05/13/2021 05/13/21 For Sale $273,900 0.0% $266 / Sq Ft
02/15/2021 02/15/21 Rented -- -- --
02/15/2021 02/15/21 Rented $1,475 -1.7% --
02/09/2021 02/09/21 Under Contract -- -- --
12/10/2020 12/10/20 For Rent $1,500 0.0% --
10/30/2020 10/30/20 Sold $210,000 -4.4% $295 / Sq Ft
09/28/2020 09/28/20 Pending -- -- --
08/07/2020 08/07/20 For Sale $219,750 +17.5% $309 / Sq Ft
03/03/2020 03/03/20 For Sale $187,000 0.0% $249 / Sq Ft
03/02/2020 03/02/20 Sold $187,000 -22.9% $249 / Sq Ft
03/01/2020 03/01/20 Pending -- -- --
02/28/2020 02/28/20 Sold $242,500 +4.5% $236 / Sq Ft
02/21/2020 02/21/20 Sold $232,000 +32.6% $234 / Sq Ft
01/30/2020 01/30/20 Sold $175,000 -30.0% $233 / Sq Ft
01/30/2020 01/30/20 Pending -- -- --
01/27/2020 01/27/20 For Sale $250,000 +56.3% $243 / Sq Ft
01/24/2020 01/24/20 Pending -- -- --
12/17/2019 12/17/19 Sold $160,000 -36.0% $225 / Sq Ft
12/10/2019 12/10/19 Pending -- -- --
12/06/2019 12/06/19 For Sale $250,000 -3.8% $253 / Sq Ft
11/22/2019 11/22/19 Sold $260,000 +48.6% $263 / Sq Ft
11/16/2019 11/16/19 Pending -- -- --
11/08/2019 11/08/19 For Sale $175,000 +3.6% $233 / Sq Ft
11/04/2019 11/04/19 Pending -- -- --
09/21/2019 09/21/19 For Sale $169,000 -27.2% $237 / Sq Ft
09/20/2019 09/20/19 Sold $232,000 -17.1% $234 / Sq Ft
09/13/2019 09/13/19 For Sale $279,900 +17.6% $283 / Sq Ft
08/20/2019 08/20/19 Pending -- -- --
08/13/2019 08/13/19 For Sale $238,000 +44.2% $240 / Sq Ft
06/25/2019 06/25/19 Sold $165,000 -15.4% $232 / Sq Ft
05/23/2019 05/23/19 Pending -- -- --
02/16/2019 02/16/19 For Sale $195,000 -13.3% $274 / Sq Ft
11/13/2018 11/13/18 Sold $225,000 -10.0% $233 / Sq Ft
10/10/2018 10/10/18 Pending -- -- --
08/30/2018 08/30/18 Sold $250,000 +9.6% $243 / Sq Ft
07/26/2018 07/26/18 Pending -- -- --
07/09/2018 07/09/18 For Sale $228,000 -12.3% $236 / Sq Ft
06/19/2018 06/19/18 For Sale $260,000 +44.4% $253 / Sq Ft
06/01/2018 06/01/18 Sold $180,000 +0.1% $240 / Sq Ft
05/24/2018 05/24/18 Pending -- -- --
05/15/2018 05/15/18 Sold $179,900 0.0% $243 / Sq Ft
04/09/2018 04/09/18 Pending -- -- --
03/29/2018 03/29/18 For Sale $179,900 -20.7% $243 / Sq Ft
02/06/2018 02/06/18 Sold $227,000 +27.9% $221 / Sq Ft
01/23/2018 01/23/18 Pending -- -- --
01/12/2018 01/12/18 Sold $177,500 0.0% $236 / Sq Ft
01/12/2018 01/12/18 Rented -- -- --
01/12/2018 01/12/18 Under Contract -- -- --
01/12/2018 01/12/18 Rented $1,050 -99.6% --
12/14/2017 12/14/17 Rented -- -- --
12/13/2017 12/13/17 Under Contract -- -- --
12/01/2017 12/01/17 For Sale $250,000 0.0% $333 / Sq Ft
11/28/2017 11/28/17 For Rent $1,100 0.0% --
11/13/2017 11/13/17 Pending -- -- --
11/09/2017 11/09/17 For Sale $249,000 +38.4% $242 / Sq Ft
11/06/2017 11/06/17 For Sale $179,900 0.0% $240 / Sq Ft
10/06/2017 10/06/17 For Rent $1,000 0.0% --
11/23/2016 11/23/16 Sold $170,000 +7.0% $172 / Sq Ft
10/22/2016 10/22/16 Pending -- -- --
08/29/2016 08/29/16 Sold $158,900 -11.7% $212 / Sq Ft
08/10/2016 08/10/16 For Sale $180,000 +18.4% $182 / Sq Ft
08/05/2016 08/05/16 Sold $152,000 -4.3% $205 / Sq Ft
07/27/2016 07/27/16 Pending -- -- --
07/13/2016 07/13/16 Pending -- -- --
07/07/2016 07/07/16 For Sale $158,900 -0.6% $212 / Sq Ft
07/01/2016 07/01/16 For Sale $159,900 +5.2% $216 / Sq Ft
06/30/2016 06/30/16 Sold $152,000 -7.9% $202 / Sq Ft
05/26/2016 05/26/16 Pending -- -- --
05/03/2016 05/03/16 For Sale $165,000 -7.8% $220 / Sq Ft
12/11/2015 12/11/15 Sold $179,000 0.0% $181 / Sq Ft
10/02/2015 10/02/15 Pending -- -- --
09/30/2015 09/30/15 For Sale $179,000 +13.1% $181 / Sq Ft
07/10/2014 07/10/14 Sold $158,250 +37.6% $154 / Sq Ft
06/27/2014 06/27/14 Pending -- -- --
06/09/2014 06/09/14 Sold $115,000 -30.3% $162 / Sq Ft
05/30/2014 05/30/14 Pending -- -- --
04/08/2014 04/08/14 For Sale $165,000 +7.1% $160 / Sq Ft
03/20/2014 03/20/14 Sold $154,000 -8.3% $150 / Sq Ft
03/06/2014 03/06/14 Pending -- -- --
12/05/2013 12/05/13 For Sale $168,000 +17.5% $163 / Sq Ft
09/20/2013 09/20/13 Sold $143,000 +21.2% $159 / Sq Ft
09/05/2013 09/05/13 For Sale $118,000 +9340.0% $166 / Sq Ft
08/21/2013 08/21/13 Sold $1,250 -99.1% $1 / Sq Ft
08/21/2013 08/21/13 Pending -- -- --
08/12/2013 08/12/13 Pending -- -- --
08/09/2013 08/09/13 For Sale $143,000 +11340.0% $159 / Sq Ft
07/31/2013 07/31/13 For Sale $1,250 -98.8% $1 / Sq Ft
06/22/2012 06/22/12 Sold $105,650 -5.7% $143 / Sq Ft
06/06/2012 06/06/12 Pending -- -- --
05/17/2012 05/17/12 For Sale $112,000 -- $151 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,314 $58,750 $0 $0
2023 $1,314 $58,750 $0 $0
2022 $1,314 $58,750 $0 $0
2021 $1,314 $58,750 $0 $0
2020 $1,250 $45,200 $0 $0
2019 $1,250 $45,200 $0 $0
2018 $1,156 $45,200 $0 $0
2017 $1,250 $45,200 $0 $0
2016 $924 $0 $0 $0
2015 $1,811 $0 $0 $0
2014 $1,811 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1349823

Greater Chattanooga REALTORS®

APN: 145L-D-005-C206