NOT LISTED FOR SALE

Estimated Value: $408,000 - $686,097

5 Beds
2.5 Baths
3,353 Sq Ft
$171/Sq Ft Est. Value

Last Sold April 06, 2023

Last sale price $495,000 $148 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $3,818/month

75 Days on Market

Highlights

  • RV or Boat Parking
  • Creek or Stream View
  • Wood Flooring
  • Bluff on Lot
  • Living Room with Fireplace
  • 4-minute walk to Kelley Park

About This Home

As of April 2023

In most Towns, best lots were taken first. In Ballston Spa, this prime parcel, almost an acre, fronts on both sides of Malta Ave, + Columbia Ave., in a splendid pedestrian zone--near Elementary School, Kelley Park & Pool, Hyde St. soccer fields, & Downtown. Sturdy 3-story home, level floors HW & exquisite inlaid parquet,high ceilings on both 1st & second floors, open kitchen area,pantry, formal plate-rail DR both have south facing windows. Sliding pocket doors to grand-sized front parlor with full wall of bookcases, & central hearth. This is a home for formal or casual entertaining, plus walk-up unit with egress for au-pair, rental, or guests--legally zoned & separate utilities. 6-bay garage, plus loft, workshop! Car Collectors: Buy the Garage, Great Home included! One of a kind

Last Agent to Sell the Property

Wayne Perras

Four Seasons Sotheby's International Realty License #30PE0671021 Listed on: 09/06/2022

Four Seasons Sotheby's International Realty

Last Buyer's Agent

Lorenzo Murray

Hunt Real Estate ERA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,300

Year Built

  • Built in 1850

Lot Details

  • 0.86 Acre Lot
  • Property fronts a private road
  • Bluff on Lot
  • Landscaped
  • Corner Lot
  • Level Lot
  • Irregular Lot
  • Garden
  • Property is zoned Single Residence

Parking

  • 6 Car Detached Garage
  • Workshop in Garage
  • Circular Driveway
  • Off-Street Parking
  • RV or Boat Parking

Home Design

  • Old Style Architecture
  • Combination Foundation
  • Stone Foundation
  • Slate Roof
  • Aluminum Siding

Interior Spaces

  • 3,353 Sq Ft Home
  • 3-Story Property
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Paneling
  • Gas Fireplace
  • Blinds
  • Rods
  • Bay Window
  • Window Screens
  • Entrance Foyer
  • Living Room with Fireplace
  • 2 Fireplaces
  • Dining Room
  • Den
  • Creek or Stream Views
  • Finished Attic
  • Washer and Dryer

Kitchen

  • Electric Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Parquet
  • Carpet
  • Slate Flooring
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • Ceramic Tile in Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Laundry in Basement

Home Security

  • Storm Windows
  • Storm Doors
  • Carbon Monoxide Detectors

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Malta Avenue Elementary School
  • Ballston Spa High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Hot Water Heating System
  • Electric Baseboard Heater
  • 200+ Amp Service
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 4.0 / 2
  • Assessor Parcel Number 414201 203.81-2-4

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,300

Year Built

Built in 1850

Lot Details

0

Parking

6

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1850
  • Directions: Within the Village, walk to Malta Ave Elem School and Kelley Park & Pool, downtown. Parcel has Malta Avenue frontage on both sides, plus 250+ on Columbia Ave, with entry to large paved parking & wide 6-bay garage. Ample street parking & for showings feel free to pull into parking lot. 2nd part of lot across Malta Ave is heavily treed but looks down at Kaydeross Creek.
  • Above Grade Finished Sq Ft: 3353.0
  • Architectural Style: 1 Family + In-Law, Old Style
  • Financial Details General Taxes: 1036.0
  • General Taxes Description: With Exemptions
  • Financial Details School Taxes: 4000.0
  • School Taxes Description: With Exemptions
  • Financial Details Village Taxes: 704.0
  • Village Taxes Description: With Exemptions
  • Lot Size Acres: 0.86
  • Lot Size: 172 x 262 x 99 x 146 + across street
  • New Construction: No
  • Parking Features Parking Total: 10.0
  • Full Bathroom Level: Second
  • Sale Detail Buyer Zip Code: 10022
  • Sale Detail Seller Contribution: Yes
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Wood: Yes
  • Laundry Features:In Basement: Yes
  • Foundation Details:Stone4: Yes
  • Electric:Circuit Breakers: Yes
  • Levels Three Or More: Yes
  • Special Features: None

Interior Features

  • Flooring: Slate, Tile, Wood, Carpet, Ceramic Tile, Hardwood, Parquet
  • Basement: Exterior Entry, Full, Interior Entry, Unfinished
  • Interior Amenities: High Speed Internet, Wall Paneling, Built-in Features, Ceramic Tile Bath, Chair Rail, Crown Molding
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Oven, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer/Dryer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning Stove, Other, Gas, Living Room
  • Fireplaces: 2
  • Living Area: 3353.0
  • Bedroom Level: Second
  • Den Level: First
  • Dining Room Level: First
  • Foyer Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Screens, Storm Window(s), Window Treatments, Bay Window(s), Blinds, Curtain Rods
  • Bathroom Levels Full Bathroom 1: 2nd
  • Bathroom Levels Full Bathroom 2: 3rd
  • Bathroom Levels Half Bathroom 1: 1st
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Appliances:Range Hood: Yes
  • Appliances:WasherDryer: Yes
  • Fireplace Features:Living Room: Yes
  • Appliances:Electric Oven: Yes
  • Attic Features:Storage2: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Basement:Exterior Entry: Yes
  • Kitchen Features:Country Kitchen: Yes
  • Attic Features:Finished2: Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Walk-Up: Yes
  • Attic Features:Exterior Attic Entry: Yes
  • Interior Features:Wall Paneling: Yes
  • Attic Features:Windows: Yes
  • Basement:Interior Entry: Yes
  • Kitchen Features:Other61: Yes
  • Kitchen Features:Breakfast Room: Yes
  • Fireplace Features:Gas2: Yes
  • Interior Features:Chair Rail: Yes
  • Interior Features:Crown Molding: Yes
  • Appliances Range: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Eaves: Yes
  • Fireplace Features:Wood Burning Stove: Yes
  • Fireplace Features:Other62: Yes
  • Fireplace Features:Gas Stove: Yes
  • Kitchen Features:Built-in Features2: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Garden, Lighting, Storm Door(s)
  • Roof: Slate
  • Construction Type: Aluminum Siding
  • Foundation Details: Combination, Stone
  • Other Structures: RV/Boat Storage, Storage, Garage(s)
  • Patio And Porch Features: Rear Porch, Covered, Front Porch, Porch
  • View: Creek/Stream
  • Waterfront: No
  • Lot Features:Corner Lot: Yes
  • Patio And Porch Features:Porch: Yes
  • Exterior Features:Drive-Paved: Yes
  • Lot Features:Landscaped: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Curtain Rods: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Lot Features:Road Frontage: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Irregular Lot: Yes
  • Exterior Features:Garden: Yes
  • Window Features:Storm Window(s): Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Other45: Yes
  • Lot Features:Garden2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Screens: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Bay Window(s): Yes
  • Lot Features:Bluff: Yes
  • View:CreekStream: Yes
  • Window Features:Window Treatments: Yes

Garage/Parking

  • Garage Spaces: 6.0
  • Parking Features: Off Street, Storage, Workshop in Garage, Paved, Circular Driveway, Detached
  • Attached Garage: No
  • Total Parking Spaces: 10.0
  • Property Detail:Garage Spaces: 6.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Circular Driveway: Yes
  • Parking Features:Workshop in Garage: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Storage: Yes

Utilities

  • Utilities: Cable Available, Cable Connected
  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: 200+ Amp Service, Circuit Breakers
  • Heating: Electric, Hot Water, Natural Gas, Radiant
  • Laundry Features: In Basement, Other
  • Security: Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Electric: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Ballston Spa

Lot Info

  • Land Lease: No
  • Lot Features: Level, Road Frontage, Bluff, Corner Lot, Garden, Irregular Lot, Landscaped
  • Parcel #: 414201 203.81-2-4
  • Lot Size Sq Ft: 37461.6
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6300.0
  • Tax Block: 2
  • Tax Lot: 4.0
  • Tax Tract: 203.81

MLS Schools

  • Elementary School: Malta Avenue
  • HighSchool: Ballston Spa

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2022
Closed on
Apr 6, 2023
Sold by
Rutkowski Family Irrevocable Trust
Bought by
Bergin Kathryn and Moyar Jacob
Seller's Agent
Wayne Perras
Four Seasons Sotheby's International Realty
Buyer's Agent
Lorenzo Murray
Hunt Real Estate ERA
List Price
$579,000
Sold Price
$495,000
Premium/Discount to List
-$84,000
-14.51%
Views
197
Current Estimated Value
$561,525

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,525
Avg. Annual Appreciation
4.46%
Original Mortgage
$445,400
Outstanding Balance
$430,699
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$117,453
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bergin Kathryn $495,000 Westcor Land Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bergin Kathryn $445,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/06/2023 04/06/23 Sold $495,000 -9.8% $148 / Sq Ft
11/18/2022 11/18/22 Pending -- -- --
09/30/2022 09/30/22 Price Changed $548,900 -5.2% $164 / Sq Ft
09/04/2022 09/04/22 For Sale $579,000 -- $173 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,920 $360,600 $53,600 $307,000
2023 $9,440 $360,600 $53,600 $307,000
2022 $4,858 $267,500 $53,600 $213,900
2021 $3,576 $207,500 $53,600 $153,900
2020 $3,575 $207,500 $53,600 $153,900
2018 $991 $207,500 $53,600 $153,900
2017 $1,003 $207,500 $53,600 $153,900
2016 $3,250 $207,500 $53,600 $153,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202226031

Global MLS

APN: 414201-203-081-0002-004-000-0000