$545,000

Estimated payment $2,991/month

3 Beds
3 Baths
1,695 Sq Ft
$322 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • 5.56 Acre Lot
  • Vaulted Ceiling
  • Harmony Community School Rated 9+
  • Open Floorplan
  • Wood Flooring

About This Home

Welcome to the peaceful lifestyle of Bay Lake Ranch! This custom-built 3-bedroom, 3-bath home sits on 5.56 scenic, fenced acres with mature grandfather oaks and serene rustic views — with no HOA. Designed for true Florida living, the home features a charming Southern-style front porch and a spacious screened-in back lanai, perfect for enjoying the private backyard setting. Inside, you’ll find an open floor plan with vaulted ceilings, abundant natural light, hard flooring throughout the main living areas, and brand-new carpet in the bedrooms. Recent improvements include a NEW HVAC system with Nest thermostat (Feb. 2026), fresh interior paint (Feb. 2026), LED lighting, new blinds, and updated porch fans — enhancing the home’s light and welcoming feel. The roof was replaced in 2017. The living room showcases a beautiful stone-front wood-burning fireplace and large sliding doors that open to the screened porch, creating seamless indoor-outdoor flow. The kitchen is well-equipped with all appliances, a breakfast bar overlooking the dining area, a walk-in pantry, and additional built-in cabinetry with pull-out shelving for optimal storage. The spacious primary suite offers private lanai access, a huge walk-in closet, dual sinks, a jacuzzi tub, and a private water closet with walk-in shower, and linen closet for additional storage. Two generously sized guest bedrooms both feature walk-in closets, with one offering an en suite bath — ideal for guests or flexible living arrangements. The side-facing oversized garage offers approximately 600 square feet with two large garage doors, providing ample space for vehicles, storage, or hobbies. Additional features include inside laundry with washer and dryer included and a barn-style storage shed. If you’ve been looking for space, privacy, and the freedom of acreage living while still being convenient to city amenities, this is it. With 5.56 acres and no HOA restrictions, there is plenty of room to park your RV, boat, trailers, or other recreational vehicles. Bay Lake Ranch is one of St. Cloud’s most established rural communities, conveniently located between St. Cloud and Melbourne Beach. Proudly owned and lovingly maintained by the same family for 26 years, this beautiful property is ready for the next owners to enjoy.

Listing Agent

Melissa Godwin

GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3044043 Listed on: 03/06/2026

Co-Listing Agent

Leslie Bowers

GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3555312

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,229

Year Built

  • Built in 2000

Lot Details

  • 5.56 Acre Lot
  • Northeast Facing Home
  • Vinyl Fence
  • Barbed Wire
  • Mature Landscaping
  • Oversized Lot
  • Landscaped with Trees
  • Property is zoned OAR2

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Stem Wall Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,695 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Sliding Doors
  • Great Room
  • Living Room with Fireplace
  • Views of Woods

Kitchen

  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Private Water Closet
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch
  • Shed
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • 1 Water Well
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Bay Lake Ranch Unit 2 Subdivision

Listing and Financial Details

  • Legal Lot and Block 120 / 1
  • Assessor Parcel Number 06-26-32-2598-0001-1200

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,229

Year Built

Built in 2000

Lot Details

5.56 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding
  • Fireplace: Yes
  • Living Area: 1695
  • Lot Size Acres: 5.56
  • New Construction: No
  • Year Built: 2000
  • Building Area Total: 2704
  • Lot Size Sq Ft: 242629
  • Status: Active
  • Co List Office Mls Id: MFR272503219
  • Co List Office Phone: 407-957-9545
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 251.21
  • Escrow City: St Cloud
  • Escrow State: FL
  • Escrow Street Name: Pennsylvania Ave
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 321.53
  • Total Acreage: 5 to less than 10
  • Water Access YN: 0
  • Planned Unit Development Yn: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 407-957-9545
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab, Stem Wall
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Additional Rooms: Great Room
  • Living Area Meters: 157.47

Exterior Features

  • Direction Faces: Northeast
  • Other Structures: Shed(s)
  • Exterior Features: Private Mailbox, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0120G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Security: Security System, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: OAR2
  • Parcel Number: 06-26-32-2598-0001-1200
  • Additional Parcels: No
  • Fencing: Barbed Wire, Fenced, Vinyl
  • Lot Features: In County, Landscaped, Oversized Lot, Paved
  • Flood Zone Code: X/AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Verify lease restrictions with Osceola County

Tax Info

  • Tax Annual Amount: 2229.37
  • Tax Block: 1
  • Tax Book Number: 2-293
  • Tax Lot: 120

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,091 $150,325 -- --
2024 $2,042 $146,089 -- --
2023 $2,042 $141,834 $0 $0
2022 $1,940 $137,703 $0 $0
2021 $1,915 $133,693 $0 $0
2020 $1,869 $131,848 $0 $0
2019 $1,831 $128,884 $0 $0
2018 $1,736 $126,481 $0 $0
2017 $1,728 $123,880 $0 $0
2016 $1,700 $121,333 $0 $0
2015 $1,715 $120,490 $0 $0
2014 $1,673 $119,534 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/06/2026 03/06/26 For Sale $545,000 -- $322 / Sq Ft
Source: Stellar MLS

Source: Stellar MLS

MLS Number: S5144881

Stellar MLS

APN: 06-26-32-2598-0001-1200

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