1640 Ridge Rd Birmingham, AL 35209
3
Beds
3.5
Baths
2,404
Sq Ft
0.8
Acres
Highlights
- Second Kitchen
- Sitting Area In Primary Bedroom
- Deck
- Edgewood Elementary School Rated A+
- 0.8 Acre Lot
- Living Room with Fireplace
About This Home
As of August 2023If you’re looking for a home in the heart of Homewood this one is for you! Conveniently located just a minute from the library and downtown. Talk about curb appeal! With trendy neutral exterior colors and great landscaping in front you will feel welcome the minute you drive up. The long driveway and great parking pad, at the back of the house, allows for ample off street parking! The backyard is fully fenced as well. Inside you will find real wood floors on the main an upstairs level. As well as two wood burning fireplaces! This updated kitchen has stone counters and all stainless steel appliances. All bedrooms are conveniently together upstairs. Downstairs in the finished basement is a full bathroom and large bonus room with a completely equipped/plumbed kitchen. There is an awesome glass garage door that you can open up downstairs and have the Ultimate indoor/outdoor entertaining space. Let’s make you a HWD patriot today!
Last Agent to Sell the Property
LAH Sotheby's International Realty Hoover Listed on: 07/30/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,814
Year Built
- Built in 1977
Lot Details
- 0.8 Acre Lot
- Fenced Yard
Parking
- 1 Car Garage
- Basement Garage
- Rear-Facing Garage
- Driveway
Home Design
- HardiePlank Siding
Interior Spaces
- 2-Story Property
- Crown Molding
- Smooth Ceilings
- Recessed Lighting
- Wood Burning Fireplace
- Brick Fireplace
- Living Room with Fireplace
- 2 Fireplaces
- Dining Room
- Recreation Room with Fireplace
- Bonus Room
- Wood Flooring
- Pull Down Stairs to Attic
Kitchen
- Second Kitchen
- Electric Oven
- Stove
- Stone Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Sitting Area In Primary Bedroom
- Primary Bedroom Upstairs
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Basement
- Basement Fills Entire Space Under The House
- Natural lighting in basement
Outdoor Features
- Deck
Schools
- Shades Cahaba Elementary School
- Homewood Middle School
- Homewood High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 29-00-13-1-019-065.003
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 30, 2023
Closed on
Aug 25, 2023
Sold by
Owens William B
Bought by
Herring Derryn and Boggs Madeline Grace
Seller's Agent
Chad & Macey Franklin
LAH Sotheby's International Realty Hoover
Buyer's Agent
Tony Basseghi
Keller Williams Realty Vestavia
List Price
$565,000
Sold Price
$565,000
Views
149
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,442
Avg. Annual Appreciation
8.56%
Original Mortgage
$452,000
Outstanding Balance
$444,522
Interest Rate
6.96%
Estimated Equity
$215,920
Purchase Details
Listed on
Jan 5, 2017
Closed on
Apr 21, 2017
Sold by
White John Olan
Bought by
Owens William B and Owens Penney P
Seller's Agent
Vicki Scott
RE/MAX Advantage South
Buyer's Agent
Brandon Bridgmon
Real Broker LLC
List Price
$469,900
Sold Price
$416,000
Premium/Discount to List
-$53,900
-11.47%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.94%
Original Mortgage
$332,800
Interest Rate
4.23%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 21, 2013
Closed on
Aug 23, 2013
Sold by
Cook Andrea
Bought by
White John Olan and White Patricia J
Seller's Agent
Joey Valekis
ARC Realty Vestavia
Buyer's Agent
Shasta Brander
Ray & Poynor Properties
List Price
$309,900
Sold Price
$303,000
Premium/Discount to List
-$6,900
-2.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.05%
Original Mortgage
$303,000
Interest Rate
4.31%
Mortgage Type
VA
Purchase Details
Listed on
Oct 4, 2012
Closed on
Mar 8, 2013
Sold by
Cox Giardina Christine Ann
Bought by
Cook Andrea and Cook Cayce
Seller's Agent
Allison Sanders
Red Hills Realty, LLC
Buyer's Agent
Joey Valekis
ARC Realty Vestavia
List Price
$249,900
Sold Price
$175,000
Premium/Discount to List
-$74,900
-29.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
229.82%
Original Mortgage
$131,250
Interest Rate
3.56%
Mortgage Type
Commercial
Purchase Details
Closed on
Jun 24, 2002
Sold by
Cox James M and Cox Linda H
Bought by
Giardina Christine Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,500
Interest Rate
6.79%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Birmingham, AL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $565,000 | -- | |
| Warranty Deed | $416,000 | -- | |
| Warranty Deed | $303,000 | -- | |
| Warranty Deed | $175,000 | -- | |
| Warranty Deed | $237,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $452,000 | No Value Available | |
| Previous Owner | $476,000 | New Conventional | |
| Previous Owner | $18,200 | Commercial | |
| Previous Owner | $332,800 | New Conventional | |
| Previous Owner | $407,757 | VA | |
| Previous Owner | $406,509 | VA | |
| Previous Owner | $406,000 | VA | |
| Previous Owner | $303,000 | VA | |
| Previous Owner | $131,250 | Commercial | |
| Previous Owner | $300,000 | New Conventional | |
| Previous Owner | $26,250 | Stand Alone Second | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $231,500 | Unknown | |
| Previous Owner | $225,000 | Unknown | |
| Previous Owner | $187,500 | Purchase Money Mortgage | |
| Previous Owner | $10,000 | Stand Alone Second |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/25/2023 08/25/23 | Sold | $565,000 | 0.0% | $235 / Sq Ft |
| 07/30/2023 07/30/23 | For Sale | $565,000 | +35.8% | $235 / Sq Ft |
| 04/21/2017 04/21/17 | Sold | $416,000 | -0.5% | $232 / Sq Ft |
| 04/14/2017 04/14/17 | Pending | -- | -- | -- |
| 03/06/2017 03/06/17 | Price Changed | $417,999 | -0.5% | $233 / Sq Ft |
| 03/01/2017 03/01/17 | Price Changed | $419,900 | -3.5% | $234 / Sq Ft |
| 02/08/2017 02/08/17 | Price Changed | $435,000 | -3.3% | $243 / Sq Ft |
| 01/25/2017 01/25/17 | Price Changed | $449,900 | -4.3% | $251 / Sq Ft |
| 01/05/2017 01/05/17 | For Sale | $469,900 | +55.1% | $262 / Sq Ft |
| 08/23/2013 08/23/13 | Sold | $303,000 | -2.2% | $144 / Sq Ft |
| 07/15/2013 07/15/13 | Pending | -- | -- | -- |
| 06/21/2013 06/21/13 | For Sale | $309,900 | +77.1% | $148 / Sq Ft |
| 03/08/2013 03/08/13 | Sold | $175,000 | -30.0% | $98 / Sq Ft |
| 01/23/2013 01/23/13 | Pending | -- | -- | -- |
| 10/04/2012 10/04/12 | For Sale | $249,900 | -- | $139 / Sq Ft |
Source: Greater Alabama MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,107 | $55,700 | -- | -- |
| 2022 | $3,814 | $54,850 | $29,000 | $25,850 |
| 2021 | $3,481 | $47,360 | $29,000 | $18,360 |
| 2020 | $3,460 | $47,080 | $29,000 | $18,080 |
| 2019 | $3,163 | $43,120 | $0 | $0 |
| 2018 | $3,199 | $43,600 | $0 | $0 |
| 2017 | $2,975 | $40,620 | $0 | $0 |
| 2016 | $2,712 | $37,100 | $0 | $0 |
| 2015 | $2,529 | $34,660 | $0 | $0 |
| 2014 | $2,560 | $35,060 | $0 | $0 |
| 2013 | $2,560 | $35,060 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Chad & Macey Franklin
Seller's Agent in 2023
Chad & Macey Franklin
LAH Sotheby's International Realty Hoover
(205) 965-9136
3 in this area
101 Total Sales
-
Tony Basseghi
Buyer's Agent in 2023
Tony Basseghi
Keller Williams Realty Vestavia
(205) 907-1968
1 in this area
16 Total Sales
-
V
Seller's Agent in 2017
Vicki Scott
RE/MAX
-
B
Buyer's Agent in 2017
Brandon Bridgmon
Real Broker LLC
-
Joey Valekis
Seller's Agent in 2013
Joey Valekis
ARC Realty Vestavia
(205) 222-9780
9 in this area
95 Total Sales
-
Allison Sanders
A
Seller's Agent in 2013
Allison Sanders
Red Hills Realty, LLC
(205) 871-2556
1 in this area
24 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 1361044
APN: 29-00-13-1-019-065.003
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