165 Harding St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $212,000 - $269,000
4
Beds
2
Baths
1,581
Sq Ft
$153/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Home Office
- Combination Dining and Living Room
- Victorian Architecture
- Forced Air Zoned Heating and Cooling System
- 3-minute walk to Ryerson Park
About This Home
As of October 2019FANTASTIC TWO STORY HOME * 4 BEDROOM W/ 2 FULL BATH * HARDWOOD FLOORS * GRANITE COUNTER TOPS * CROWN MOLDING * MANY UPGRADES * PERFECT FOR NEW HOME BUYERS * PRICED TO SELL * CLOSE TO ROUTE 20 & DOWNTOWN ELGIN * SELLER IS HIGHLY MOTIVATED
Last Agent to Sell the Property
CENTURY 21 New Heritage West Listed on: 08/02/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,295
Year Built
- Built in 1900
Lot Details
- 2,461 Sq Ft Lot
- Lot Dimensions are 41 x 60
Home Design
- Victorian Architecture
- Stone Foundation
- Asphalt Roof
Interior Spaces
- 1,581 Sq Ft Home
- 2-Story Property
- Combination Dining and Living Room
- Home Office
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Range
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Parking
- 2 Parking Spaces
- Driveway
- Uncovered Parking
- Parking Space is Owned
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- 100 Amp Service
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 2, 2019
Closed on
Oct 24, 2019
Sold by
38 West Partners Llc
Bought by
Vega Joseph
Seller's Agent
Valentino Ranallo
CENTURY 21 New Heritage West
Buyer's Agent
Jesus Perez
Casablanca
List Price
$165,000
Sold Price
$128,000
Premium/Discount to List
-$37,000
-22.42%
Total Days on Market
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$113,907
Avg. Annual Appreciation
10.82%
Original Mortgage
$108,800
Outstanding Balance
$96,744
Interest Rate
3.6%
Mortgage Type
New Conventional
Estimated Equity
$130,525
Purchase Details
Closed on
Jul 18, 2019
Sold by
Mid Holdings Llc
Bought by
38 West Partners Llc
Purchase Details
Closed on
Oct 22, 2012
Sold by
Aranda Pedro
Bought by
Mid Holdings Llc
Purchase Details
Closed on
Jun 15, 2004
Sold by
Benfield Steven C and Benfield Gina M
Bought by
Aranda Pedro and Aranda Sergio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,920
Interest Rate
7.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 25, 2003
Sold by
Benfield Gina and Benfield Steven
Bought by
Benfield Steve and Benfield Gina
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
6.02%
Mortgage Type
Unknown
Purchase Details
Closed on
Sep 17, 2002
Sold by
Benfield Gina and Benfield Steven Craig
Bought by
Benfield Gina
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,079
Interest Rate
6.39%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 16, 1999
Sold by
Swanson Grant E and Hagee Swanson Mary
Bought by
Todorov Gina M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,150
Interest Rate
7.1%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 10, 1996
Sold by
Jacobs Charles F and Jacobs Ellen B
Bought by
Swanson Grant E and Hager Swanson Mary
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,500
Interest Rate
7.94%
Purchase Details
Closed on
Jul 15, 1996
Sold by
Jacobs Charles F
Bought by
Jacobs Charles F and Jacobs Ellen B
Similar Homes in Elgin, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Vega Joseph | $128,000 | Fidelity National Title | |
| 38 West Partners Llc | -- | Attorney | |
| Mid Holdings Llc | $40,500 | None Available | |
| Aranda Pedro | $175,000 | First American Title | |
| Benfield Steve | -- | Chicago Title Insurance Comp | |
| Benfield Gina | -- | -- | |
| Todorov Gina M | $100,000 | Ticor Title | |
| Swanson Grant E | $62,000 | Ticor Title Insurance | |
| Jacobs Charles F | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Vega Joseph | $108,800 | |
| Previous Owner | Aranda Pedro | $168,800 | |
| Previous Owner | Aranda Pedro | $31,600 | |
| Previous Owner | Aranda Sergio | $183,210 | |
| Previous Owner | Aranda Pedro | $139,920 | |
| Previous Owner | Benfield Steven C | $142,500 | |
| Previous Owner | Benfield Steven | $124,000 | |
| Previous Owner | Benfield Gina | $98,079 | |
| Previous Owner | Todorov Gina M | $15,000 | |
| Previous Owner | Todorov Gina M | $99,150 | |
| Previous Owner | Swanson Grant E | $46,500 | |
| Closed | Aranda Pedro | $34,980 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/28/2019 10/28/19 | Sold | $128,000 | 0.0% | $81 / Sq Ft |
| 08/27/2019 08/27/19 | Pending | -- | -- | -- |
| 08/25/2019 08/25/19 | Off Market | $128,000 | -- | -- |
| 08/21/2019 08/21/19 | Price Changed | $135,000 | -12.9% | $85 / Sq Ft |
| 08/12/2019 08/12/19 | Price Changed | $155,000 | -6.1% | $98 / Sq Ft |
| 08/02/2019 08/02/19 | For Sale | $165,000 | -- | $104 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,071 | $59,485 | $9,242 | $50,243 |
| 2022 | $4,703 | $54,240 | $8,427 | $45,813 |
| 2021 | $4,524 | $50,711 | $7,879 | $42,832 |
| 2020 | $4,415 | $48,412 | $7,522 | $40,890 |
| 2019 | $4,307 | $46,115 | $7,165 | $38,950 |
| 2018 | $4,325 | $43,443 | $6,750 | $36,693 |
| 2017 | $4,224 | $41,069 | $6,381 | $34,688 |
| 2016 | $4,064 | $38,101 | $5,920 | $32,181 |
| 2015 | -- | $34,923 | $5,426 | $29,497 |
| 2014 | -- | $34,492 | $5,359 | $29,133 |
| 2013 | -- | $35,401 | $5,500 | $29,901 |
Source: Public Records
Agents Affiliated with this Home
-
Valentino Ranallo
Seller's Agent in 2019
Valentino Ranallo
CENTURY 21 New Heritage West
(224) 420-2588
1 in this area
62 Total Sales
-
Lisa Rossow
Seller Co-Listing Agent in 2019
Lisa Rossow
CENTURY 21 New Heritage
(847) 683-2000
1 in this area
87 Total Sales
-
Jesus Perez
Buyer's Agent in 2019
Jesus Perez
Casablanca
(630) 878-9064
12 in this area
426 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 10472934
APN: 06-24-154-003
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