Seller's Agent in 2023
John Reese
KW Platform
(518) 339-3748
26 Total Sales
1665 Rugby Rd Schenectady, NY 12309
Estimated Value: $287,000 - $361,000
5
Beds
2
Baths
2,171
Sq Ft
$152/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Corner Lot
- Covered Patio or Porch
- Full Attic
- No HOA
- Tankless Water Heater
About This Home
As of August 2023Spacious updated 5 bedroom and 2 full bath (2nd floor bedroom with en suite bathroom). A corner property with two car garage and a huge fenced backyard with a separate fenced pet area. New 6 months old roof, all new windows, LVP flooring throughout, new appliances, new kitchen cabinets, new Quartz counter top, new tankless water heater with unlimited hot water, new heating and cooling system with new duct work. new front porch, new water main installed in 2023, first floor laundry hookups. MOTIVATED SELLER, MAKE AN OFFER!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,514
Year Built
- Built in 1910 | Remodeled
Lot Details
- 0.34 Acre Lot
- Back Yard Fenced
- Wire Fence
- Corner Lot
- Property is zoned Single Residence
Parking
- 2 Car Garage
- Tuck Under Parking
- Off-Street Parking
Home Design
- Colonial Architecture
- Shingle Roof
- Aluminum Siding
- Asphalt
Interior Spaces
- 2,171 Sq Ft Home
- 2-Story Property
- Living Room with Fireplace
- Vinyl Flooring
- Basement Fills Entire Space Under The House
- Full Attic
- Washer and Dryer Hookup
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary bedroom located on second floor
- Bathroom on Main Level
- 2 Full Bathrooms
Outdoor Features
- Covered Patio or Porch
Schools
- Schenectady High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 150 Amp Service
- Tankless Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 32.000 / 2
- Assessor Parcel Number 421500
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
May 20, 2025
Sold by
Umar Tajah A and Umar Julie E
Bought by
Umar Tajah A
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$328,220
Outstanding Balance
$326,520
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$2,856
Purchase Details
Listed on
Apr 9, 2023
Closed on
Aug 17, 2023
Sold by
Jh Reese Enterprises Llc
Bought by
Umar Julie E and Umar Tajah A
Seller's Agent
John Reese
KW Platform
Buyer's Agent
Trista Pollack
KW Platform
List Price
$340,000
Sold Price
$325,000
Premium/Discount to List
-$15,000
-4.41%
Views
456
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.56%
Original Mortgage
$308,750
Interest Rate
6.78%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 19, 2022
Sold by
Secretary Of Housing And Urban Developme
Bought by
Jh Reese Enterprises Llc
Purchase Details
Closed on
Aug 11, 2021
Sold by
Citimortgage Inc
Bought by
Secretary/Housing & Urban Dev
Purchase Details
Closed on
May 22, 2018
Sold by
Secretary Of Hud
Bought by
Citimortgage Inc
Purchase Details
Closed on
Nov 16, 2017
Sold by
Citimortgage Inc
Bought by
Secretary Of Hud
Purchase Details
Closed on
Mar 9, 2017
Sold by
Albanese Michael M
Bought by
Citimortgage Inc
Purchase Details
Closed on
Jan 15, 1999
Sold by
Kraham Paul J
Bought by
Perrez Hector H and Perrez Patricia
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Umar Tajah A | -- | None Listed On Document | |
| Umar Tajah A | -- | None Listed On Document | |
| Umar Julie E | $325,000 | None Listed On Document | |
| Jh Reese Enterprises Llc | $150,500 | None Listed On Document | |
| Secretary/Housing & Urban Dev | -- | Servicelink | |
| Secretary/Housing & Urban Dev | -- | Servicelink | |
| Citimortgage Inc | -- | Servicelink | |
| Secretary Of Hud | -- | Servicelink | |
| Citimortgage Inc | $103,458 | None Available | |
| Perrez Hector H | $74,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Umar Tajah A | $328,220 | |
| Closed | Umar Tajah A | $328,220 | |
| Previous Owner | Umar Julie E | $308,750 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/17/2023 08/17/23 | Sold | $325,000 | 0.0% | $150 / Sq Ft |
| 06/16/2023 06/16/23 | Pending | -- | -- | -- |
| 05/18/2023 05/18/23 | Price Changed | $325,000 | -1.5% | $150 / Sq Ft |
| 04/18/2023 04/18/23 | Price Changed | $330,000 | -2.9% | $152 / Sq Ft |
| 04/09/2023 04/09/23 | For Sale | $340,000 | -- | $157 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,073 | $169,300 | $25,400 | $143,900 |
| 2023 | $79 | $169,300 | $25,400 | $143,900 |
| 2022 | $7,894 | $169,300 | $25,400 | $143,900 |
| 2021 | $7,184 | $169,300 | $25,400 | $143,900 |
| 2020 | $7,077 | $169,300 | $25,400 | $143,900 |
| 2019 | $3,569 | $169,300 | $25,400 | $143,900 |
| 2018 | $7,161 | $169,300 | $25,400 | $143,900 |
| 2017 | $7,579 | $169,300 | $25,400 | $143,900 |
| 2016 | $7,486 | $169,300 | $25,400 | $143,900 |
| 2015 | -- | $169,300 | $25,400 | $143,900 |
| 2014 | -- | $169,300 | $25,400 | $143,900 |
Source: Public Records
Agents Affiliated with this Home
-
John Reese
-
Trista Pollack
Buyer's Agent in 2023
Trista Pollack
KW Platform
(518) 930-1131
130 Total Sales
Map
Source: Global MLS
MLS Number: 202314532
APN: 050-021-0002-032-000-0000
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