169 Waterbury Cir Oswego, IL 60543
North Oswego Neighborhood
4
Beds
2.5
Baths
1,980
Sq Ft
2005
Built
Highlights
- Property is near a park
- Porch
- Living Room
- Churchill Elementary School Rated A-
- Breakfast Bar
- 3-minute walk to Ogden Falls Park
About This Home
As of June 2025Discover the charm of this delightful, roomy two-story home nestled in the Ogden Falls subdivision. This inviting residence offers four generous bedrooms and 2.5 bathrooms, perfect for comfortable family living. Enjoy gatherings in the formal living room or cozy up in the family room. The convenient mud/ laundry room is located just off the attached two-car garage. The expansive master bedroom is a true retreat, featuring a walk-in closet and a full bath. Customize your entertainment setup with the living room's custom-built TV unit. Recent updates include new siding and a roof in 2021. Benefit from low HOA fees of just 52/month, covering lawn care, snow removal, and maintenance of common areas. The full basement provides a blank canvas to add your personal touch. Located in the highly regarded Oswego School District 308, this home is also close to parks, playgrounds, restaurants, and shopping, making it an ideal location for both convenience and lifestyle.
Last Agent to Sell the Property
Net Realty Corp License #475151662 Listed on: 04/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,142
Year Built
- Built in 2005
Lot Details
- Lot Dimensions are 54x103x53x106
- Paved or Partially Paved Lot
HOA Fees
- $52 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,980 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Laundry Room
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Basement
- Partial Basement
- Sump Pump
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Porch
- Property is near a park
Community Details
- Association fees include lawn care, snow removal
- Manager Association, Phone Number (815) 609-2330
- Ogden Falls Subdivision
- Property managed by Neimanich Consulting
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 20, 2025
Closed on
May 13, 2025
Sold by
Aquino Katherine A
Bought by
Gomez Guerrero Jacqueline Isamar and Gomez Jose Monserrat
Seller's Agent
Jorge Roman
Net Realty Corp
Buyer's Agent
Sergio Moya
Coldwell Banker Realty
List Price
$350,000
Sold Price
$345,000
Premium/Discount to List
-$5,000
-1.43%
Views
190
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,034
Avg. Annual Appreciation
1.20%
Original Mortgage
$338,751
Outstanding Balance
$338,166
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$7,868
Purchase Details
Closed on
Mar 19, 2018
Sold by
Leiva Hermes J and Leiva Lemey Ferrer
Bought by
Aquino Derrick and Aquino Katherine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
6.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jan 31, 2005
Sold by
Brookmere Llc
Bought by
Leiva Hermes J and Leiva Lemey Ferrer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,300
Interest Rate
5.25%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $345,000 | First American Title | |
| Warranty Deed | $185,000 | First American Title | |
| Warranty Deed | $210,500 | Multiple | |
| Warranty Deed | -- | Multiple |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $338,751 | FHA | |
| Previous Owner | $148,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $24,215 | Stand Alone Second | |
| Previous Owner | $200,000 | Negative Amortization | |
| Previous Owner | $198,300 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/03/2025 06/03/25 | Sold | $345,000 | -1.4% | $174 / Sq Ft |
| 04/28/2025 04/28/25 | Pending | -- | -- | -- |
| 04/20/2025 04/20/25 | For Sale | $350,000 | +89.2% | $177 / Sq Ft |
| 05/22/2018 05/22/18 | Sold | $185,000 | 0.0% | $93 / Sq Ft |
| 03/09/2018 03/09/18 | Pending | -- | -- | -- |
| 03/09/2018 03/09/18 | Off Market | $185,000 | -- | -- |
| 03/07/2018 03/07/18 | For Sale | $189,900 | -- | $96 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,549 | $99,806 | $15,246 | $84,560 |
| 2023 | $6,711 | $87,549 | $13,374 | $74,175 |
| 2022 | $6,711 | $80,320 | $12,270 | $68,050 |
| 2021 | $6,333 | $73,688 | $11,257 | $62,431 |
| 2020 | $6,128 | $70,854 | $10,824 | $60,030 |
| 2019 | $6,284 | $71,461 | $10,824 | $60,637 |
| 2018 | $6,540 | $67,270 | $10,189 | $57,081 |
| 2017 | $6,356 | $62,000 | $9,391 | $52,609 |
| 2016 | $5,488 | $58,767 | $8,901 | $49,866 |
| 2015 | $5,121 | $52,943 | $8,019 | $44,924 |
| 2014 | -- | $51,401 | $7,785 | $43,616 |
| 2013 | -- | $51,921 | $7,864 | $44,057 |
Source: Public Records
Agents Affiliated with this Home
-
Jorge Roman
Seller's Agent in 2025
Jorge Roman
Net Realty Corp
(630) 546-9923
2 in this area
61 Total Sales
-
Sergio Moya
Buyer's Agent in 2025
Sergio Moya
Coldwell Banker Realty
(708) 655-4994
2 in this area
102 Total Sales
-
Melissa Garcia
Seller's Agent in 2018
Melissa Garcia
Legacy Properties
(630) 631-3962
14 in this area
634 Total Sales
-
Marisa Barragan
Buyer's Agent in 2018
Marisa Barragan
Compass REO Incorporated
(630) 202-3342
1 in this area
55 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12341895
APN: 03-11-225-012
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