$260,000
SOLD OCT 30, 2019

17 Ruby Cir Mary Esther, FL 32569

4 Beds
2.5 Baths
1,964 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$132 Per Sq Ft

4 Days on Market

Highlights

  • Contemporary Architecture
  • Newly Painted Property
  • Main Floor Primary Bedroom
  • Fort Walton Beach High School Rated A
  • Cathedral Ceiling
  • Screened Porch

About This Home

As of May 2025

This tastefully updated home is in a centrally located neighborhood, and is a must see! Entering the home you have two living areas, one to the right and left of the staircase. Luxury vinyl plank flooring and tile throughout main living areas. Vaulted ceilings give the home a light airy feel. The dining room is open to the kitchen with granite countertops, stainless steel appliances, and updated cabinets. A large half bath downstairs is convenient for friends and family. The Master suite is on the first floor and has an over-sized walk in closet. Three additional bedrooms and a full bath upstairs allow for privacy. A screened in porch just off the dining room is perfect for enjoying the privacy fenced backyard.

Last Agent to Sell the Property

Paul Domenech

Keller Williams Realty FWB License #3329765 Listed on: 09/19/2019

Keller Williams Realty FWB

Last Buyer's Agent

Timothy Whittemore

ERA American Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,438

Year Built

  • Built in 1994

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 101.4x48.46
  • Privacy Fence
  • Sprinkler System
  • Lawn Pump

Parking

  • 1 Car Attached Garage
  • Oversized Parking
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Newly Painted Property
  • Dimensional Roof
  • Composition Shingle Roof
  • Vinyl Siding
  • Vinyl Trim
  • Three Sided Brick Exterior Elevation

Interior Spaces

  • 1,964 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Family Room
  • Living Room
  • Screened Porch
  • Vinyl Flooring
  • Pull Down Stairs to Attic
  • Home Security System
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom

Schools

  • Mary Esther Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Emerald Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 16-2S-24-120A-0000-0040

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,438

Year Built

Built in 1994

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.11
  • Lot Size: 101.4x48.46
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD ESTATES
  • Directions: -Travelling south on Mary Esther Cutoff -Turn right on Page Bacon Rd. -Turn right on Ruby Cir. -Turn left on Ruby CIr. -Home will be on the left
  • Architectural Style: Contemporary
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1994
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Screened Porch: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:AC - Central Gas: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Security System
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Ceiling Cathedral, Floor Vinyl, Newly Painted, Pull Down Stairs, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Newly Painted: Yes
  • Appliances:Security System: Yes

Exterior Features

  • Lot Features: Curb & Gutter, Sidewalk, Storm Sewer
  • Construction Type: Roof Dimensional Shg, Siding Brick Some, Vinyl Siding, Trim Vinyl
  • Exterior Features: Fenced Privacy, Lawn Pump, Porch Open, Porch Screened, Sprinkler System
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Siding Brick Some: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Curb Gutter: Yes
  • Lot Features:Storm Sewer: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Oversized
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Cooling: Gas
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water

Schools

  • Elementary School: Mary Esther
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Lot Size Sq Ft: 4791.6
  • Parcel #: 16-2S-24-120A-0000-0040
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1437.96
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 6, 2025
Sold by
University Lending Group Llc
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Dec 27, 2024
Sold by
Ford Sean and Ford Amber
Bought by
University Lending Group Llc

Purchase Details

Closed on
Dec 26, 2024
Sold by
Ford Sean and Ford Amber
Bought by
University Lending Group Llc

Purchase Details

Listed on
Jun 23, 2022
Closed on
Aug 3, 2022
Sold by
Walter Tearer Sr and Walter Christine Jadyn
Bought by
Ford Sean and Ford Amber
Seller's Agent
Whittemore Group
EXP Realty LLC
Buyer's Agent
Paula Sherman
ERA American Real Estate
List Price
$375,000
Sold Price
$375,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.75%
Original Mortgage
$388,500
Interest Rate
5.81%
Mortgage Type
VA

Purchase Details

Listed on
Sep 19, 2019
Closed on
Oct 30, 2019
Sold by
Starks Stephany S and Starks Justin L
Bought by
Tucker Walter B L
Seller's Agent
Paul Domenech
Keller Williams Realty FWB
Buyer's Agent
Timothy Whittemore
ERA American Real Estate
List Price
$260,000
Sold Price
$260,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.19%
Original Mortgage
$265,590
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Listed on
Jun 30, 2015
Closed on
Nov 25, 2015
Sold by
Chancey Ginger L and Neese Ginger Louise
Bought by
Starks Stephany S and Starks Justin L
Seller's Agent
- Ecn.rets.e8811
ecn.rets.RETS_OFFICE
Buyer's Agent
Paul Domenech
Keller Williams Realty FWB
List Price
$201,975
Sold Price
$201,975

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.64%
Original Mortgage
$201,975
Interest Rate
3.83%
Mortgage Type
VA

Purchase Details

Closed on
Dec 21, 2005
Sold by
Nguyen Dau
Bought by
Chancey Ginger L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,500
Interest Rate
6.29%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $100 None Listed On Document
Warranty Deed $382,000 None Listed On Document
Warranty Deed $382,000 None Listed On Document
Warranty Deed $375,000 Violins Mack A
Warranty Deed $260,000 Old South Land Title
Warranty Deed $202,000 Old South Land Title
Warranty Deed $235,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $388,500 VA
Previous Owner $269,599 VA
Previous Owner $265,590 VA
Previous Owner $212,003 New Conventional
Previous Owner $201,975 VA
Previous Owner $136,726 New Conventional
Previous Owner $146,500 Fannie Mae Freddie Mac
Previous Owner $63,850 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 Sold $325,550 +8.7% $166 / Sq Ft
04/11/2025 04/11/25 Pending -- -- --
03/25/2025 03/25/25 For Sale $299,500 -20.1% $152 / Sq Ft
08/03/2022 08/03/22 Sold $375,000 0.0% $191 / Sq Ft
07/10/2022 07/10/22 Pending -- -- --
06/23/2022 06/23/22 For Sale $375,000 0.0% $191 / Sq Ft
06/09/2021 06/09/21 Rented $2,100 0.0% --
06/09/2021 06/09/21 Under Contract -- -- --
06/03/2021 06/03/21 For Rent $2,100 0.0% --
03/10/2020 03/10/20 Off Market $260,000 -- --
10/30/2019 10/30/19 Sold $260,000 0.0% $132 / Sq Ft
09/23/2019 09/23/19 Pending -- -- --
09/19/2019 09/19/19 For Sale $260,000 +28.7% $132 / Sq Ft
11/25/2015 11/25/15 Sold $201,975 0.0% $103 / Sq Ft
10/26/2015 10/26/15 Pending -- -- --
06/30/2015 06/30/15 For Sale $201,975 -- $103 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,282 $205,356 -- --
2023 $2,282 $199,375 $0 $0
2022 $3,573 $247,086 $51,181 $195,905
2021 $2,277 $193,529 $45,697 $147,832
2020 $2,647 $177,349 $44,797 $132,552
2019 $1,595 $150,392 $0 $0
2018 $1,498 $147,588 $0 $0
2017 $1,480 $144,552 $0 $0
2016 $1,408 $141,579 $0 $0
2015 $1,866 $130,957 $0 $0
2014 $1,667 $122,994 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 831654

Emerald Coast Association of REALTORS®

APN: 16-2S-24-120A-0000-0040