17 Ruby Cir Mary Esther, FL 32569
4
Beds
2.5
Baths
1,964
Sq Ft
4,792
Sq Ft Lot
Highlights
- Contemporary Architecture
- Newly Painted Property
- Screened Porch
- Fort Walton Beach High School Rated A
- Cathedral Ceiling
- 1 Car Attached Garage
About This Home
As of May 2025Welcome to your new home in Emerald Estates! This tastefully updated home is centrally located in Mary Esther close to Hurburt Field, Santa Rosa Mall, and with quick access to the beaches and shopping. As you enter into your new home, you'll notice high vaulted ceilings that make the living room feel open and airy with lots of natural light. To the right you have a large office/ den with access to your 1-car garage. As you continue into the house, you'll notice the staircase that leads up to your 3 large bedrooms and full bath. Continue walking to the back of the house, and you'll see to the right another hallway where you'll find your large half-bath and further down the hallway your 1st-floor master bedroom. This room features a large walk-in closet and a sizable master bath. Head back into the kitchen and you'll fall in love with the granite countertops, updated cabinets, and stainless-steel appliances. As you head outback, you'll notice a large covered and screened in patio and a large fenced in back yard perfect for entertaining. Schedule a showing today!
Last Agent to Sell the Property
Whittemore Group
EXP Realty LLC Listed on: 06/23/2022
Co-Listed By
Timothy Whittemore
EXP Realty LLC
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,277
Year Built
- Built in 1994
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 101.4x48.46
- Privacy Fence
- Sprinkler System
- Lawn Pump
Parking
- 1 Car Attached Garage
- Oversized Parking
- Automatic Garage Door Opener
Home Design
- Contemporary Architecture
- Newly Painted Property
- Dimensional Roof
- Composition Shingle Roof
- Vinyl Siding
- Vinyl Trim
- Three Sided Brick Exterior Elevation
Interior Spaces
- 1,964 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Family Room
- Living Room
- Screened Porch
- Vinyl Flooring
- Pull Down Stairs to Attic
- Home Security System
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Microwave
- Ice Maker
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
Schools
- Mary Esther Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Cooling System Powered By Gas
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- Emerald Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 16-2S-24-120A-0000-0040
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Feb 6, 2025
Sold by
University Lending Group Llc
Bought by
Secretary Of Veterans Affairs
Purchase Details
Closed on
Dec 27, 2024
Sold by
Ford Sean and Ford Amber
Bought by
University Lending Group Llc
Purchase Details
Closed on
Dec 26, 2024
Sold by
Ford Sean and Ford Amber
Bought by
University Lending Group Llc
Purchase Details
Listed on
Jun 23, 2022
Closed on
Aug 3, 2022
Sold by
Walter Tearer Sr and Walter Christine Jadyn
Bought by
Ford Sean and Ford Amber
Seller's Agent
Whittemore Group
EXP Realty LLC
Buyer's Agent
Paula Sherman
ERA American Real Estate
List Price
$375,000
Sold Price
$375,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.75%
Original Mortgage
$388,500
Interest Rate
5.81%
Mortgage Type
VA
Purchase Details
Listed on
Sep 19, 2019
Closed on
Oct 30, 2019
Sold by
Starks Stephany S and Starks Justin L
Bought by
Tucker Walter B L
Seller's Agent
Paul Domenech
Keller Williams Realty FWB
Buyer's Agent
Timothy Whittemore
ERA American Real Estate
List Price
$260,000
Sold Price
$260,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.19%
Original Mortgage
$265,590
Interest Rate
3.7%
Mortgage Type
VA
Purchase Details
Listed on
Jun 30, 2015
Closed on
Nov 25, 2015
Sold by
Chancey Ginger L and Neese Ginger Louise
Bought by
Starks Stephany S and Starks Justin L
Seller's Agent
- Ecn.rets.e8811
ecn.rets.RETS_OFFICE
Buyer's Agent
Paul Domenech
Keller Williams Realty FWB
List Price
$201,975
Sold Price
$201,975
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.64%
Original Mortgage
$201,975
Interest Rate
3.83%
Mortgage Type
VA
Purchase Details
Closed on
Dec 21, 2005
Sold by
Nguyen Dau
Bought by
Chancey Ginger L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,500
Interest Rate
6.29%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Mary Esther, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $382,000 | None Listed On Document | |
| Warranty Deed | $382,000 | None Listed On Document | |
| Warranty Deed | $375,000 | Violins Mack A | |
| Warranty Deed | $260,000 | Old South Land Title | |
| Warranty Deed | $202,000 | Old South Land Title | |
| Warranty Deed | $235,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $388,500 | VA | |
| Previous Owner | $269,599 | VA | |
| Previous Owner | $265,590 | VA | |
| Previous Owner | $212,003 | New Conventional | |
| Previous Owner | $201,975 | VA | |
| Previous Owner | $136,726 | New Conventional | |
| Previous Owner | $146,500 | Fannie Mae Freddie Mac | |
| Previous Owner | $63,850 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/23/2025 05/23/25 | Sold | $325,550 | +8.7% | $166 / Sq Ft |
| 04/11/2025 04/11/25 | Pending | -- | -- | -- |
| 03/25/2025 03/25/25 | For Sale | $299,500 | -20.1% | $152 / Sq Ft |
| 08/03/2022 08/03/22 | Sold | $375,000 | 0.0% | $191 / Sq Ft |
| 07/10/2022 07/10/22 | Pending | -- | -- | -- |
| 06/23/2022 06/23/22 | For Sale | $375,000 | 0.0% | $191 / Sq Ft |
| 06/09/2021 06/09/21 | Rented | $2,100 | 0.0% | -- |
| 06/09/2021 06/09/21 | Under Contract | -- | -- | -- |
| 06/03/2021 06/03/21 | For Rent | $2,100 | 0.0% | -- |
| 03/10/2020 03/10/20 | Off Market | $260,000 | -- | -- |
| 10/30/2019 10/30/19 | Sold | $260,000 | 0.0% | $132 / Sq Ft |
| 09/23/2019 09/23/19 | Pending | -- | -- | -- |
| 09/19/2019 09/19/19 | For Sale | $260,000 | +28.7% | $132 / Sq Ft |
| 11/25/2015 11/25/15 | Sold | $201,975 | 0.0% | $103 / Sq Ft |
| 10/26/2015 10/26/15 | Pending | -- | -- | -- |
| 06/30/2015 06/30/15 | For Sale | $201,975 | -- | $103 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,282 | $205,356 | -- | -- |
| 2023 | $2,282 | $199,375 | $0 | $0 |
| 2022 | $3,573 | $247,086 | $51,181 | $195,905 |
| 2021 | $2,277 | $193,529 | $45,697 | $147,832 |
| 2020 | $2,647 | $177,349 | $44,797 | $132,552 |
| 2019 | $1,595 | $150,392 | $0 | $0 |
| 2018 | $1,498 | $147,588 | $0 | $0 |
| 2017 | $1,480 | $144,552 | $0 | $0 |
| 2016 | $1,408 | $141,579 | $0 | $0 |
| 2015 | $1,866 | $130,957 | $0 | $0 |
| 2014 | $1,667 | $122,994 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Williams
Seller's Agent in 2025
Patricia Williams
ERA American Real Estate
(850) 585-4062
277 Total Sales
-
Adrienne Wilkinson
Seller Co-Listing Agent in 2025
Adrienne Wilkinson
ERA American Real Estate
(850) 496-4987
47 Total Sales
-
Olivia Catanese
O
Buyer's Agent in 2025
Olivia Catanese
Coldwell Banker Realty
(813) 399-1580
13 Total Sales
-
W
Seller's Agent in 2022
Whittemore Group
EXP Realty LLC
-
T
Seller Co-Listing Agent in 2022
Timothy Whittemore
EXP Realty LLC
-
Paula Sherman
Buyer's Agent in 2022
Paula Sherman
ERA American Real Estate
(850) 218-0537
278 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 901519
APN: 16-2S-24-120A-0000-0040
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