$379,000
SOLD FEB 19, 2026
4 Beds
2 Baths
2,401 Sq Ft
11,326 Sq Ft Lot

Recently Sold

$158 Per Sq Ft

7% Below List Price

100 Days on Market

Highlights

  • Media Room
  • No HOA
  • Enclosed Patio or Porch
  • Above Ground Pool
  • Converted Garage
  • Living Room

About This Home

As of February 2026

PRICE REDUCED!! Spacious Family Home with Built-In Fun — No HOA or CDD!
Enjoy over 2,400 sq ft of single-story comfort in sought-after Pine Lake Estates. This 4-bed, 2-bath home is designed for connection and entertainment with surround-sound wiring in the living and dining areas, and a converted garage transformed into a full media room complete with a retractable theater screen, theater lighting, and full-size fridge—all staying with the home. The bright Florida room features a mounted TV with soundbar, extending the fun for family nights or game days. Outside, you’ll find a large fenced yard, above-ground pool with app-controlled pump, and a 12×16 ft shed with electricity—perfect for storage, hobbies, or a workshop. Solid block construction, friendly neighbors, and easy access to schools, shopping, dining, and the Turnpike make this Saint Cloud home the perfect mix of comfort, convenience, and everyday enjoyment.

Last Agent to Sell the Property

Matt MacNab

OLYMPUS EXECUTIVE REALTY INC Brokerage Phone: 407-469-0090 License #3558754 Listed on: 10/17/2025

Last Buyer's Agent

Deborah Morgan

OPTIMA REAL ESTATE License #3053206

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,271

Year Built

  • Built in 1977

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 90x125
  • West Facing Home
  • Fenced
  • Property is zoned SR1A

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,401 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • Media Room
  • Laundry in unit

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Parking

  • Converted Garage
  • Driveway

Outdoor Features

  • Above Ground Pool
  • Enclosed Patio or Porch
  • Outdoor Storage

Schools

  • Neptune Elementary School
  • Neptune Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Pine Lake Estates Unit 4 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,271

Year Built

Built in 1977

Lot Details

0.26 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2401
  • Lot Size Acres: 0.26
  • New Construction: No
  • Year Built: 1977
  • Building Area Total: 2602
  • Lot Size Sq Ft: 11326
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 241.73
  • Escrow City: Saint Cloud
  • Escrow State: FL
  • Escrow Street Name: Budinger Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 157.85
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-469-0090
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Living Area Meters: 223.06

Exterior Features

  • Direction Faces: West
  • Pool Features: Above Ground
  • Exterior Features: Storage
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Enclosed
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0256G

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Converted Garage, Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Neptune Elementary
  • High School: St. Cloud High School
  • Middle Or Junior School: Neptune Middle (6-8)

Lot Info

  • Zoning: SR1A
  • Parcel Number: 04-26-30-0906-0001-0280
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Dimensions: 90x125
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2271.07
  • Tax Block: 1
  • Tax Book Number: 2-146
  • Tax Lot: 28

3D Interior and Exterior Tours

Floorplan

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2025
Closed on
Feb 19, 2026
Sold by
Allen Vernon and Allen Jessica A
Bought by
Crockett Genanne Elizabeth
Seller's Agent
Matt MacNab
OLYMPUS EXECUTIVE REALTY INC
Buyer's Agent
Deborah Morgan
OPTIMA REAL ESTATE
List Price
$409,000
Sold Price
$379,000
Premium/Discount to List
-$30,000
-7.33%
Views
604

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.00%
Original Mortgage
$379,000
Outstanding Balance
$379,000
Interest Rate
6.16%
Mortgage Type
VA
Estimated Equity
$4,790

Purchase Details

Closed on
Jan 13, 2016
Sold by
Puleto Lynda and Hubbell Lynda
Bought by
Allen Vernon and Allen Jessica A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
3.96%
Mortgage Type
VA

Purchase Details

Closed on
Feb 8, 2008
Sold by
Hubbell Keith A and Hubbell Linda
Bought by
Hubbell Linda and Hubbell Lynda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 9, 2005
Sold by
Toombs Ralph E and Henson Toombs Rhonda L
Bought by
Hubbell Keith A and Hubbell Lynda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,000
Interest Rate
5.72%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $379,000 Stewart Title Company
Warranty Deed $162,500 Stewart Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $169,000 Stewart Approved Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $379,000 VA
Previous Owner $160,000 VA
Previous Owner $100,000 New Conventional
Previous Owner $131,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/19/2026 02/19/26 Sold $379,000 0.0% $158 / Sq Ft
01/25/2026 01/25/26 Pending -- -- --
01/11/2026 01/11/26 Price Changed $379,000 -2.6% $158 / Sq Ft
12/11/2025 12/11/25 Price Changed $389,000 -2.5% $162 / Sq Ft
10/30/2025 10/30/25 Price Changed $399,000 -2.4% $166 / Sq Ft
10/17/2025 10/17/25 For Sale $409,000 -- $170 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,271 $179,595 -- --
2024 $2,203 $174,534 -- --
2023 $2,203 $169,451 $0 $0
2022 $2,116 $164,516 $0 $0
2021 $2,081 $159,725 $0 $0
2020 $2,058 $157,520 $0 $0
2019 $2,023 $153,979 $0 $0
2018 $1,991 $151,108 $0 $0
2017 $1,974 $148,000 $0 $0
2016 $2,556 $137,200 $25,000 $112,200
2015 $2,351 $121,500 $23,000 $98,500
2014 $2,150 $110,600 $23,000 $87,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6353054

Stellar MLS

APN: 04-26-30-0906-0001-0280

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