$585,000
$15K PRICE DROP

1732 Split Fork Dr Oldsmar, FL 34677

Estimated payment $3,840/month

Total Views 2,102
3 Beds
2.5 Baths
2,163 Sq Ft
$270 Price per Sq Ft

Highlights

  • 52 Feet of Creek Waterfront
  • Access To Pond
  • Pond View
  • East Lake High School Rated A
  • Above Ground Spa
  • Open Floorplan

About This Home

One or more photo(s) has been virtually staged. Welcome to this beautifully updated home in the highly desirable Eastlake Oaks community of Oldsmar, where comfort, privacy, and location come together perfectly. NO FLOOD INSURACE REQUIRED. This 3-bedroom, 2.5-bath home with a rare 3-car garage offers stunning water views and no rear neighbors, creating a peaceful setting that’s hard to find. Inside, the home has been meticulously upgraded throughout, making it completely move-in ready. Enjoy a beautifully renovated kitchen, updated bathrooms, new flooring, and fresh interior paint, all designed to create a modern and inviting living space. The open layout flows perfectly for both everyday living and entertaining while allowing you to enjoy the tranquil water views from the back of the home. Major updates provide peace of mind for years to come, including a new water heater (2024), HVAC system (2022), and roof (2019). One of the most exceptional features of this home is that it is one of only a handful of properties in the entire neighborhood that does NOT require flood insurance, offering significant long-term savings while still enjoying a beautiful water view setting. Located in one of Oldsmar’s most desirable neighborhoods, Eastlake Oaks is known for its welcoming community feel and convenient access to top-rated schools, parks, shopping, dining, Tampa International Airport, and the Gulf beaches. Homes with this combination of water views, privacy with no rear neighbors, extensive upgrades, a 3-car garage, and no flood insurance requirement are incredibly rare. Don’t miss your opportunity to own this exceptional home in a fantastic neighborhood.

Listing Agent

Jonathan Hernandez

COLDWELL BANKER REALTY Brokerage Phone: 813-253-2444 License #3554458 Listed on: 03/04/2026

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,151

Year Built

  • Built in 1997

Lot Details

  • 7,780 Sq Ft Lot
  • Lot Dimensions are 52x150
  • 52 Feet of Creek Waterfront
  • North Facing Home
  • Landscaped

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Off-Street Parking
  • Golf Cart Parking

Property Views

  • Pond
  • Creek or Stream

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,163 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Shutters
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Solid Surface Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Above Ground Spa
  • Access To Pond
  • Property is near a marina
  • Access To Creek
  • Enclosed Patio or Porch
  • Rain Gutters
  • Private Mailbox

Location

  • Property is near golf course and public transit

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, recreational facilities
  • Nancy Lucas Association, Phone Number (813) 433-2000
  • Eastlake Oaks Ph 1 Subdivision

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,151

Year Built

Built in 1997

Lot Details

7,780 Sq Ft Lot

HOA Fees

$13 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 2163
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 1997
  • Building Area Total: 3065
  • Lot Size Sq Ft: 7780
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 284.75
  • Escrow City: tarpon
  • Escrow State: FL
  • Escrow Street Name: ring
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 270.46
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 813-253-2444
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Spa Features: Above Ground
  • Spa Yn: Yes
  • Stories: 2
  • Window Features: Double Pane Windows, Insulated Windows, Shutters, Storm Window(s), Window Treatments
  • Additional Rooms: Family Room
  • Living Area Meters: 200.95

Exterior Features

  • Direction Faces: North
  • Exterior Features: Private Mailbox, Rain Gutters, Sidewalk
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Creek,Pond
  • Water View: Creek,Pond
  • Water View YN: 1
  • Waterfront Feet Total: 52
  • Flood Zone Panel: 12103C0087H
  • Water Frontage Feet Creek: 52

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Parking, Off Street, On Street

Utilities

  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Playground, Pool, Sidewalks, Street Lights
  • Association Amenities: Pool
  • Association Fee: 12.83
  • Association Fee Frequency: Monthly
  • Association Name: Nancy Lucas
  • Phone: 813-433-2000
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Condo Land Included YN: 0
  • Association Email: nlucas@mgmt-assoc.com

Fee Information

  • Total Annual Fees: 153.96
  • Total Monthly Fees: 12.83
  • Monthly HOA Amount: 12.83

Lot Info

  • Parcel Number: 15-28-16-23989-008-0170
  • Additional Parcels: No
  • Lot Features: City Limits, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Sidewalk, Paved
  • Lot Dimensions: 52x150
  • Property Attached Yn: No
  • Flood Zone Code: X500*

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer or Buyer's agent to verify lease restrictions with the City of Oldsmar and Pinellas County

Tax Info

  • Tax Annual Amount: 9151.16
  • Tax Block: 8
  • Tax Book Number: 114-32
  • Tax Lot: 17

Multi Family

  • Waterfront Features: Creek
  • Approval Process: Buyer or Buyer's agent to verify with the HOA

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,442 $486,707 $112,549 $374,158
2024 $7,992 $481,500 $170,233 $311,267
2023 $7,992 $456,165 $185,268 $270,897
2022 $7,392 $416,106 $209,463 $206,643
2021 $6,831 $337,020 $0 $0
2020 $6,264 $290,926 $0 $0
2019 $6,172 $283,382 $92,563 $190,819
2018 $5,772 $260,007 $0 $0
2017 $5,372 $238,640 $0 $0
2016 $5,467 $215,722 $0 $0
2015 $5,406 $207,839 $0 $0
2014 $5,223 $209,888 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/23/2026 03/23/26 Price Changed $585,000 -2.5% $270 / Sq Ft
03/04/2026 03/04/26 For Sale $599,999 -- $277 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $312,000 Flagship Title
Warranty Deed $320,000 Pioneer Title Inc
Warranty Deed $190,600 --
Deed $159,800 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $301,434 FHA
Previous Owner $272,000 Purchase Money Mortgage
Previous Owner $207,000 New Conventional
Previous Owner $178,000 New Conventional
Previous Owner $181,000 New Conventional
Previous Owner $108,700 Balloon
Source: Public Records

Source: Stellar MLS

MLS Number: TB8482923

Stellar MLS

APN: 15-28-16-23989-008-0170

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