NOT LISTED FOR SALE

1745 White Cloud Dr N Isle, MN 56342

Estimated Value: $574,000 - $712,000

3 Beds
3 Baths
3,148 Sq Ft
$203/Sq Ft Est. Value

Sale Details

Date Sold: June 17, 2025

Last sale price $646,500 $205 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $4,015 / mo

12 Days on Market

Highlights

  • 70 Feet of Waterfront
  • Lake View
  • Family Room with Fireplace
  • Beach Access
  • Deck
  • Sun or Florida Room

About This Home

As of June 2025

Rare opportunity to own a year-round lake home on the northern tip of Malone Island, offering stunning views and private access to Lake Mille Lacs through all the seasons. This beautifully maintained property has 70 feet of private lakeshore with a dock and convenient access to the Malone Island Marina. Enjoy uninterrupted lake views from the expansive lakeside deck, ideal for relaxing or entertaining. The modified 2-story design provides the ease of one-level living with the added space of a finished walkout lower level. Inside, the vaulted and beamed living room features a wall of windows framing the lake and a dramatic two-sided stone fireplace shared with the dining area. The dining space includes hardwood floors, a patio door to the deck, and flows seamlessly into the kitchen equipped with ample cabinetry, a gas range, and breakfast bar seating. A sunny, south-facing sunroom welcomes guests, while the main-level bedroom and laundry room make everyday living convenient. Upstairs, you'll find two vaulted bedrooms and a full bath. The lower level offers even more living space with a family room featuring a brick fireplace, a game room area with walkout access to the backyard and lake, a flex room perfect for an office/playroom/art studio, and a 3⁄4 bathroom. The newer concrete driveway leads to a two-stall garage, completing this exceptional lakeside retreat. With the convenience of downtown Isle only 5 minutes away, this Malone Island home offers the perfect blend of comfort, charm, and breathtaking natural beauty.

Last Agent to Sell the Property

Jim Herrmann

HomeAvenue Inc Listed on: 04/14/2025

Co-Listed By

Doreen Herrmann

HomeAvenue Inc

Last Buyer's Agent

Tara Oberfeld

Century 21 Atwood

Century 21 Atwood

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,892

Year Built

  • Built in 1982

Lot Details

  • 10,890 Sq Ft Lot
  • 70 Feet of Waterfront
  • Lake Front
  • Irregular Lot
  • Many Trees
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Flex
  • Pitched Roof
  • Architectural Shingle Roof

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Two Way Fireplace
  • Stone Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Game Room
  • Sun or Florida Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Tankless Water Heater
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Malone Island Association, Phone Number (218) 820-7851
  • Malone Island Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 205600330

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,892

Year Built

Built in 1982

Lot Details

0.25 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Year Built: 1982
  • Above Grade Finished Sq Ft: 2028
  • Water Body Name: Mille Lacs
  • Unit Levels: Modified Two Story
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Finished, Storage Space, Walkout
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • Fireplace Features: Two Sided, Family Room, Living Room, Stone, Wood Burning
  • Living Area: 3148
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1120
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Sun Room, Bedroom 1, Bedroom 2, Bedroom 3, Family Room, Game Room, Flex Room, Foyer, Deck

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Architectural Shingle, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: None
  • View: Lake, North
  • ConstructionMaterialsDesc: Concrete,Frame
  • PatioPorchType: Deck
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 70

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Association/Amenities

  • HOA Management Co: Malone Island Association

Condo/Co-op/Association

  • Phone: 218-820-7851
  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Window,Natural Woodwork,Sun Room,Washer/Dryer Hookup

Schools

  • Junior High Dist: Isle
  • SchoolDistrictPhone: 320-676-3146

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 10890
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Irregular Lot, Many Trees
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Engineered Wood

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 205600330
  • Tax Annual Amount: 6892
  • TaxWithAssessments: 6892.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2025
Closed on
Jun 17, 2025
Sold by
Serrano Kristine M
Bought by
Hailstone Elizabeth and Hailstone Neil
Seller's Agent
Jim Herrmann
HomeAvenue Inc
Buyer's Agent
Tara Oberfeld
Century 21 Atwood
List Price
$649,000
Sold Price
$646,500
Premium/Discount to List
-$2,500
-0.39%
Views
18
Current Estimated Value
$639,124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,376
Avg. Annual Appreciation
-1.28%
Original Mortgage
$400,000
Outstanding Balance
$398,983
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$240,141

Purchase Details

Listed on
May 25, 2023
Closed on
Jul 14, 2023
Sold by
Miller Brady and Miller Karissa
Bought by
Serrano Kristine
Seller's Agent
Joe Maselter
Fuze Real Estate
Buyer's Agent
Laurie Simonson
Sandelands Realty
List Price
$609,900
Sold Price
$600,000
Premium/Discount to List
-$9,900
-1.62%
Views
152

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.94%

Purchase Details

Listed on
May 25, 2023
Closed on
Jul 13, 2023
Sold by
Miller Brady L and Miller Karissa M
Bought by
Serrano Kristine M
Seller's Agent
Joe Maselter
Fuze Real Estate
Buyer's Agent
Laurie Simonson
Sandelands Realty
List Price
$609,900
Sold Price
$600,000
Premium/Discount to List
-$9,900
-1.62%
Views
152

Purchase Details

Closed on
Sep 27, 2019
Sold by
Sander Carol A
Bought by
Miller Brady L and Miller Karissa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
3.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Hailstone Elizabeth $646,500 All American Title Company
Serrano Kristine $600,000 --
Serrano Kristine M $600,000 None Listed On Document
Miller Brady L $250,000 East Central Title Trust
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Hailstone Elizabeth $400,000
Previous Owner Miller Brady L $225,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/17/2025 06/17/25 Sold $646,500 -0.4% $205 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
04/17/2025 04/17/25 For Sale $649,000 +8.2% $206 / Sq Ft
07/14/2023 07/14/23 Sold $600,000 -1.6% $195 / Sq Ft View Prior Sale
07/03/2023 07/03/23 Pending -- -- --
05/25/2023 05/25/23 For Sale $609,900 -- $199 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,266 $531,800 $189,700 $342,100
2024 $6,892 $481,300 $178,400 $302,900
2023 $6,368 $450,400 $173,400 $277,000
2022 $5,388 $416,400 $167,700 $248,700
2021 $4,810 $298,500 $107,100 $191,400
2020 $5,102 $287,200 $104,700 $182,500
2019 $4,564 $275,900 $101,600 $174,300
2018 $4,412 $261,600 $104,700 $156,900
2017 $4,718 $245,700 $92,400 $153,300
2016 $4,430 $0 $0 $0
2015 $4,500 $0 $0 $0
2014 $4,500 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6703244

NorthstarMLS

APN: 20-560-0330

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