NOT LISTED FOR SALE

176 Harding St Elgin, IL 60123

Southwest Elgin Neighborhood

Estimated Value: $244,000 - $272,000

3 Beds
2 Baths
1,440 Sq Ft
$180/Sq Ft Est. Value

About This Home

This home is located at 176 Harding St, Elgin, IL 60123 and is currently estimated at $259,797, approximately $180 per square foot. 176 Harding St is a home located in Kane County with nearby schools including Lowrie Elementary School, Abbott Middle School, and Larkin High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 26, 2013
Sold by
Garcia Gerardo Espinosa and Arreola Maria Del Carmen
Bought by
Garcia Gerardo Espinosa
Current Estimated Value
$259,797

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,000
Outstanding Balance
$20,444
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$218,225

Purchase Details

Closed on
Jan 16, 2013
Sold by
Arreola Maria Del Carmen and Garcia Gerardo Espinosa
Bought by
Arreola Maria Del Carmen and Garcia Gerardo Espinosa

Purchase Details

Closed on
Sep 6, 2011
Sold by
U S Bank National Association
Bought by
Arreola Maria Del Carman

Purchase Details

Closed on
Jun 20, 2011
Sold by
Tobon Maria I
Bought by
Us Bank National Association

Purchase Details

Closed on
Jan 30, 2006
Sold by
Krasowski Ryszard
Bought by
Tobon Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,920
Interest Rate
7.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 27, 2005
Sold by
Ruiz Pedro and Ruiz Juan
Bought by
Krasowski Ryszard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,250
Interest Rate
9.66%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 8, 2002
Sold by
Moore Margaret
Bought by
Ruiz Pedro and Ruiz Juan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,516
Interest Rate
7.24%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 4, 2002
Sold by
Moore John and Moore Margaret
Bought by
Moore Margaret

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,516
Interest Rate
7.24%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 4, 1999
Sold by
Ohara Deborah L
Bought by
Moore John J and Moore Margaret N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,950
Interest Rate
6.78%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 30, 1998
Sold by
Curtis Dennis O and Curtis Wanda
Bought by
Ohara Robert F and Ohara Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
7.27%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garcia Gerardo Espinosa -- Greater Illinois Title Compa
Arreola Maria Del Carmen -- Chicago Title Insurance Comp
Arreola Maria Del Carman $57,000 First American Title
Us Bank National Association -- None Available
Tobon Maria $200,000 Marquis Title Insurance Co
Tobon Maria -- Chicago Title Insurance Co
Krasowski Ryszard $152,500 Multiple
Ruiz Pedro $148,000 Greater Illinois Title Compa
Moore Margaret -- --
Moore John J $115,000 --
Ohara Robert F $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garcia Gerardo Espinosa $66,000
Previous Owner Tobon Maria $159,920
Previous Owner Krasowski Ryszard $137,250
Previous Owner Ruiz Pedro $145,516
Previous Owner Moore John J $113,950
Previous Owner Ohara Robert F $76,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,663 $66,430 $9,515 $56,915
2022 $5,252 $60,573 $8,676 $51,897
2021 $5,052 $56,631 $8,111 $48,520
2020 $4,931 $54,063 $7,743 $46,320
2019 $4,810 $51,499 $7,376 $44,123
2018 $4,797 $48,516 $6,949 $41,567
2017 $4,717 $45,865 $6,569 $39,296
2016 $4,538 $42,550 $6,094 $36,456
2015 -- $39,001 $5,586 $33,415
2014 -- $38,519 $5,517 $33,002
2013 -- $39,536 $5,663 $33,873
Source: Public Records

Map

Illinois Kane County Elgin 60123 Southwest Elgin

176 Harding St, Elgin, IL

This home is located at 176 Harding St, Elgin, IL 60123 and is currently estimated at $259,797, approximately $180 per square foot. 176 Harding St is a home located in Kane County with nearby schools including Lowrie Elementary School, Abbott Middle School, and Larkin High School.

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