NOT LISTED FOR SALE

165 Harding St Elgin, IL 60123

Southwest Elgin Neighborhood

Estimated Value: $259,261 - $288,000

4 Beds
2 Baths
1,581 Sq Ft
$173/Sq Ft Est. Value

Sale Details

Date Sold: October 28, 2019

Last sale price $128,000 $81 Per Sq Ft

Est. 114% increase in value since last sale

Current estimated payment $1,918 / mo

25 Days on Market

Highlights

  • Wood Flooring
  • Home Office
  • Combination Dining and Living Room
  • Victorian Architecture
  • Forced Air Zoned Heating and Cooling System
  • 3-minute walk to Ryerson Park

About This Home

As of October 2019

FANTASTIC TWO STORY HOME * 4 BEDROOM W/ 2 FULL BATH * HARDWOOD FLOORS * GRANITE COUNTER TOPS * CROWN MOLDING * MANY UPGRADES * PERFECT FOR NEW HOME BUYERS * PRICED TO SELL * CLOSE TO ROUTE 20 & DOWNTOWN ELGIN * SELLER IS HIGHLY MOTIVATED

Last Agent to Sell the Property

Valentino Ranallo

CENTURY 21 New Heritage West License #475184004 Listed on: 08/02/2019

CENTURY 21 New Heritage West

Co-Listed By

Lisa Rossow

CENTURY 21 New Heritage License #471006158

Last Buyer's Agent

Jesus Perez

Realty of America, LLC License #475164326

Realty of America, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,295

Year Built

  • Built in 1900

Lot Details

  • 2,461 Sq Ft Lot
  • Lot Dimensions are 41 x 60

Home Design

  • Victorian Architecture
  • Stone Foundation
  • Asphalt Roof

Interior Spaces

  • 1,581 Sq Ft Home
  • 2-Story Property
  • Combination Dining and Living Room
  • Home Office
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 2 Full Bathrooms

Parking

  • 2 Parking Spaces
  • Driveway
  • Uncovered Parking
  • Parking Space is Owned

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,295

Year Built

Built in 1900

Lot Details

2,461 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Victorian
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: Hardwood Floors
  • LivingArea: 1581
  • Room Type: Office
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0

Exterior Features

  • Foundation Details: Stone
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Vinyl Siding,Steel Siding

Garage/Parking

  • ParkingTotal: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Forced Air, Zoned
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.0565
  • Lot Dimensions: 41 X 60
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3

Tax Info

  • Tax Annual Amount: 4295.04
  • Tax Year: 2018
  • Tax Exemptions: None

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2019
Closed on
Oct 24, 2019
Sold by
Bought by
Seller's Agent
Valentino Ranallo
CENTURY 21 New Heritage West
Buyer's Agent
Jesus Perez
Realty of America, LLC
List Price
$165,000
Sold Price
$128,000
Premium/Discount to List
-$37,000
-22.42%
Current Estimated Value
$273,815

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$145,815
Avg. Annual Appreciation
12.00%
Original Mortgage
$108,800
Interest Rate
0.036%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2019
Sold by
Bought by

Purchase Details

Closed on
Oct 22, 2012
Sold by
Bought by

Purchase Details

Closed on
Jun 15, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,920
Interest Rate
0.0795%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 25, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
0.059%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 17, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,079
Interest Rate
0.0639%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 16, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,150
Interest Rate
0.071%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 10, 1996
Sold by
Bought by

Purchase Details

Closed on
Jul 15, 1996
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$128,000 Fidelity National Title
-- Attorney
$40,500 None Available
$175,000 First American Title
-- Chicago Title Insurance Comp
-- --
$100,000 Ticor Title
$62,000 Ticor Title Insurance
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $108,800
Previous Owner $31,600
Previous Owner $168,800
Previous Owner $183,210
Previous Owner $139,920
Previous Owner $142,500
Previous Owner $124,000
Previous Owner $98,079
Previous Owner $15,000
Previous Owner $99,150
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/28/2019 10/28/19 Sold $128,000 0.0% $81 / Sq Ft
08/27/2019 08/27/19 Pending -- -- --
08/25/2019 08/25/19 Off Market $128,000 -- --
08/21/2019 08/21/19 Price Changed $135,000 -12.9% $85 / Sq Ft
08/12/2019 08/12/19 Price Changed $155,000 -6.1% $98 / Sq Ft
08/02/2019 08/02/19 For Sale $165,000 -- $104 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,269 $65,844 $10,230 $55,614
2023 $5,071 $59,485 $9,242 $50,243
2022 $4,703 $54,240 $8,427 $45,813
2021 $4,524 $50,711 $7,879 $42,832
2020 $4,415 $48,412 $7,522 $40,890
2019 $4,307 $46,115 $7,165 $38,950
2018 $4,325 $43,443 $6,750 $36,693
2017 $4,224 $41,069 $6,381 $34,688
2016 $4,064 $38,101 $5,920 $32,181
2015 -- $34,923 $5,426 $29,497
2014 -- $34,492 $5,359 $29,133
2013 -- $35,401 $5,500 $29,901
Source: Public Records

Agents Affiliated with this Home

  • Valentino Ranallo

    Seller's Agent in 2019

    Valentino Ranallo

    CENTURY 21 New Heritage West

    (224) 420-2588

    68 Total Sales

    Valentino Ranallo
    Section Image
  • Lisa Rossow

    Seller Co-Listing Agent in 2019

    Lisa Rossow

    CENTURY 21 New Heritage

    (847) 683-2000

    1 in this area

    75 Total Sales

    Lisa Rossow
    Section Image
  • Jesus Perez

    Buyer's Agent in 2019

    Jesus Perez

    Realty of America, LLC

    (630) 878-9064

    16 in this area

    447 Total Sales

    Jesus Perez
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 10472934

Midwest Real Estate Data (MRED)

APN: 06-24-154-003

Illinois Kane County Elgin 60123 Southwest Elgin

165 Harding St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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