NOT LISTED FOR SALE
2 Beds
2 Baths
1,708 Sq Ft
0.32 Acres

Last Sold July 18, 2025

Last sale price $425,000 $249 Per Sq Ft

3 Days on Market

Highlights

  • Boathouse
  • 75 Feet of Lake Waterfront
  • Parking available for a boat
  • Harmony Community School Rated 9+
  • Dock has access to electricity and water
  • Boat Ramp

About This Home

As of July 2025

LAKEFRONT Living at Its Finest! NO HOA, Private Pool, and Stunning Sunset Water Views.

Don't miss this rare opportunity to own a beautifully updated lakefront home on Lake Lizzie of the Aligator Chain of Lakes! Resting on .32 acres that you own, this 2-bedroom, 2-bath retreat offers a flexible floor plan, with the OPTION TO CONVERT PART OF THE DINING SPACE INTO A THIRD BEDROOM - perfect for families or guests.

Step into a picturesque front yard, featuring 360 degrees of lush landscaping and a magnificent mature tabebuia tree. In the back, enjoy breathtaking sunset views over Lake Lizzie from your private dock with boathouse, back porch, or sparkling pool.

A dream for fishing enthusiasts, the boathouse and dock were redecked four years ago with composite materials and include a ceiling fan, fish cleaning station with sink, extra boat slip, built-in rod and reel storage, and a sturdy block seawall. You have access to Lake Lizzie and a chain of lakes for your fishing and boating pleasure. Plus, the lake-fed irrigation system will keep your lawn thriving while saving on costs!

THIS WELL MAINTAINED HOME EXUDES PRIDE OF OWNERSHIP INSIDE AND OUT. The kitchen boasts corian countertops, tongue-and-groove ceilings, and hickory wood cabinets, plus a newer stainless refrigerator (2023). The home is equipped with energy-efficient double-pane windows (installed in 2009), a durable shingle roof (2009, 30-year lifespan), and modern plumbing with PVC pipes.

Recent updates ensure peace of mind:
- AIR CONDITIONER (2025)
- WATER HEATER (2024)
- REVERSE OSMOSIS SYSTEM (2025, KITCHEN)
- POOL RESURFACED (2025)
- POOL PUMP REPLACED (2 YEARS AGO)
- NORTHSIDE FENCE REPLACED (2 YEARS AGO)
- SCREEN ENCLOSURE RESCREENED (2018)
- SEPTIC TANK CLEANED (JUNE 2025)

Other features include: Large spacious rooms, a split-bedroom layout, large indoor laundry room with washer/dryer and extra storage, and a primary suite with a walk-in closet, double vanity, and private shower area.

Outside, you will find an oversized garage with a powered workshop and storage shelving. There is a two car carport, large concrete driveway and parking pad with plenty of room to park your golf cart, a boat trailer or RV.

Built in 1979 on a pier foundation with crawlspace below, this home blends timeless construction with thoughtful upgrades. Conveniently located just minutes from Lake Nona, Medical City, 192, and the Turnpike, with top-rated schools nearby.

Bring your boat, fishing gear, and swimsuit—this Saint Cloud lakefront gem is more than a home, it’s a lifestyle!

Last Agent to Sell the Property

Domenique Lombardo

ROYALTY R E BOUTIQUE INC Brokerage Phone: 407-658-0601 License #513642 Listed on: 06/06/2025

Last Buyer's Agent

Kristy Cook

EXP REALTY LLC License #3532395

EXP REALTY LLC

Property Details

Home Type

  • Manufactured Home

Est. Annual Taxes

  • $1,616

Year Built

  • Built in 1979

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 75x185
  • 75 Feet of Lake Waterfront
  • Lake Front
  • Cul-De-Sac
  • Street terminates at a dead end
  • East Facing Home
  • Wood Fence
  • Child Gate Fence
  • Oversized Lot
  • Level Lot
  • Well Sprinkler System
  • Landscaped with Trees

Parking

  • 1 Car Attached Garage
  • 2 Carport Spaces
  • Parking Pad
  • Oversized Parking
  • Workshop in Garage
  • Garage Door Opener
  • Driveway
  • Parking available for a boat
  • RV Access or Parking
  • Golf Cart Parking

Property Views

  • Chain Of Lake
  • Pool

Home Design

  • Florida Architecture
  • Cottage
  • Elevated Home
  • Pillar, Post or Pier Foundation
  • Frame Construction
  • Shingle Roof
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 1,708 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Double Pane Windows
  • Insulated Windows
  • Shutters
  • Blinds
  • Entrance Foyer
  • Family Room
  • Formal Dining Room
  • Storage Room
  • Inside Utility
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal
  • Reverse Osmosis System

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Pool Deck
  • Pool Tile
  • Diving Board
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Boat Lift
  • Boat Ramp
  • Boathouse
  • Dock has access to electricity and water
  • Covered Dock
  • Dock made with wood
  • Deck
  • Enclosed Patio or Porch
  • Separate Outdoor Workshop
  • Shed
  • Breezeway
  • Rain Gutters
  • Private Mailbox

Schools

  • Hickory Tree Elementary School
  • Harmony Middle School
  • Harmony High School

Mobile Home

  • Manufactured Home

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Water Filtration System
  • 1 Water Well
  • Electric Water Heater
  • Water Softener
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Tops Terrace Condos
  • Tops Terrace Subdivision

Recreation

  • Fish Cleaning Station

Pet Policy

  • Pets Allowed

Property Details

Home Type

Manufactured Home

Est. Annual Taxes

$1,616

Year Built

Built in 1979

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Manufactured Home
  • Architectural Style: Cottage, Florida
  • Construction Materials: HardiPlank Type, Frame
  • Fireplace: No
  • Living Area: 1708
  • Lot Size Acres: 0.32
  • New Construction: No
  • Year Built: 1979
  • Building Area Total: 3233
  • Lot Size Sq Ft: 13896
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 300.36
  • Escrow City: Maitland
  • Escrow State: FL
  • Escrow Street Name: S Lake Destiny Rd Ste 180
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 248.83
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • Property Description: Elevated
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Covered,Dock - Wood,Dock w/Electric,Dock w/Water Supply,Fish Cleaning Station,Lift,Other
  • MFR_DockYN: 1
  • Attribution Contact: 407-658-0601
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl, Tile, Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
  • Foundation Details: Crawlspace, Pillar/Post/Pier
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Aluminum Frames, Blinds, Double Pane Windows, Insulated Windows, Shutters
  • Additional Rooms: Family Room,Formal Dining Room Separate,Inside Utility,Storage Rooms
  • Living Area Meters: 158.68

Exterior Features

  • Direction Faces: East
  • Other Structures: Boat House, Shed(s), Storage, Workshop
  • Pool Features: Child Safety Fence, Deck, Diving Board, Gunite, In Ground, Lighting, Screen Enclosure, Tile
  • Exterior Features: Private Mailbox, Rain Gutters, Storage
  • Roof: Metal, Shingle
  • Body Type: Double Wide
  • Home Warranty: No
  • Pool Private: Yes
  • View: Pool, Water
  • Water Body Name: LAKE LIZZIE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Rear Porch, Screened, Side Porch
  • Road Surface Type: Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private,Boathouse,Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 75
  • Flood Zone Panel: 12097C0120G
  • Water Frontage Feet Lake: 75
  • Additional Water Information: The dock includes a two stall boathouse with one boat lift. There is a fish cleaning station with sink, built in fishing rods storage and ceiling fan. It was redecked approximately 4 years ago.

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Garage Door Opener, Golf Cart Parking, Oversized, Parking Pad, RV Access/Parking, Workshop in Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sprinkler Well, Underground Utilities, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Canal/Lake For Irrigation, Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association: No
  • Security: Fire Alarm, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Complex Community Name Nccb: TOPS TERRACE

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Hickory Tree Elem
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: ORMH
  • Parcel Number: 02-26-31-5235-0001-0140
  • Additional Parcels: No
  • Fencing: Fenced, Wood
  • Lot Features: Cul-De-Sac, Landscaped, Level, Oversized Lot, Street Dead-End, Paved
  • Lot Dimensions: 75x185
  • Property Attached Yn: No
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1616.36
  • Tax Block: 1
  • Tax Book Number: 2-041
  • Tax Lot: 14

Multi Family

  • Waterfront Features: Lake Front

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/18/2025 07/18/25 Sold $425,000 0.0% $249 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
06/06/2025 06/06/25 For Sale $425,000 -- $249 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,616 $108,970 -- --
2024 $1,572 $105,899 -- --
2023 $1,572 $102,815 $0 $0
2022 $1,465 $99,821 $0 $0
2021 $1,439 $96,914 $0 $0
2020 $1,405 $95,576 $0 $0
2019 $1,358 $93,428 $0 $0
2018 $1,234 $91,686 $0 $0
2017 $1,242 $89,801 $0 $0
2016 $1,219 $87,954 $0 $0
2015 $1,229 $87,343 $0 $0
2014 $1,157 $86,650 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6315323

Stellar MLS