NOT LISTED FOR SALE

Estimated Value: $426,380 - $459,000

4 Beds
3 Baths
2,237 Sq Ft
$198/Sq Ft Est. Value

Last Sold October 30, 2020

Last sale price $285,000 $127 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $3,355/month

10 Days on Market

Highlights

  • Lake Front
  • Colonial Architecture
  • Property is near a park
  • Homestead Elementary School Rated A-
  • Mature Trees
  • Wetlands Adjacent

About This Home

As of October 2020

Check Out This Wonderful Home on a HUGE PREMIUM LOT with GORGEOUS WATER VIEWS! Welcome home to highly desirable Harbor Springs in Aurora with Oswego Schools! This home can be to your own private oasis year round with STUNNING WATER VIEWS from almost every room! Come see this meticulously maintained 4 bedroom & 2.1 bathroom home that shines with the pride that comes from ONLY ONE OWNER for over 20 years. All the big ticket items have been done: New Roof, New Driveway, New Furnance, New AC, and New Hot Water Heater. Walk into your stunning 2 story foyer that opens to your combination formal & dining room & living room. The kitchen has lots of storage with newer stainless steel appliances. Open concept kitchen flows into the family room with a gas fireplace that has a beautiful white mantel. Through the sliding glass door & windows you can see the beautiful pond & walking trails that surround your home. The private backyard has a stamped concrete patio & gorgeous mature trees. The side yard has a garden, perfect for growing your own vegetables. Upstairs the master suite has a vaulted ceiling, pond views, and large master bathroom with dual vanity, separate shower, whirlpool tub, & HUGE master closet. 3 nice sized bedrooms with large closets and loads of natural light. The large hall bathroom has a dual vanity perfect for everyone to use! The large unfinished basement with large crawl space could be used for extra storage or work-out room. The high ceiling of the basement makes it easy to finish yourself for whatever perfect space you need. This home is a 10 out of 10 with a top rated school district, walking & biking trails, playgrounds, and close to shopping & restaurants. This home has been lovingly maintained for 20 years & it shows. Owners hate to leave, but they are ready for their next adventure. This home has been lovingly maintained for 20 years & it shows. Owners hate to leave this home that they have loved, but are ready for their next adventure. This home has been lovingly maintained for 20 years & it shows. Owners hate to leave this home that they have loved, but are ready for their next adventure. Nothing to do but move-in and love this home like these owners have for the next 20 years!

Last Listed By

Caitlin Spencer

Baird & Warner License #475158431 Listed on: 07/30/2020

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,306

Year Built

  • 1999

Lot Details

  • Lake Front
  • Wetlands Adjacent
  • Cul-De-Sac
  • Fenced Yard
  • Mature Trees

HOA Fees

  • $22 per month

Parking

  • Attached Garage
  • Driveway
  • Garage Is Owned

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Laminate Flooring
  • Water Views
  • Laundry on main level

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Unfinished Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Pond
  • Stamped Concrete Patio
  • Porch

Location

  • Property is near a park

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,306

Year Built

1999

Lot Details

0

HOA Fees

$22 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Total Sq Ft: 2237
  • Unfinished Basement Sq Ft: 920
  • Style Of House: Colonial
  • Type Detached: 2 Stories
  • Estimated Year Built: 1999
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 3157
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1999

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Wood Laminate Floors, 1st Floor Laundry, Walk-In Closet(s)
  • Number Of Rooms: 8
  • Living Room: Dimensions: 14X12, On Level: Main Level, Flooring: Carpet
  • Fireplace Details: Gas Starter
  • Fireplace Location: Family Room
  • Basement: Partial
  • Basement: Unfinished, Crawl
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink, Soaking Tub
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 8X6, On Level: Main Level
  • Dining Room: Dimensions: 11X10, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 12X16, On Level: Main Level, Flooring: Wood Laminate
  • Additional Rooms: Foyer
  • Master Bedroom: Dimensions: 17X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Foyer, Dimensions: 10X8, On Level: Main Level, Flooring: Wood Laminate
  • Bedroom 2: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2237
  • Estimated Total Finished Sq Ft: 2237
  • Basement Sq Ft: 920
  • Main Level Sq Ft: 1200
  • Upper Level Sq Ft: 1037
  • Family Room: Dimensions: 18X14, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Patio, Porch, Stamped Concrete Patio
  • Exposure: Lake/Water
  • Acreage: 0.21

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Lake Michigan, Public
  • Sewer: Sewer-Public, Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessed Sq Ft: 3157
  • Assessment Association Fees: 265
  • Management Contact Name: Eva Drabeck
  • Management Phone: 630-783-1541

Fee Information

  • Management Company: Legacy Association Management

Schools

  • School District: 308
  • Elementary School: Homestead Elementary School
  • Middle School: Murphy Junior High School
  • High School: Oswego East High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 114X138X120X18
  • Lot Description: Cul-de-sac, Fenced Yard, Wetlands adjacent, Park Adjacent, Pond, Water View, Mature Trees
  • Parcel Identification Number: 7010510202900000

Tax Info

  • Taxes: 8123.70

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 30, 2020
Closed on
Oct 13, 2020
Sold by
Mccartney Michael A and Mccartney Connie M
Bought by
Chicago Title Land Trust 8002384423
Seller's Agent
Caitlin Spencer
Baird & Warner
Buyer's Agent
Connie Vavra
RE/MAX 10
List Price
$285,000
Sold Price
$285,000
Total Days on Market
10
Current Estimated Value
$441,845

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$156,845
Avg. Annual Appreciation
10.05%
Original Mortgage
$270,750
Outstanding Balance
$243,118
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$198,727

Purchase Details

Closed on
Jun 29, 1999
Sold by
Rau Mark C and Rau Kathy
Bought by
Mccartney Michael A and Mccartney Connie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,100
Interest Rate
7.43%

Purchase Details

Closed on
Jan 29, 1999
Sold by
Pulte Home Corp
Bought by
Rau Mark C and Rau Kathy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,475
Interest Rate
6.88%
Mortgage Type
FHA

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chicago Title Land Trust 8002384423 $285,000 Attorney
Mccartney Michael A $199,000 --
Rau Mark C $189,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chicago Title Land Trust 8002384423 $270,750
Previous Owner Mccartney Michael A $165,000
Previous Owner Mccartney Michael A $178,000
Previous Owner Mccartney Michael A $177,000
Previous Owner Mccartney Michael A $39,000
Previous Owner Mccartney Michael A $179,100
Previous Owner Rau Mark C $187,475
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/30/2020 10/30/20 Sold $285,000 0.0% $127 / Sq Ft
08/09/2020 08/09/20 Pending -- -- --
07/30/2020 07/30/20 For Sale $285,000 -- $127 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,306 $111,517 $20,547 $90,970
2022 $9,171 $98,157 $19,437 $78,720
2021 $9,112 $93,482 $18,511 $74,971
2020 $8,723 $92,001 $18,218 $73,783
2019 $8,814 $89,409 $17,705 $71,704
2018 $8,124 $80,252 $17,315 $62,937
2017 $7,987 $78,180 $16,868 $61,312
2016 $8,004 $76,497 $16,505 $59,992
2015 $8,821 $73,555 $15,870 $57,685
2014 $8,821 $73,230 $15,870 $57,360
2013 $8,821 $73,230 $15,870 $57,360
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10800219

Midwest Real Estate Data (MRED)

APN: 01-05-102-029