$780,000

Estimated payment $4,418/month

Total Views 302
4 Beds
3 Baths
3,983 Sq Ft
$196 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • 2 Acre Lot
  • Engineered Wood Flooring
  • Harmony Community School Rated 9+
  • Fireplace in Primary Bedroom
  • Bonus Room

About This Home

CUSTOM BRICK HOME ON 2 ACRES IN BAY LAKE RANCH. 4/3 Plus Bonus Room, 3 Car Garage, NO HOA, Updates: NEW ROOF (2017), 2 A/C UNITS (2020), ANDERSEN WINDOWS (2016), ENGINEERED HARDWOOD FLOORING in the primary bedroom (2022), a new millings DRIVEWAY (2024), a GAS WATER HEATER (2022), a whole-house WATER SOFTENER (October 2024), 2ND BATHROOM (2022), REFRIGERATOR (2023), and WASHER (2025) AND DRYER (2021). Widened driveway (2025), Lighting in Garage (2025). Nestled on 2 acres and surrounded by nature, this custom brick home is 4-bedroom, 3-bath plus BONUS ROOM and offers nearly 4,000 SQUARE FEET of heated living space, plus an attached 3-CAR GARAGE. Enjoy living with NO HOA. Thoughtfully crafted by its owners with the expertise of builder Pete Bracy, every detail of this home reflects a meticulous design approach. The septic system was inspected in 2024. A winding driveway through mature trees leads you to the front of the home and the 26x40 3-CAR GARAGE. Entering the home, you're greeted by a large foyer or BONUS ROOM, which flows into living and dining area with wood flooring and a wood-burning fireplace. The home features updated Andersen double-pane windows throughout, allowing natural light to fill the space. To the right, you’ll find the kitchen with a dinette, equipped with two refrigerators, a gas cooktop, an oven, a microwave, a dishwasher, and a prep island. Adjacent to the kitchen is a 17x20 FAMILY ROOM with sliding doors plus easy access to the garage. The first floor has 3 bedrooms and 2 bathrooms, and a hall bath renovated in 2022. Large enclosed rear porch with a/c and exterior door, currently used as 5th bedroom, could be game room or man cave. Upstairs is the primary suite offers over 1,100 square feet, featuring wood burning fireplace, engineered hardwood floors, two walk-in closets, a linen closet, and built-in bookshelves. Additional engineered wood flooring is available to customize the primary suite. The ensuite bathroom has a garden tub, shower stall, dual sinks, and a bidet. The extra-deep 3-car garage (26x40) is perfect for accommodating oversized trucks, work vehicle, or recreational toys. This 2-acre lot provides plenty of room to add a pool, workshop, or other outdoor amenities, with plenty of space to play and explore and room for a pool. In the evenings, you can enjoy watching deer and wild turkeys that frequently visit the property. This home offers a tranquil escape from city life while maintaining convenient access to essential amenities. Love to entertain or have a big family? This home offers the ideal layout with multiple separate living areas. Perfect for hosting large gatherings or giving everyone their own space. The current owner has comfortably hosted events with over 100 guests! And the best part? On a clear day, you can enjoy rocket launches from Kennedy Space Center right from your backyard. An unforgettable view that’s uniquely Florida! BAY LAKE RANCH residents enjoy events such as the Halloween Hayride, Holiday Tour of Lights, and community yard sales. Located in Harmony School Zone. Easy access to Lake Nona Medical City, VA Hospital, Melbourne, and OIA. Home in Flood Zone X, NO flood insurance required! If you’re seeking a spacious home outside of the Saint Cloud city area, this is a must-see property. Have peace of mind with Transferable Home Warranty Included!

Listing Agent

Bernard Scarpa

AMERICAN IDEAL HOMES, LLC Brokerage Phone: 407-397-7058 License #3203341 Listed on: 02/05/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,414

Year Built

  • Built in 1992

Lot Details

  • 2 Acre Lot
  • West Facing Home
  • Property is zoned OAR2

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Bi-Level Home
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 3,983 Sq Ft Home
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • French Doors
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Bonus Room
  • Views of Woods

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Primary Bedroom
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Harmony Community Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Gas Water Heater
  • Water Softener
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Bay Lake Ranch Unit 2 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,414

Year Built

Built in 1992

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Brick
  • Fireplace: Yes
  • Living Area: 3983
  • Lot Size Acres: 2
  • New Construction: No
  • Year Built: 1992
  • Building Area Total: 5409
  • Lot Size Sq Ft: 87164
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 502.51
  • Escrow City: St. Cloud
  • Escrow State: FL
  • Escrow Street Name: Budinger Avenue
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 195.83
  • Total Acreage: 2 to less than 5
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-397-7058
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Primary Bedroom, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Hardwood, Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Window Features: Blinds
  • Living Area Meters: 370.03

Exterior Features

  • Direction Faces: West
  • Exterior Features: French Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Rear Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0120G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Harmony Community School (K-5)
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: OAR2
  • Parcel Number: 06-26-32-2598-0001-1510
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4414
  • Tax Block: 1
  • Tax Book Number: 2-293
  • Tax Lot: 151

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,273 $312,990 -- --
2024 $4,185 $304,170 -- --
2023 $4,185 $295,311 $0 $0
2022 $4,023 $286,710 $0 $0
2021 $3,997 $278,360 $0 $0
2020 $3,941 $274,517 $0 $0
2019 $3,891 $268,346 $0 $0
2018 $3,783 $263,343 $0 $0
2017 $3,783 $257,927 $0 $0
2016 $3,734 $252,622 $0 $0
2015 -- $250,866 $0 $0
2014 $3,743 $248,875 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/05/2026 02/05/26 For Sale $780,000 -- $196 / Sq Ft
Source: Stellar MLS

Source: Stellar MLS

MLS Number: S5143236

Stellar MLS

APN: 06-26-32-2598-0001-1510