Seller's Agent in 2025
Brian Sinkoff
Sinkoff Realty Group
(518) 364-9497
1 in this area
110 Total Sales
18 N Jay St Schenectady, NY 12305
Downtown Schenectady Neighborhood
4
Beds
2
Baths
2,290
Sq Ft
2,178
Sq Ft Lot
Highlights
- Traditional Architecture
- Bathroom on Main Level
- Forced Air Heating System
- No HOA
- Ceramic Tile Flooring
- Paddle Fans
About This Home
As of August 2025Great investment opportunity in the heart of Schenectady's vibrant Little Italy! This well-maintained 2-family home offers stable tenancy, strong cash flow and the flexibility to be owner-occupied. The remodeled 1st floor unit is currently vacant and features a spacious living room, eat-in kitchen, 2 bedrooms and a full bath. Previous tenant paid $1100/month. The 2nd floor unit includes a kitchen, dining room, full bath, 2 bedrooms, and a bonus room—perfect for a home office, den, or potential 3rd bedroom.The owner is open to including two (2) parking spaces in lot next to building. Rubber roof installed in 2022 and 2nd floor furnace replaced 3 years ago. Prime walkable location near restaurants, shopping, bus line, and entertainment. A great addition to any investment portfolio!
Last Agent to Sell the Property
Sinkoff Realty Group License #10491212390 Listed on: 05/05/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $1,957
Year Built
- Built in 1900
Lot Details
- 2,178 Sq Ft Lot
Home Design
- Duplex
- Traditional Architecture
- Brick Exterior Construction
- Stone Foundation
- Rubber Roof
Interior Spaces
- 2,290 Sq Ft Home
- 2-Story Property
- Paddle Fans
- Rods
- Window Screens
- Unfinished Basement
Flooring
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
- Ceramic Tile in Bathrooms
Parking
- Open Parking
- Off-Street Parking
Schools
- Schenectady High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
- 150 Amp Service
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- 2 Units
Listing and Financial Details
- Tenant pays for heat, internet, cable TV, electricity, gas
- Assessor Parcel Number 421500 39.65-1-34.1
- Seller Concessions Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 5, 2025
Closed on
Aug 1, 2025
Sold by
Mopco Realty Llc
Bought by
Mcavoy Thomas J
Seller's Agent
Brian Sinkoff
Sinkoff Realty Group
Buyer's Agent
Owen Kennedy
Sinkoff Realty Group
List Price
$289,000
Sold Price
$257,500
Premium/Discount to List
-$31,500
-10.9%
Views
26
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.03%
Original Mortgage
$244,625
Outstanding Balance
$244,413
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$13,762
Purchase Details
Closed on
Mar 22, 2023
Sold by
Segrue James
Bought by
Mopco Realty Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
6.32%
Mortgage Type
Seller Take Back
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $257,500 | None Listed On Document | |
| Warranty Deed | $160,000 | Smpr Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $244,625 | New Conventional | |
| Previous Owner | $140,000 | Seller Take Back |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/01/2025 08/01/25 | Sold | $257,500 | -2.8% | $112 / Sq Ft |
| 06/10/2025 06/10/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | Price Changed | $265,000 | -8.3% | $116 / Sq Ft |
| 05/05/2025 05/05/25 | For Sale | $289,000 | -- | $126 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,562 | $34,400 | $10,300 | $24,100 |
| 2023 | $3,562 | $34,400 | $10,300 | $24,100 |
| 2022 | $3,295 | $34,400 | $10,300 | $24,100 |
| 2021 | $3,246 | $34,400 | $10,300 | $24,100 |
| 2020 | $3,180 | $34,400 | $10,300 | $24,100 |
| 2019 | $3,197 | $34,400 | $10,300 | $24,100 |
| 2018 | $3,197 | $34,400 | $10,300 | $24,100 |
| 2017 | $2,269 | $68,700 | $10,300 | $58,400 |
| 2016 | $4,664 | $68,700 | $10,300 | $58,400 |
| 2015 | -- | $68,700 | $10,300 | $58,400 |
| 2014 | -- | $68,700 | $10,300 | $58,400 |
Source: Public Records
Agents Affiliated with this Home
-
Brian Sinkoff
-
Owen Kennedy
Buyer's Agent in 2025
Owen Kennedy
Sinkoff Realty Group
(585) 315-4961
1 in this area
2 Total Sales
Map
Source: Global MLS
MLS Number: 202516690
APN: 039-065-0001-034-001-0000
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