$229,900

18 Settler Ln Galena, IL 61036

Estimated payment $1,909/month

Total Views 13,047
2 Beds
2 Baths
1,068 Sq Ft
$215 Price per Sq Ft

Highlights

  • Stables
  • Clubhouse
  • Wood Flooring
  • Community Lake
  • Property is near a park
  • L-Shaped Dining Room

About This Home

Welcome to Settlement Cottage! Make this your weekend getaway or an ideal short-term rental opportunity. With strong rental potential, this property offers an excellent chance to cut ownership costs while enjoying a relaxing retreat. Nestled between the scenic North and South Golf Courses in The Galena Territory, this charming 2-bedroom, 2-bath cottage blends rustic character with modern updates for the perfect escape. The inviting living area features a wood-burning fireplace, custom built-in bookshelves, and plenty of natural light. The dining room opens to a newly updated kitchen with a spacious breakfast bar, ample storage, and true cottage-style warmth. A full bath with a copper basin sink completes the main level. Upstairs offers two spacious bedrooms with fresh paint and new carpet. The primary suite features a large vanity with hammered copper sink, abundant storage, and a full bath. The secondary bedroom includes laundry for added convenience. Step outside to your private deck-perfect for morning coffee, grilling, or relaxing with wooded views. Recent updates: new windows, sliding door, front door, screen door, exterior paint, and refreshed landscaping. With exterior maintenance handled by the HOA, you'll enjoy the ease of low-maintenance living with the privacy and serenity of your own Galena Territory cottage.

Listing Agent

Brandy Graves

Keller Williams Realty Signature Listed on: 10/08/2025

Keller Williams Realty Signature

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,193

Year Built

  • Built in 1982

HOA Fees

  • $350 Monthly HOA Fees

Home Design

  • Cottage
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,068 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • L-Shaped Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 1 Parking Space
  • Driveway
  • Parking Included in Price
  • Unassigned Parking

Utilities

  • Central Air
  • Baseboard Heating
  • 100 Amp Service

Additional Features

  • Paved or Partially Paved Lot
  • Property is near a park
  • Stables

Community Details

Overview

  • Association fees include insurance, clubhouse, exercise facilities, pool, exterior maintenance, lawn care, snow removal
  • Galena Territory Association, Phone Number (815) 777-2000
  • Property managed by Galena Territory
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool
  • Horse Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,193

Year Built

Built in 1982

Lot Details

0

HOA Fees

$350 per month

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Condo
  • ArchitecturalStyle: Cottage
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1982
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • LivingArea: 1068
  • Room Type: Foyer
  • Estimated Total Finished Sq Ft: 1068
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: L-shaped
  • Fireplace Location: Living Room
  • Total Sq Ft: 1068
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Wood Siding
  • Foundation Details: Concrete Perimeter
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Parking Features: Asphalt, Unassigned, Guest, Driveway, Yes, Owned
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Electric, Baseboard
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 350
  • Association Fee Frequency: Monthly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Stable(s), Horse-Riding Area, Horse-Riding Trails, Lake, Street Paved
  • Master Association Fee Frequency: Not Required
  • Management Company: Galena Territory
  • Management Contact Name: Galena Territory
  • Management Phone: 815-777-2000

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Exercise Facilities, Pool, Exterior Maintenance, Lawn Care, Snow Removal

Lot Info

  • Lot Dimensions: Common
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4193
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,193 $60,653 $5,179 $55,474
2023 $3,506 $49,477 $4,225 $45,252
2022 $3,506 $28,709 $3,603 $25,106
2021 $2,043 $26,558 $3,333 $23,225
2020 $2,099 $26,552 $3,328 $23,224
2019 $2,084 $26,552 $3,328 $23,224
2018 $2,039 $26,592 $3,333 $23,259
2017 $1,997 $26,592 $3,333 $23,259
2016 $2,265 $30,736 $4,689 $26,047
2015 $2,270 $30,736 $4,689 $26,047
2014 $2,287 $32,776 $5,000 $27,776
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/08/2025 10/08/25 Price Changed $229,900 -4.2% $215 / Sq Ft
09/09/2025 09/09/25 For Sale $239,900 +190.8% $225 / Sq Ft
05/25/2016 05/25/16 Sold $82,500 -15.4% $80 / Sq Ft View Prior Sale
05/12/2016 05/12/16 Pending -- -- --
02/02/2016 02/02/16 For Sale $97,500 -- $95 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Grant Deed $79,000 Attorney Only
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12491340

Midwest Real Estate Data (MRED)

APN: 06-410-001-18