Seller's Agent in 2026
Zach Francis
Francis Real Estate Group, Inc
(704) 942-6387
6 in this area
104 Total Sales
18001 Bluff Inlet Rd Cornelius, NC 28031
3
Beds
2.5
Baths
1,701
Sq Ft
8,712
Sq Ft Lot
Highlights
- Water Views
- Access To Lake
- Clubhouse
- Bailey Middle School Rated A-
- Open Floorplan
- Deck
About This Home
As of February 2026DESIRABLE HOME ON ONE OF THE BEST LOTS IN VICTORIA BAY! This beautiful home has a lot to offer that you don't want to miss! Located on a Big Corner lot w/ Seasonal Water Views of Lake Cornelius (close to Lake Norman) w/ the vast community amenities located just a short walk behind the home. Enjoy a short stroll down one of the trails bordering Lake Cornelius or jump in for a swim/launch a paddle board/kayak. Entertain family/friends or just soak up the beautiful NC sun on either of the 2 back decks by day, then relax & get cozy roasting marshmallows around the firepit by night. This 3 bed/2.5 bath home has recently been painted w/ neutral colors throughout & new 5" luxury vinyl plank flooring. Roof 2019 | HVAC 2021. Conveniently located within walking distance to downtown Cornelius w/ shops|breweries|ball fields|entertainment|you name it. Also close to I77, a short commute to Charlotte & centrally located in the LKN Area. Community Amenities close by but far enough not to hear them: Pool|tennis|pickle ball|soccer|basketball|walking trails.
Last Agent to Sell the Property
Francis Real Estate Group, Inc Brokerage Email: Zach@FrancisTeam.com License #238957 Listed on: 11/24/2025
Last Buyer's Agent
Julia Savage
Redfin Corporation License #309856
Home Details
Home Type
- Single Family
Year Built
- Built in 2001
Lot Details
- 8,712 Sq Ft Lot
- Corner Lot
- Property is zoned NR
HOA Fees
- $79 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Open Floorplan
- Wired For Data
- Great Room with Fireplace
- Vinyl Flooring
- Water Views
- Crawl Space
- Carbon Monoxide Detectors
Kitchen
- Electric Cooktop
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Electric Dryer Hookup
Outdoor Features
- Access To Lake
- Deck
- Covered Patio or Porch
- Fire Pit
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 003-195-01
Community Details
Overview
- Mainstreet Management Association, Phone Number (704) 255-1266
- Victoria Bay Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Sport Court
- Community Playground
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 24, 2025
Closed on
Feb 12, 2026
Sold by
Goodman Michael Paul
Bought by
Savage Kevin and Savage Julia A
Seller's Agent
Zach Francis
Francis Real Estate Group, Inc
Buyer's Agent
Julia Savage
Redfin Corporation
List Price
$475,000
Sold Price
$450,000
Premium/Discount to List
-$25,000
-5.26%
Views
60
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.81%
Original Mortgage
$260,000
Outstanding Balance
$260,000
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$186,207
Purchase Details
Closed on
Mar 17, 2020
Sold by
Costello Kevin
Bought by
Goodman Michael Paul
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 16, 2011
Sold by
Thompson Harry S and Thompson Meredith A
Bought by
Costello Kevin R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,257
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 4, 2004
Sold by
Plitt David E
Bought by
Thompson Harry S and Thompson Meredith
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,600
Interest Rate
5.89%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 26, 2001
Sold by
Pulte Home Corp
Bought by
Plitt David E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,291
Interest Rate
6.49%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $450,000 | Integrated Title Services Llc | |
| Warranty Deed | $250,000 | Investors Title Insurance Co | |
| Warranty Deed | $169,000 | None Available | |
| Warranty Deed | $157,000 | -- | |
| Warranty Deed | $153,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $260,000 | New Conventional | |
| Previous Owner | $225,000 | New Conventional | |
| Previous Owner | $157,257 | FHA | |
| Previous Owner | $125,600 | Purchase Money Mortgage | |
| Previous Owner | $150,291 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/12/2026 02/12/26 | Sold | $450,000 | 0.0% | $265 / Sq Ft |
| 12/12/2025 12/12/25 | Pending | -- | -- | -- |
| 12/09/2025 12/09/25 | Price Changed | $450,000 | -5.3% | $265 / Sq Ft |
| 11/24/2025 11/24/25 | For Sale | $475,000 | -- | $279 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,676 | $400,300 | $95,000 | $305,300 |
| 2024 | $2,676 | $400,300 | $95,000 | $305,300 |
| 2023 | $2,631 | $400,300 | $95,000 | $305,300 |
| 2022 | $2,128 | $246,000 | $85,000 | $161,000 |
| 2021 | $2,103 | $246,000 | $85,000 | $161,000 |
| 2020 | $2,103 | $246,000 | $85,000 | $161,000 |
| 2019 | $2,097 | $246,000 | $85,000 | $161,000 |
| 2018 | $1,878 | $171,600 | $40,000 | $131,600 |
| 2017 | $1,861 | $171,600 | $40,000 | $131,600 |
| 2016 | $1,858 | $171,600 | $40,000 | $131,600 |
| 2015 | $1,829 | $171,600 | $40,000 | $131,600 |
| 2014 | $1,827 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Zach Francis
-
Julia Savage
J
Buyer's Agent in 2026
Julia Savage
Redfin Corporation
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4321646
APN: 003-195-01
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Based on information submitted to the MLS GRID
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