NOT LISTED FOR SALE

Estimated Value: $662,000 - $736,776

4 Beds
3 Baths
2,686 Sq Ft
$261/Sq Ft Est. Value

Last Sold September 08, 2019

Last sale price $440,000 $164 Per Sq Ft

Est. 59% increase in value since last sale

Current estimated payment $4,057/month

5 Days on Market

Highlights

  • Stables
  • Screened Pool
  • 2.1 Acre Lot
  • Harmony Community School Rated 9+
  • View of Trees or Woods
  • Open Floorplan

About This Home

As of September 2019

Country living at its finest in the heart of St Cloud only minutes from downtown. Gorgeous 4 bed 3 bath home with an additional home office. The Master bedroom is well appointed with a large spa tub and separate shower. Outside there is a screened, solar heated pool with large lanai. This 2.1 acre (m.o.l.) paradise boasts a variety of fruit trees, a chicken coop, a 2 stable barn, paddock, and a two car detached garage / man-cave / she-shed. The entire property is fenced with gates at the driveway, too! There is a large list of updates to this beautiful home, including hot water heater, air handler, solar panels, water softener system, appliances including an induction stove.

Last Agent to Sell the Property

Charles Fischer

License #3239161 Listed on: 07/19/2019

Last Buyer's Agent

Douglas Rudnick, LLC

EXP REALTY LLC License #3056310

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,149

Year Built

  • Built in 2003

Lot Details

  • 2.1 Acre Lot
  • Unincorporated Location
  • North Facing Home
  • Child Gate Fence
  • Level Lot
  • Well Sprinkler System
  • Fruit Trees
  • Wooded Lot
  • Property is zoned OAR2

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Property Views

  • Woods
  • Garden

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 2,686 Sq Ft Home
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Combination Dining and Living Room
  • Fire and Smoke Detector

Kitchen

  • Convection Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Solar Heated In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Auto Pool Cleaner

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Schools

  • Harmony Community Elementary School
  • Harmony High School

Horse Facilities and Amenities

  • Zoned For Horses
  • Corral
  • Stables

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Underground Utilities
  • Water Filtration System
  • Well
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Bay Lake Ranch Unit 02 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,149

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 2686
  • Lot Size Acres: 2.1
  • New Construction: No
  • Year Built: 2003
  • Lot Size Sq Ft: 91345
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5798940?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5798940?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 2 to less than 5
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.97996
  • Price per Sq Ft: 163.81
  • Close to Original List Price Ratio: 0.97996
  • View: Yes
  • Ownership: Fee Simple
  • Tax Year: 2018
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Master Bedroom Main Floor, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Room Count: 8
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: North
  • Other Structures: Corral(s), Stable(s)
  • Pool Features: Auto Cleaner, Child Safety Fence, Gunite, In Ground, Screen Enclosure, Solar Heat
  • Exterior Features: Fenced, French Doors, Irrigation System, Lighting, Rain Gutters
  • Roof: Shingle
  • Pool Private: Yes
  • View: Garden, Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Front Porch, Patio, Screened
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Flood Zone Panel: 12097C0120G
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Off Street
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sprinkler Well, Street Lights, Underground Utilities, Water Available
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Security: Fire Alarm
  • Senior Community: No
  • Association Approval Required YN: No

Schools

  • Elementary School: Harmony Community School (K-5)
  • High School: Harmony High

Lot Info

  • Zoning: OAR2
  • Parcel Number: 06-26-32-2598-0001-1530
  • Additional Parcels: No
  • Lot Features: In County, Level, Unincorporated, Zoned for Horses
  • Flood Zone Code: X
  • Flood Zone Date: 2013-06-18
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 3149
  • Tax Block: 1
  • Tax Book Number: 2-293
  • Tax Lot: 153

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 16, 2025
Sold by
Gibson Sina Sharleen
Bought by
Gibson Sina Sharleen and Sina Sharleen Gibson Revocable Trust
Current Estimated Value
$700,444

Purchase Details

Closed on
Jun 29, 2023
Sold by
Gibson Sina Sharleen and Gibson Jonathan
Bought by
Gibson Sina Sharleen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.96%
Mortgage Type
Construction

Purchase Details

Listed on
Jul 19, 2019
Closed on
Sep 6, 2019
Sold by
Richardson Joseph S and Richardson Marilyn R
Bought by
Gibson Sina Sharleen and Gibson Jonathan
Seller's Agent
Charles Fischer
Buyer's Agent
Douglas Rudnick, LLC
EXP REALTY LLC
List Price
$449,000
Sold Price
$440,000
Premium/Discount to List
-$9,000
-2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.65%
Original Mortgage
$374,000
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 25, 2017
Closed on
Aug 4, 2017
Sold by
Rodriguez Juan B and Tejada De Rodriguez Carmen A
Bought by
Richardson Marilyn E and Richardson Joseph S
Seller's Agent
Kim Oliver
NONA LEGACY POWERED BY LA ROSA
Buyer's Agent
Taylor Woodard
List Price
$389,900
Sold Price
$370,000
Premium/Discount to List
-$19,900
-5.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.60%
Original Mortgage
$212,500
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 19, 2009
Sold by
Girdner Jeanette and Girdner Troy
Bought by
Rodriguez Juan B and Rodriguez Carmen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
4.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 22, 2003
Sold by
Arnco Const Inc
Bought by
Girdner Jeanette and Girdner Troy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,125
Interest Rate
5.6%

Purchase Details

Closed on
Aug 29, 2002
Sold by
Carol Saffoury William and Carol Saffourny
Bought by
Arnco Const Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gibson Sina Sharleen $100 None Listed On Document
Gibson Sina Sharleen $100 None Listed On Document
Gibson Sina Sharleen $100 None Listed On Document
Gibson Sina Sharleen -- Fidelity Natl Ttl Of Fl Inc
Richardson Marilyn E $370,000 La Rosa Title Llc
Rodriguez Juan B $218,000 Clear Title Of Florida Llc
Girdner Jeanette $261,800 --
Arnco Const Inc $41,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Gibson Sina Sharleen $48,000
Previous Owner Gibson Sina Sharleen $374,000
Previous Owner Richardson Marilyn E $212,500
Previous Owner Rodriguez Juan B $117,000
Previous Owner Girdner Jeanette $235,125
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/08/2019 09/08/19 Sold $440,000 -2.0% $164 / Sq Ft
07/23/2019 07/23/19 Pending -- -- --
07/18/2019 07/18/19 For Sale $449,000 +21.4% $167 / Sq Ft
08/17/2018 08/17/18 Off Market $370,000 -- --
08/04/2017 08/04/17 Sold $370,000 -5.1% $138 / Sq Ft View Prior Sale
06/20/2017 06/20/17 Pending -- -- --
04/25/2017 04/25/17 For Sale $389,900 -- $145 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,772 $350,138 -- --
2024 $4,675 $340,271 -- --
2023 $4,675 $330,361 $0 $0
2022 $4,498 $320,739 $0 $0
2021 $4,472 $311,398 $0 $0
2020 $4,415 $307,099 $0 $0
2019 $3,253 $225,169 $0 $0
2018 $3,149 $220,971 $0 $0
2017 $2,899 $200,264 $0 $0
2016 $2,859 $196,145 $0 $0
2015 $2,897 $194,782 $0 $0
2014 $2,853 $193,237 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O5798940

Stellar MLS

APN: 06-26-32-2598-0001-1530