$560,000
SOLD FEB 4, 2026

18015 Harbor Mist Rd Cornelius, NC 28031

5 Beds
3 Baths
2,696 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$208 Per Sq Ft

3% Below List Price

8 Days on Market

Highlights

  • Pier or Dock
  • Access To Lake
  • Clubhouse
  • Bailey Middle School Rated A-
  • Open Floorplan
  • Traditional Architecture

About This Home

As of February 2026

New price & move in ready! Sellers are highly motivated! Beautiful 5 bedroom home, perfectly situated in the highly desirable Victoria Bay neighborhood & move in ready, just in time for the holidays! This spacious home features a newly updated kitchen, new HVAC system, and a bright, open floor plan designed for modern living. As you step inside the inviting foyer, you'll love the ample space with a formal dining room, a generously sized office or sitting room, & cozy living room complete with a gas fireplace. The living room seamlessly connects to the kitchen and breakfast area, making it perfect for entertaining or every day living. The main floor also includes a comfortable bedroom and a full bath. Venture upstairs to find the expansive primary suite, which boasts a cozy sitting area, an oversized closet, and a luxurious en-suite bathroom featuring a garden tub, a separate shower, and double sinks. A spacious hallway leads to 3 additional large bedrooms, a full bath, and a conveniently located laundry room. Step outside to your private retreat, where you can relax on the large patio overlooking the fenced yard, complete with a built-in fire pit and a substantial storage shed. Victoria Bay offers an exceptional community lifestyle, including pickle-ball, tennis, and basketball courts, an outdoor pool, a playground, and scenic sidewalks. Enjoy peaceful strolls along the lakefront nature trail along Lake Cornelius. This home is ideally located just a short walk from downtown Cornelius, the Cain Center for the Arts, the library, local coffee shops, & dining options. Plus, you’re only 2 minutes from I-77 and 5 minutes from the beautiful Lake Norman!

Last Agent to Sell the Property

Jen Simmons

Call It Closed International Inc Brokerage Phone: 704-574-6285 License #342820 Listed on: 11/20/2025

Last Buyer's Agent

David Traugott

Real Broker, LLC License #294080

Real Broker, LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • 8,276 Sq Ft Lot
  • Property is Fully Fenced
  • Property is zoned NR

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Arts and Crafts Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Insulated Doors
  • Entrance Foyer
  • Living Room with Fireplace
  • Storage
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Walk-In Pantry
  • Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet
  • 3 Full Bathrooms
  • Soaking Tub
  • Garden Bath

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Access To Lake
  • Patio
  • Fire Pit
  • Shed
  • Outbuilding
  • Front Porch

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 003-195-64
  • Tax Block Ph 02 Map

Community Details

Overview

  • Main Street Management Association, Phone Number (980) 920-8199
  • Victoria Bay Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Pier or Dock
  • RV or Boat Storage in Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

8,276 Sq Ft Lot

HOA Fees

$87 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Arts and Crafts, Traditional
  • Year Built: 2002
  • Restrictions: Architectural Review,Deed
  • Restrictions Description: See Attachments
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 207.72
  • Geocode Confidence: High
  • Attribution Contact: 704-574-6285
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Entrance Foyer, Garden Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1259
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Main: 369
  • Sq Ft Unheated Total: 369
  • Sq Ft Upper: 1437
  • Appliances: Dishwasher, Disposal, Microwave, Oven
  • Above Grade Finished Sq Ft: 2696
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Door Features: Insulated Door(s)
  • Fireplace Features: Gas Log, Living Room
  • Living Area: 2696
  • Bedroom Main: 1

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Fenced, Full
  • Pool Private: No
  • Waterfront Features: Pier - Community
  • Construction Type: Brick Partial, Vinyl
  • Other Structures: Outbuilding, Shed(s)
  • Patio And Porch Features: Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Upper Level
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Utilities: Cable Available, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Boat Storage, Clubhouse, Lake Access, Outdoor Pool, Pickleball, Playground, Recreation Area, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
  • Association Fee: 260
  • Association Fee Frequency: Quarterly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Main Street Management
  • Phone: 980-920-8199
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 1040.00

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 003-195-64
  • Zoning: NR
  • Lot Size Acres: 0.19
  • Additional Parcels: No
  • Zoning Specification: NR

Tax Info

  • Tax Block: Ph 02 Map

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

3D Interior and Exterior Tours

Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 20, 2025
Closed on
Jan 28, 2026
Sold by
Miller Phoebe Anne and Miller Phoebe Ann
Bought by
Delrusso Daniel and Delrusso Del Russo
Seller's Agent
Jen Simmons
Call It Closed International Inc
Buyer's Agent
David Traugott
Real Broker, LLC
List Price
$575,000
Sold Price
$560,000
Premium/Discount to List
-$15,000
-2.61%
Views
217

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.41%
Original Mortgage
$420,000
Outstanding Balance
$420,000
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$149,436

Purchase Details

Listed on
May 21, 2024
Closed on
Jun 26, 2024
Sold by
Land Trust Agreement Of Harbor Mist 1801 and Gardner John W
Bought by
Miller Phoebe Ann and Miller Matthew John
Seller's Agent
Barry Draughon
ERA Live Moore
Buyer's Agent
Jen Simmons
Call It Closed International Inc
List Price
$550,000
Sold Price
$560,000
Premium/Discount to List
$10,000
1.82%
Views
8

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$532,000
Interest Rate
7.02%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 26, 2022
Closed on
Dec 16, 2022
Sold by
Watson Kenneth W and Watson Wendy J
Bought by
Land Trust
Seller's Agent
Debbie Monroe
Lake Norman Realty, Inc.
Buyer's Agent
Barry Draughon
ERA Live Moore
List Price
$500,000
Sold Price
$505,000
Premium/Discount to List
$5,000
1%
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.94%

Purchase Details

Closed on
May 19, 2003
Sold by
Pulte Homes Corp
Bought by
Watson Kenneth W and Watson Wendy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,520
Interest Rate
5.76%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $560,000 None Listed On Document
Warranty Deed $560,000 None Listed On Document
Warranty Deed $505,000 --
Warranty Deed $187,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $420,000 New Conventional
Previous Owner $532,000 New Conventional
Previous Owner $149,520 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/04/2026 02/04/26 Sold $560,000 -1.8% $208 / Sq Ft
01/09/2026 01/09/26 Price Changed $570,000 -0.9% $211 / Sq Ft
01/04/2026 01/04/26 For Sale $575,000 0.0% $213 / Sq Ft
11/29/2025 11/29/25 Pending -- -- --
11/20/2025 11/20/25 For Sale $575,000 +2.7% $213 / Sq Ft
07/02/2024 07/02/24 Sold $560,000 +1.8% $208 / Sq Ft View Prior Sale
05/21/2024 05/21/24 For Sale $550,000 +8.9% $204 / Sq Ft
12/19/2022 12/19/22 Sold $505,000 +1.0% $187 / Sq Ft View Prior Sale
12/13/2022 12/13/22 Pending -- -- --
11/26/2022 11/26/22 For Sale $500,000 -- $185 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,294 $494,500 $95,000 $399,500
2024 $3,294 $494,500 $95,000 $399,500
2023 $3,240 $494,500 $95,000 $399,500
2022 $2,569 $298,000 $85,000 $213,000
2021 $2,539 $298,000 $85,000 $213,000
2020 $2,539 $298,000 $85,000 $213,000
2019 $2,533 $298,000 $85,000 $213,000
2018 $2,463 $225,900 $40,000 $185,900
2017 $2,443 $225,900 $40,000 $185,900
2016 $2,439 $225,900 $40,000 $185,900
2015 $2,402 $225,900 $40,000 $185,900
2014 $2,400 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4323025

Canopy MLS (Canopy Realtor® Association)

APN: 003-195-64

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