NOT LISTED FOR SALE

1809 Rock Lodge Rd Mc Henry, MD 21541

Estimated Value: $552,000 - $837,000

3 Beds
2 Baths
1,120 Sq Ft
$576/Sq Ft Est. Value

Last Sold September 16, 2022

Last sale price $452,000 $404 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $3,846/month

8 Days on Market

Highlights

  • 40 Feet of Waterfront
  • 1 Dock Slip
  • No HOA
  • Accident Elementary School Rated 9+
  • Fishing Allowed
  • Limit On Boat Length

About This Home

As of September 2022

Rare opportunity to own a split lakefront home in the highly coveted Cherry Creek Cove with Type-A private dock site under $400K! Most homes on this stretch require off-street parking while this home has its own parking lot. A shoreline wall on the waterfront provides security from erosion, and a level area for entertaining by the water. NOTE: This home is in need of repair and the price does reflect work needed.

Last Agent to Sell the Property

Nick Fratz-Orr

Railey Realty, Inc. Listed on: 07/17/2022

Railey Realty, Inc.

Last Buyer's Agent

Susan Bell

Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,800

Year Built

  • Built in 1931

Lot Details

  • 0.34 Acre Lot
  • 40 Feet of Waterfront
  • Home fronts navigable water
  • Split Lakefront
  • Property is in below average condition
  • Property is zoned LR1

Home Design

  • Fixer Upper
  • Block Foundation
  • Frame Construction
  • Metal Roof

Interior Spaces

  • Property has 3 Levels
  • Non-Functioning Fireplace

Bedrooms and Bathrooms

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted

Utilities

  • Heating Available
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1218020637

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,800

Year Built

Built in 1931

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2022-07-22
  • Year Built: 1931
  • Automatically Close On Close Date: No
  • Remarks Public: Rare opportunity to own a split lakefront home in the highly coveted Cherry Creek Cove with Type-A private dock site under $400K! Most homes on this stretch require off-street parking while this home has its own parking lot. A shoreline wall on the waterfront provides security from erosion, and a level area for entertaining by the water. NOTE: This home is in need of repair and the price does reflect work needed.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Non-Functioning
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 1152
  • Living Area Sq Ft: 1120
  • Price Per Sq Ft: 548.61
  • Above Grade Finished Sq Ft: 720
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 32
  • Total Below Grade Sq Ft: 432
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1809

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Metal
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 40

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: No
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 54400.00
  • Land Assessed Value: 175000.00
  • Land Use Code: R
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14810.00
  • Property Condition: Major Rehab Needed, Below Average
  • Year Assessed: 2022
  • Zoning: LR1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15659015
  • Tax Annual Amount: 2800.00
  • Assessor Parcel Number: 1218020637
  • Tax Total Finished Sq Ft: 1120
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 09/16/2022

Multi Family

  • Waterfront Features: Private Dock Site, Split Lakefront

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2022
Closed on
Sep 13, 2022
Sold by
Arthur E Scarpelli Revocable Trust
Bought by
Lutz James D and Lutz Candice W
Seller's Agent
Nick Fratz-Orr
Railey Realty, Inc.
Buyer's Agent
Susan Bell
Railey Realty, Inc.
List Price
$395,000
Sold Price
$452,000
Premium/Discount to List
$57,000
14.43%
Current Estimated Value
$645,520

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,520
Avg. Annual Appreciation
8.06%
Original Mortgage
$364,500
Interest Rate
5.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 5, 2014
Sold by
Scarpelli Arthur E
Bought by
Scarpelli Arthur E and Arthur E Scarpeli Revocable Tr

Purchase Details

Closed on
Nov 8, 2006
Sold by
Scarpelli Arthur E
Bought by
Scarpelli Arthur E

Purchase Details

Closed on
Sep 18, 2006
Sold by
Scarpelli Arthur E
Bought by
Scarpelli Arthur E

Purchase Details

Closed on
Apr 25, 2002
Sold by
Scarpelli Arthur E
Bought by
Scarpelli Arthur E and Marsh Anna L
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lutz James D $452,000 --
Scarpelli Arthur E -- None Available
Scarpelli Arthur E -- --
Scarpelli Arthur E -- --
Scarpelli Arthur E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lutz Candice West $916,491
Closed Lutz James Dennis $364,500
Closed Lutz James D $364,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2022 09/16/22 Sold $452,000 +14.4% $404 / Sq Ft
07/26/2022 07/26/22 Pending -- -- --
07/17/2022 07/17/22 For Sale $395,000 -- $353 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,267 $361,000 $0 $0
2024 $3,625 $295,200 $0 $0
2023 $2,840 $229,400 $175,000 $54,400
2022 $2,820 $226,000 $0 $0
2021 $2,800 $222,600 $0 $0
2020 $2,758 $219,200 $175,000 $44,200
2019 $2,758 $219,200 $175,000 $44,200
2018 $2,613 $219,200 $175,000 $44,200
2017 $2,590 $220,100 $0 $0
2016 -- $220,100 $0 $0
2015 -- $220,100 $0 $0
2014 -- $270,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDGA2003402

Bright MLS

APN: 18-020637