$180,000
$39K PRICE DROP

Estimated payment $1,080/month

Total Views 18,581
3 Beds
1 Bath
1,158 Sq Ft
$155 Price per Sq Ft

Highlights

  • Hot Property
  • No HOA
  • Breakfast Area or Nook
  • Bonus Room
  • Den
  • 5-minute walk to Moates Park

About This Home

Conveniently located just 3.5 miles from Downtown Panama City and 7.5 miles to Beach Access #12 in Panama City Beach, this charming cottage offers the perfect blend of old and new. Nestled on a friendly street in the heart of St. Andrews, neighbors gather monthly for cookouts sponsored by the local church—true community living at its best!
Inside, you'll find recent updates throughout:
Fresh exterior paint and new windows,
updated electrical box, and new PVC plumbing from house to street. New A/C system with air handler, compressor & smart thermostat
New carpeting, interior paint, faucets, and more.
Kitchen with newer cabinets (corner turntable), double sink & faucet, vinyl tile flooring, and new tank water heater. Bathroom with new sink & toilet, and vinyl tile flooring.
A new exterior faucet has been added as well. The property appraiser site has updated the ''effective year built'' to 1976.
The layout includes a spacious living room with wood paneling, a heart-of-pine den perfect for a social media room or home office with built-in bookshelves off the garage entry, kitchen with breakfast area, three bedrooms, and one full bath.

The home sits on a large fenced lot with room to play or garden. Seller is offering $2,000 toward a new front door AND closing cost assistance for owner/occupants with an acceptable offer.

*Washer/dryer do not convey. All information deemed reliable but not guaranteed; buyer to verify.

Listing Agent

Jennifer Ethridge

Compass Florida, LLC License #3069931 Listed on: 08/29/2025

Compass Florida, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,629

Year Built

  • Built in 1946

Lot Details

  • 8,738 Sq Ft Lot
  • Lot Dimensions are 60.50 x 144.45

Home Design

  • Metal Siding

Interior Spaces

  • 1-Story Property
  • Bookcases
  • Window Treatments
  • Living Room
  • Den
  • Bonus Room
  • Smart Thermostat

Kitchen

  • Breakfast Area or Nook
  • Range Hood

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 1 Full Bathroom

Parking

  • Carport
  • Driveway

Outdoor Features

  • Patio
  • Porch

Schools

  • Lucille Moore Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Bayview Add Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,629

Year Built

Built in 1946

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1946
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.2
  • Lot Size: 60.50 x 144.45
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Bayview Add
  • Architectural Style: Other
  • Carport Y N: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Range Hood
  • Interior Amenities: Bookcases, Split Bedrooms, Smart Thermostat, Window Treatments
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Carpet, Vinyl
  • Dining Room Type: Bedroom, Den, Full Bath, Kitchen, Living Room, Primary Bedroom, Bonus Room
  • Stories: 1

Exterior Features

  • Construction Type: Metal Siding
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Parking Features: Carport, Driveway
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Trash Collection
  • Cooling: Central Air
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Paved
  • Land Lease: No
  • Lot Size Sq Ft: 8738.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 1629.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Lucille Moore
  • High School: Bay

Map

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $443 $84,275 $30,438 $53,837
2023 $443 $41,584 $0 $0
2022 $479 $40,373 $0 $0
2021 $927 $44,846 $20,109 $24,737
2020 $888 $41,653 $18,604 $23,049
2019 $226 $38,967 $0 $0
2018 $200 $38,240 $0 $0
2017 $186 $37,384 $0 $0
2016 $178 $36,615 $0 $0
2015 $179 $36,360 $0 $0
2014 $173 $36,071 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Price Changed $180,000 -9.1% $155 / Sq Ft
09/25/2025 09/25/25 Price Changed $198,000 +4.8% $171 / Sq Ft
09/25/2025 09/25/25 Price Changed $189,000 -4.5% $163 / Sq Ft
09/08/2025 09/08/25 Price Changed $198,000 -9.6% $171 / Sq Ft
08/29/2025 08/29/25 For Sale $219,000 +119.0% $189 / Sq Ft
12/08/2023 12/08/23 Sold $100,000 0.0% $86 / Sq Ft View Prior Sale
12/05/2023 12/05/23 Price Changed $100,000 -20.0% $86 / Sq Ft
11/22/2023 11/22/23 Price Changed $125,000 -10.7% $108 / Sq Ft
10/22/2023 10/22/23 For Sale $140,000 -- $121 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100,000 None Listed On Document
Interfamily Deed Transfer -- --
Source: Public Records

About the Listing Agent

Jennifer Ethridge

Compass Florida, LLC

(448) 333-1373

Section Image

About Me: With more than two decades of real estate expertise along Florida’s Emerald Coast, I’ve built a reputation on personalized service, deep local knowledge, and unwavering integrity. I’m proud to hold designations as a Resort & Second-Home Property Specialist (RSPS) and Florida Military Specialist® (FMS®), serving diverse buyers and sellers, including vacation homeowners, military families, investors, and first-time primary home purchasers.
I relocated to the Emerald Coast in

Jennifer's Other Listings

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    Vacant residential lot in Panama City—perfect for investors or builders! With growing demand for affordable housing and scarcity of land for new homes, this property offers an ideal opportunity to build a single-family starter home. City utilities available. Convenient to schools, shopping, and major roads. Great potential for first-time buyers or rental investors.

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  • 14701 Front Beach Rd Unit 326, Panama City Beach, FL 32413

    $355,900

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    Gulf-Front Getaway at Emerald Beach Resort!Wake up to the sound of the waves and panoramic views of the Gulf of Mexico from this beautifully maintained 1-bedroom, 1-bath condo with hallway bunks at Emerald Beach Resort. Located on the third floor, this unit is perfectly positioned for easy beach access and is a favorite among renters — yet it has never been rented by the current owner,

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  • 4004 Riverside Dr, Panama City, FL 32404

    $420,000 Sold Aug 22, 2025

    • 3 Beds
    • 2 Baths
    • 2,818 Sq Ft
    • 4004 Riverside Dr
    • Panama City, FL

    Balance of seller's VA loan at 2.5% is assumable for qualified buyers. Welcome to this elegant 3-bedroom, 2-bathroom single-story home nestled in the picturesque Riverside community of Panama City. Spanning 2,818 square feet on a 7,500 square foot lot, this residence offers a harmonious blend of comfort and sophistication.Interior Highlights:- Expansive 10' ceilings with 11' step trays-

    Jennifer Ethridge Compass Florida, LLC

Source: Central Panhandle Association of REALTORS®

MLS Number: 778355

Central Panhandle Association of REALTORS®

APN: 28226-000-000