1820 Olive St Chattanooga, TN 37406

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Introducing Residence 1820, a quaint 2-bedroom duplex brick apartment with a cozy living area with a window AC unit for the whole family to relax in and a spacious well-equipped kitchen with plenty of room to cook for your family or guests. The bedrooms are nice-sized with ample closet space. Complete with 1.5 baths, electric heat, and a washer and dryer hook-up to make your chores a breeze. Pets up to 30 lbs max are welcome and with a driveway to safely park your car. Located just a few minutes from the city center. If you're looking for an affordable place with great amenities and easy access, look no further than this!

Schedule a showing now!

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*Only $849 Deposit

*** Stevens Realty LLC offers deposit-free leases using Obligo billing authorization technology (for qualified tenants). Instead of paying the security deposit all upfront, we can bill you a smaller fee on a monthly basis. For more information please refer to this link .

*** For just $99 per month, you'll have access to a high-quality washer and dryer, and we'll take care of the installation process for a one-time fee of $75. With our rental program, you won't have to worry about the costs of repairs or maintenance - we'll take care of that for you! We understand how difficult it can be to move heavy appliances, so our rental program is the perfect solution for anyone looking for a hassle-free laundry solution. And, in the unfortunate event that the equipment is damaged or stolen, we can charge your credit card or bank account for the replacement or repair costs.

*** Availability date is subject to change without notice depending on the condition of the property or if when it becomes vacant. ***

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*** Mandatory Charges on top of Base Rent ***

Renters Insurance = $14.99/month
Community Perks Benefit Package = $2.99
Utility & Maintenance Reduction Program = $12.50/month


See below for more details

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*** AMENITIES ***

Central Heat and Air

Electric Heat

Refrigerator

Stove

Washer and Dryer Hook up

Pet Friendly (30lbs max)

This home does accept section 8

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*** LEASE TERMS ***


1. The advertised rent is for a 12 months lease contract.

2. Leases between 6 to 11 months is also accepted for $100 per month on top of the advertised rent.

3. Leases under 6 months is also accepted for $250 per month on top of the advertised rent.

4. Month-to-month lease is also accepted for $250 per month on top of the advertised rent.

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*** MANDATORY/REQUIRED CHARGES ***


1. Enrollment to Second Nature Insurance is required with all of Stevens Realty Leases for $14.99 per month and get $100,000 Liability for Covered Damages included along with $10,000 protection for your personal belongings.

2. All of our homes with Central heat and air require the Utility & Maintenance Reduction Program to be included. This saves you 5-15% on your energy bill and helps ensure a clean, healthy living environment for your family. For a small charge of $12.50 per month we will have HVAC filters regularly delivered to your doorstep so that you can easily replace them without having to remember or find them.

3. If you SMOKE/VAPE regardless if it's inside or outside the property, we require a $200 one time smoking fee upon move in. (NON-REFUNDABLE)

4. We are happy to announce that Stevens Realty has partnered with Community Perks Benefit Package to start rental credit reporting. Since most people spend 26%-50% of their income on rent, so shouldn't you get credited? Credit Reporting Fee is $2.99 per month. We will report your rent payments to all bureaus. This will positively increase the tenants buying power and enjoy low interests on credit cards.

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*** UTILITIES ***


1. Our Utilities Concierge Service will assist in connecting your utilities prior to moving in to your rental home.

2. Forget about the hassle of having to contact different utility companies to get things turned on prior to move in. Receive one bill for your utilities and rent and pay them in a place.

3. Pay only $175 utility hook up fee(NON-REFUNDABLE) instead of approximately $500 through the utility company.

4. A monthly service fee of $9.95 will be itemized in your utility charges.

5. Never forget about your bill with friendly reminders.

6. Full transparency with provider bill information.

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*** PET POLICY ***


1. We require $300 non-refundable fee each pet and $25 add-on for your first pet and $10 add-on for each succeeding pet on top of the rent per month maximum of 3.

2. Restricted Breeds such as Akita, Staffordshire Terrier, American Bulldog/Bully, Wolf Dog, Great Dane, Husky, Bullterrier, Bullmastiff, Presa Canario, Chow, Pitbull, Doberman, German Sheppard, Rottweiler, ARE NOT ALLOWED

3. For Emotional Support or Service Animals, NO CHARGES will be applied.

4. We require a pet application which will be $35 each pet excluding Emotional support and Service animals.

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Frequently asked Questions


1. Credit score requirements :

If employed for at least a year (CURRENT EMPLOYER):
600 to 649 - Normal deposit
550 to 599 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE
500 to 549 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE

If employed less than a year (CURRENT EMPLOYER):
650 above - Normal deposit
600 to 649 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE
550 to 599 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE
500 to 549 - Normal deposit plus 150% of rent non-refundable MITIGATION FEE

499 and below - Rejected or a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent

No credit - Need a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent

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****** GOOD NEWS. Pay on time and build your credit with us and all 3 Bureaus.

Most landlords only report negative credit references but here at Stevens we want to reward you for meeting your obligations on time.

This is an added benefit/incentive that we are putting in place for paying rents on time, taking care of the property and just being a good tenant.

This will also help our residents improve payment history for future home purchases, as well as help our younger tenants in establishing a credit history
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2. Income Requirements :
Total or combined household monthly income must be at least 2x the rent.

3. If I like the house what is the next step I need to take :
Submit an application through our website at

4. How long and how much is the application :
$65/adult(non-refundable). 2-3 business days.

5. What cause my application to get automatically declined :
UTILITY COLLECTIONS, FELONIES within 10yrs, EVICTIONS, LANDLORD COLLECTIONS, BANKCRUPTCY within a year, and DRUG CHARGES.

6. How much would it cost to move in :
We require the first month's rent(prorated), the deposit, $100 lease preparation fee, and other fees/charges required for the property(see description above).

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